Cathay General Bancorp (CATY) vs SLM Corporation (SLM)
A side-by-side comparison of Cathay General Bancorp and SLM Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CATY vs SLM
growth of $100 · dividends reinvested · last 10yCATY vs SLM: by the numbers
- •SLM is the larger company ($4.25B vs $4.03B market cap).
- •SLM trades at the lower trailing earnings multiple (6.32 vs 11.75 P/E), one valuation lens rather than an overall verdict.
- •CATY converts more revenue to profit (24.97% vs 23.97% net margin).
- •CATY grew revenue faster over the past five years (14.32% vs 5.85% CAGR).
- •CATY pays the higher dividend yield (2.45% vs 2.29%).
Metrics side by side
Valuation
| Metric | CATY | SLM |
|---|---|---|
| P/E ratio | 11.75 | 6.32 |
| Forward P/E | 10.79 | 7.24 |
| PEG ratio | 1.22 | 0.70 |
| P/S ratio | 2.90 | 1.38 |
| P/B ratio | 1.32 | 1.91 |
Profitability
| Metric | CATY | SLM |
|---|---|---|
| Operating margin | 33.16% | 32.02% |
| Net margin | 24.97% | 23.97% |
| ROE | 11.40% | 29.72% |
Cathay General Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
SLM Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CATY | SLM |
|---|---|---|
| Dividend yield | 2.45% | 2.29% |
| Payout ratio | 28.91% | 14.57% |
Growth (annualized)
| Metric | CATY | SLM |
|---|---|---|
| Revenue CAGR (5Y) | 14.32% | 5.85% |
| EPS CAGR (5Y) | 9.68% | 9.17% |
| Total return CAGR (5Y) | 10.99% | 7.65% |
Frequently asked
- Which has the lower trailing P/E, CATY or SLM?
- SLM has the lower trailing P/E: CATY trades at 11.75 and SLM at 6.32. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CATY or SLM?
- Over the past five years, CATY grew revenue faster — CATY at a 14.32% CAGR versus SLM at 5.85%.
- Does CATY or SLM pay a bigger dividend?
- CATY yields 2.45% and SLM yields 2.29% based on trailing dividends and the latest price.
- Is CATY or SLM more profitable?
- CATY runs the higher net margin — CATY at 24.97% versus SLM at 23.97%.
- How have CATY and SLM total returns compared?
- Over the past 10 years, CATY delivered 10.27% and SLM delivered 13.41% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cathay General Bancorp & SLM appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.