Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 6.32 is 22% below its 5-year average of 8.13, near the low end of its 5-year range (4.52–16.63).
As of 2026-10-06T21:18:17.364Z. 20.10% below its 12-month average of 7.91.
Calculation as of: 2026-10-06T21:18:17.364Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 3a38ef828097fc208ffe9e949ce6a96015976ff784a3c187e582427da385bce4
PE Ratio (6.32) = Close Price ($22.58) / Diluted TTM EPS ($3.57)
PE RATIO
6.32
PE RATIO AVG TTM
7.91
PE RATIO AVG 3Y
9.42
PE RATIO AVG 5Y
8.13
PE RATIO AVG 10Y
9.65
PE RATIO AVG 15Y
9.38
PE RATIO AVG 20Y
8.76
CURRENT VS TTM AVG
-20.10%
CURRENT VS 3Y AVG
-32.92%
CURRENT VS 5Y AVG
-22.29%
CURRENT VS 10Y AVG
-34.49%
CURRENT VS 15Y AVG
-32.60%
CURRENT VS 20Y AVG
-27.84%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-54.15%
vs the sector median at left
Market Cap
$4.28B
PE Ratio
10.72
TTM Avg
10.63
3Y Avg
10.58
5Y Avg
10.23
Market Cap
$4.29B
PE Ratio
10.40
TTM Avg
10.58
3Y Avg
9.67
5Y Avg
9.95
Market Cap
$4.18B
PE Ratio
N/A
TTM Avg
10.17
3Y Avg
11.78
5Y Avg
16.01
Market Cap
$4.04B
PE Ratio
12.18
TTM Avg
15.15
3Y Avg
69.85
5Y Avg
47.21
Market Cap
$4.00B
PE Ratio
2.42
TTM Avg
3.34
3Y Avg
18.01
5Y Avg
12.80
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SLM Corporation (SLM) | $4.25B | 6.32 | 7.91 | 9.42 | 8.13 |
| Fulton Financial Corporation (FULT)vs › | $4.28B | 10.72 | 10.63 | 10.58 | 10.23 |
| International Bancshares Corporation (IBOC)vs › | $4.29B | 10.40 | 10.58 | 9.67 | 9.95 |
| Marathon Digital Holdings, Inc. (MARA)vs › | $4.18B | N/A | 10.17 | 11.78 | 16.01 |
| Defiance Quantum ETF (QTUM)vs › | $4.14B | N/A | N/A | N/A | N/A |
| Texas Capital Bancshares, Inc. (TCBI)vs › | $4.04B | 12.18 | 15.15 | 69.85 | 47.21 |
| Cathay General Bancorp (CATY)vs › | $4.03B | 11.75 | 11.83 | 10.54 | 10.18 |
| Texas Capital Bancshares, Inc. (TCBIO)vs › | $4.00B | 2.42 | 3.34 | 18.01 | 12.80 |
| WSFS Financial Corporation (WSFS)vs › | $3.95B | 12.72 | 12.81 | 11.66 | 11.23 |
| First Financial Bankshares, Inc. (FFIN)vs › | $4.57B | 17.07 | 18.22 | 21.07 | 22.39 |
At 6.3, P/E is below its 20-year median — higher than 35% of readings in its 20-year history.
20-year low
2.1
median
7.9
20-year high
63.6
Trailing P/E
6.3
Forward P/E
7.2
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$22.58
Forward EPS (Est.)
$3.12
Forward P/E
7.24
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 6.37 |
| 2026-10-02 | 6.37 |
| 2026-10-01 | 6.33 |
| 2026-09-30 | 6.34 |
| 2026-09-29 | 6.41 |
| 2026-09-28 | 6.41 |
| 2026-09-25 | 6.63 |
| 2026-09-24 | 6.46 |
| 2026-09-23 | 6.61 |
| 2026-09-22 | 6.79 |
| 2026-09-21 | 7.02 |
| 2026-09-18 | 7.03 |
| 2026-09-17 | 7.00 |
| 2026-09-16 | 7.08 |
| 2026-09-15 | 7.32 |
| 2026-09-14 | 7.39 |
| 2026-09-11 | 7.29 |
| 2026-09-10 | 7.17 |
| 2026-09-09 | 7.31 |
| 2026-09-08 | 7.36 |
| 2026-09-04 | 7.59 |
| 2026-09-03 | 7.42 |
| 2026-09-02 | 7.43 |
| 2026-09-01 | 7.22 |
| 2026-08-31 | 7.27 |
| 2026-08-28 | 7.40 |
| 2026-08-27 | 7.50 |
| 2026-08-26 | 7.50 |
| 2026-08-25 | 7.41 |
| 2026-08-24 | 7.38 |
| 2026-08-21 | 7.41 |
| 2026-08-20 | 7.24 |
| 2026-08-19 | 7.45 |
| 2026-08-18 | 7.53 |
| 2026-08-17 | 7.64 |
| 2026-08-14 | 7.85 |
| 2026-08-13 | 7.77 |
| 2026-08-12 | 7.83 |
| 2026-08-11 | 7.61 |
| 2026-08-10 | 7.65 |
| 2026-08-07 | 7.67 |
| 2026-08-06 | 7.68 |
| 2026-08-05 | 7.69 |
| 2026-08-04 | 7.80 |
| 2026-08-03 | 7.59 |
| 2026-07-31 | 7.28 |
| 2026-07-30 | 7.24 |
| 2026-07-29 | 7.20 |
| 2026-07-28 | 7.06 |
| 2026-07-27 | 7.12 |
| 2026-07-24 | 6.80 |
| 2026-07-23 | 6.72 |
| 2026-07-22 | 7.01 |
| 2026-07-21 | 7.00 |
| 2026-07-20 | 7.04 |
| 2026-07-17 | 7.04 |
| 2026-07-16 | 7.11 |
| 2026-07-15 | 7.04 |
| 2026-07-14 | 7.09 |
| 2026-07-13 | 6.91 |
| 2026-07-10 | 6.93 |
| 2026-07-09 | 6.87 |
| 2026-07-08 | 6.64 |
| 2026-07-07 | 6.97 |
| 2026-07-06 | 7.09 |
| 2026-07-02 | 7.11 |
| 2026-07-01 | 7.13 |
| 2026-06-30 | 7.21 |
| 2026-06-29 | 7.25 |
| 2026-06-26 | 7.07 |
| 2026-06-25 | 6.84 |
| 2026-06-24 | 6.62 |
| 2026-06-23 | 6.46 |
| 2026-06-22 | 6.34 |
| 2026-06-18 | 6.40 |
| 2026-06-17 | 6.38 |
| 2026-06-16 | 6.24 |
| 2026-06-15 | 6.09 |
| 2026-06-12 | 6.22 |
| 2026-06-11 | 6.15 |
| 2026-06-10 | 5.92 |
| 2026-06-09 | 6.40 |
| 2026-06-08 | 6.22 |
| 2026-06-05 | 6.22 |
| 2026-06-04 | 6.19 |
| 2026-06-03 | 6.01 |
| 2026-06-02 | 6.13 |
| 2026-06-01 | 6.13 |
| 2026-05-29 | 6.14 |
| 2026-05-28 | 6.08 |
| 2026-05-27 | 6.08 |
| 2026-05-26 | 6.13 |
| 2026-05-22 | 6.15 |
| 2026-05-21 | 6.10 |
| 2026-05-20 | 6.12 |
| 2026-05-19 | 5.96 |
| 2026-05-18 | 6.07 |
| 2026-05-15 | 5.88 |
| 2026-05-14 | 6.00 |
| 2026-05-13 | 5.92 |
| 2026-05-12 | 6.11 |
| 2026-05-11 | 6.04 |
| 2026-05-08 | 6.24 |
| 2026-05-07 | 6.29 |
| 2026-05-06 | 6.26 |
| 2026-05-05 | 6.26 |
| 2026-05-04 | 6.25 |
| 2026-05-01 | 6.30 |
| 2026-04-30 | 6.41 |
| 2026-04-29 | 6.39 |
| 2026-04-28 | 6.51 |
| 2026-04-27 | 6.51 |
| 2026-04-24 | 6.62 |
| 2026-04-23 | 6.77 |
| 2026-04-22 | 6.68 |
| 2026-04-21 | 6.59 |
| 2026-04-20 | 6.68 |
| 2026-04-17 | 6.54 |
| 2026-04-16 | 6.41 |
| 2026-04-15 | 6.19 |
| 2026-04-14 | 6.37 |
| 2026-04-13 | 6.34 |
| 2026-04-10 | 6.21 |
| 2026-04-09 | 6.20 |
| 2026-04-08 | 6.25 |
| 2026-04-07 | 6.33 |
| 2026-04-06 | 6.40 |
| 2026-04-02 | 6.25 |
| 2026-04-01 | 6.28 |
| 2026-03-31 | 6.19 |
| 2026-03-30 | 5.97 |
| 2026-03-27 | 5.88 |
| 2026-03-26 | 5.97 |
| 2026-03-25 | 5.90 |
| 2026-03-24 | 5.83 |
| 2026-03-23 | 5.82 |
| 2026-03-20 | 5.70 |
| 2026-03-19 | 5.66 |
| 2026-03-18 | 5.67 |
| 2026-03-17 | 5.73 |
| 2026-03-16 | 5.79 |
| 2026-03-13 | 5.71 |
| 2026-03-12 | 5.89 |
| 2026-03-11 | 5.97 |
| 2026-03-10 | 5.77 |
| 2026-03-09 | 5.77 |
| 2026-03-06 | 5.52 |
| 2026-03-05 | 5.75 |
| 2026-03-04 | 5.68 |
| 2026-03-03 | 5.55 |
| 2026-03-02 | 5.48 |
| 2026-02-27 | 5.42 |
| 2026-02-26 | 6.18 |
| 2026-02-25 | 5.90 |
| 2026-02-24 | 5.73 |
| 2026-02-23 | 5.74 |
| 2026-02-20 | 6.53 |
| 2026-02-19 | 8.21 |
| 2026-02-18 | 8.39 |
| 2026-02-17 | 8.39 |
| 2026-02-13 | 8.44 |
| 2026-02-12 | 8.69 |
| 2026-02-11 | 9.06 |
| 2026-02-10 | 9.45 |
| 2026-02-09 | 9.42 |
| 2026-02-06 | 9.58 |
| 2026-02-05 | 9.44 |
| 2026-02-04 | 9.77 |
| 2026-02-03 | 9.61 |
| 2026-02-02 | 9.58 |
| 2026-01-30 | 9.53 |
| 2026-01-29 | 9.45 |
| 2026-01-28 | 9.25 |
| 2026-01-27 | 9.52 |
| 2026-01-26 | 9.61 |
| 2026-01-23 | 9.69 |
| 2026-01-22 | 9.37 |
| 2026-01-21 | 9.27 |
| 2026-01-20 | 9.12 |
| 2026-01-16 | 9.42 |
| 2026-01-15 | 9.47 |
| 2026-01-14 | 9.49 |
| 2026-01-13 | 9.41 |
| 2026-01-12 | 9.38 |
| 2026-01-09 | 9.69 |
| 2026-01-08 | 9.80 |
| 2026-01-07 | 9.72 |
| 2026-01-06 | 9.88 |
| 2026-01-05 | 9.73 |
| 2026-01-02 | 9.62 |
| 2025-12-31 | 9.49 |
| 2025-12-30 | 9.54 |
| 2025-12-29 | 9.60 |
| 2025-12-26 | 9.66 |
| 2025-12-24 | 9.71 |
| 2025-12-23 | 9.69 |
| 2025-12-22 | 9.66 |
| 2025-12-19 | 9.60 |
| 2025-12-18 | 9.47 |
| 2025-12-17 | 9.43 |
| 2025-12-16 | 9.42 |
| 2025-12-15 | 9.29 |
| 2025-12-12 | 9.44 |
| 2025-12-11 | 9.60 |
| 2025-12-10 | 9.60 |
| 2025-12-09 | 9.21 |
| 2025-12-08 | 10.82 |
| 2025-12-05 | 10.76 |
| 2025-12-04 | 10.58 |
| 2025-12-03 | 10.56 |
| 2025-12-02 | 10.45 |
| 2025-12-01 | 10.44 |
| 2025-11-28 | 10.28 |
| 2025-11-26 | 10.19 |
| 2025-11-25 | 10.19 |
| 2025-11-24 | 9.91 |
| 2025-11-21 | 9.79 |
| 2025-11-20 | 9.44 |
| 2025-11-19 | 9.53 |
| 2025-11-18 | 9.42 |
| 2025-11-17 | 9.44 |
| 2025-11-14 | 9.68 |
| 2025-11-13 | 9.93 |
| 2025-11-12 | 9.89 |
| 2025-11-11 | 9.40 |
| 2025-11-10 | 9.41 |
| 2025-11-07 | 9.39 |
| 2025-11-06 | 9.39 |
| 2025-11-05 | 9.61 |
| 2025-11-04 | 9.51 |
| 2025-11-03 | 9.56 |
| 2025-10-31 | 9.42 |
| 2025-10-30 | 9.34 |
| 2025-10-29 | 9.47 |
| 2025-10-28 | 9.91 |
| 2025-10-27 | 9.98 |
| 2025-10-24 | 9.69 |
| 2025-10-23 | 13.43 |
| 2025-10-22 | 13.57 |
| 2025-10-21 | 13.44 |
| 2025-10-20 | 13.11 |
| 2025-10-17 | 12.91 |
| 2025-10-16 | 12.66 |
| 2025-10-15 | 13.22 |
| 2025-10-14 | 13.22 |
| 2025-10-13 | 12.81 |
| 2025-10-10 | 12.89 |
| 2025-10-09 | 13.29 |
| 2025-10-08 | 13.35 |
| 2025-10-07 | 13.59 |
| 2025-10-06 | 13.63 |
| 2025-10-03 | 13.84 |
| 2025-10-02 | 13.68 |
| 2025-10-01 | 13.77 |
| 2025-09-30 | 13.91 |
| 2025-09-29 | 14.09 |
| 2025-09-26 | 14.03 |
| 2025-09-25 | 14.11 |
| 2025-09-24 | 14.29 |
| 2025-09-23 | 14.06 |
Showing the most recent 260 of 4,097 data points. The chart above shows the full history.