Which has the lower trailing P/E, FFIN or SLM?

SLM has the lower trailing P/E: FFIN trades at 17.03 and SLM at 6.29. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FFIN or SLM?

Over the past five years, FFIN grew revenue faster — FFIN at a 11.61% CAGR versus SLM at 5.85%.

Does FFIN or SLM pay a bigger dividend?

FFIN yields 2.56% and SLM yields 2.29% based on trailing dividends and the latest price.

Is FFIN or SLM more profitable?

FFIN runs the higher net margin — FFIN at 31.16% versus SLM at 23.97%.

How have FFIN and SLM total returns compared?

Over the past 10 years, FFIN delivered 7.63% and SLM delivered 13.41% annualized total return. Past performance doesn't predict future results.

First Financial Bankshares, Inc. (FFIN) vs SLM Corporation (SLM)

A side-by-side comparison of First Financial Bankshares, Inc. and SLM Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FFIN

First Financial Bankshares, Inc.

$4.56B

$31.85Financial ServicesDelayed quote: Oct 6, 2026, 2:20 PM EDT

SLM

SLM Corporation

$4.22B

$22.47Financial ServicesDelayed quote: Oct 6, 2026, 2:20 PM EDT

Total return — FFIN vs SLM

growth of $100 · dividends reinvested · last 10y

FFIN +111.9% (+7.8%/yr)SLM +265.6% (+13.8%/yr)SLM compounded faster over this window

FFIN SLM

FFIN vs SLM: by the numbers

•FFIN is the larger company ($4.56B vs $4.22B market cap).
•SLM trades at the lower trailing earnings multiple (6.29 vs 17.03 P/E), one valuation lens rather than an overall verdict.
•FFIN converts more revenue to profit (31.16% vs 23.97% net margin).
•FFIN grew revenue faster over the past five years (11.61% vs 5.85% CAGR).
•FFIN pays the higher dividend yield (2.56% vs 2.29%).

Metrics side by side

Valuation

Metric	FFIN	SLM
P/E ratio	17.03	6.29
Forward P/E	15.57	7.20
PEG ratio	3.78	0.70
P/S ratio	5.29	1.38
P/B ratio	2.29	1.90

Profitability

Metric	FFIN	SLM
Operating margin	38.00%	32.02%
Net margin	31.16%	23.97%
ROE	13.47%	29.72%

First Financial Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

SLM Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FFIN	SLM
Dividend yield	2.56%	2.29%
Payout ratio	43.85%	14.57%

Growth (annualized)

Metric	FFIN	SLM
Revenue CAGR (5Y)	11.61%	5.85%
EPS CAGR (5Y)	4.62%	9.17%
Total return CAGR (5Y)	-5.53%	7.65%

Frequently asked

Which has the lower trailing P/E, FFIN or SLM?: SLM has the lower trailing P/E: FFIN trades at 17.03 and SLM at 6.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FFIN or SLM?: Over the past five years, FFIN grew revenue faster — FFIN at a 11.61% CAGR versus SLM at 5.85%.
Does FFIN or SLM pay a bigger dividend?: FFIN yields 2.56% and SLM yields 2.29% based on trailing dividends and the latest price.
Is FFIN or SLM more profitable?: FFIN runs the higher net margin — FFIN at 31.16% versus SLM at 23.97%.
How have FFIN and SLM total returns compared?: Over the past 10 years, FFIN delivered 7.63% and SLM delivered 13.41% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FFIN analysis Full SLM analysis Interactive comparison tool

Dig into the metrics

First Financial Bankshares P/E ratio SLM P/E ratio First Financial Bankshares dividend yield SLM dividend yield First Financial Bankshares ROE SLM ROE First Financial Bankshares operating margin SLM operating margin First Financial Bankshares revenue growth SLM revenue growth

First Financial Bankshares & SLM appear in these rankings

Highest Dividend Yield Stocks Highest ROE Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.