Cathay General Bancorp (CATY) vs Sezzle Inc. (SEZL)

A side-by-side comparison of Cathay General Bancorp and Sezzle Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CATY vs SEZL

growth of $100 · dividends reinvested · last 6y
CATY +183.1% (+18.9%/yr)SEZL +2671.3% (+74.0%/yr)SEZL compounded faster over this window
Log scale — wide-divergence pair
1101001k10kStart $100202120222023202420252026$283$2,771
CATY SEZL

CATY vs SEZL: by the numbers

  • •CATY is the larger company ($4.07B vs $3.77B market cap).
  • •CATY trades at the lower trailing earnings multiple (11.87 vs 24.46 P/E), one valuation lens rather than an overall verdict.
  • •SEZL converts more revenue to profit (30.35% vs 24.97% net margin).
  • •SEZL grew revenue faster over the past five years (42.22% vs 14.32% CAGR).
  • •CATY pays a dividend (2.45% yield), while SEZL has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCATYSEZL
P/E ratio11.8724.46
Forward P/E10.9121.36
PEG ratio1.24N/A
P/S ratio2.937.08
P/B ratio1.3416.17
EV / EBITDAN/A17.57
FCF yieldN/A8.67%

Profitability

MetricCATYSEZL
Gross marginN/A90.80%
Operating margin33.16%40.39%
Net margin24.97%30.35%
ROE11.40%69.29%
ROICN/A48.64%

Cathay General Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCATYSEZL
Dividend yield2.45%N/A
Payout ratio28.91%N/A

Growth (annualized)

MetricCATYSEZL
Revenue CAGR (5Y)14.32%42.22%
EPS CAGR (5Y)9.68%N/A
Total return CAGR (5Y)10.99%69.10%

Frequently asked

Which has the lower trailing P/E, CATY or SEZL?
CATY has the lower trailing P/E: CATY trades at 11.87 and SEZL at 24.46. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CATY or SEZL?
Over the past five years, SEZL grew revenue faster — CATY at a 14.32% CAGR versus SEZL at 42.22%.
Does CATY or SEZL pay a bigger dividend?
CATY pays a dividend (2.45% yield), while SEZL has no payments in the available dividend history.
Is CATY or SEZL more profitable?
SEZL runs the higher net margin — CATY at 24.97% versus SEZL at 30.35%.
How have CATY and SEZL total returns compared?
Over the past 5 years, CATY delivered 10.99% and SEZL delivered 69.10% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.