Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 17.16 is 23% below its 5-year average of 22.39, near the low end of its 5-year range (14.92–33.86).
As of 2026-10-06T15:51:27.590Z. 5.76% below its 12-month average of 18.21.
Calculation as of: 2026-10-06T15:51:27.590Z.
Quote observation: 2026-10-06T15:50:07.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 20faaa0ecd43e4454ecdc7555d26078889bcf7450a1eff2a55593d3c737be92f
PE Ratio (17.16) = Close Price ($32.08) / Diluted TTM EPS ($1.87)
PE RATIO
17.16
PE RATIO AVG TTM
18.21
PE RATIO AVG 3Y
21.06
PE RATIO AVG 5Y
22.39
PE RATIO AVG 10Y
24.81
PE RATIO AVG 15Y
23.36
PE RATIO AVG 20Y
22.12
CURRENT VS TTM AVG
-5.76%
CURRENT VS 3Y AVG
-18.52%
CURRENT VS 5Y AVG
-23.37%
CURRENT VS 10Y AVG
-30.84%
CURRENT VS 15Y AVG
-26.55%
CURRENT VS 20Y AVG
-22.44%
SECTOR MEDIAN · FINANCIAL SERVICES
13.68
median of 450 covered companies
CURRENT VS SECTOR MEDIAN
+25.48%
vs the sector median at left
First Financial Bankshares, Inc.
Market Cap
$4.60B
PE Ratio
17.16
TTM Avg
18.21
3Y Avg
21.06
5Y Avg
22.39
Market Cap
$4.55B
PE Ratio
8.16
TTM Avg
9.36
3Y Avg
10.63
5Y Avg
11.53
Market Cap
$4.86B
PE Ratio
13.33
TTM Avg
18.80
3Y Avg
24.33
5Y Avg
24.37
Market Cap
$4.32B
PE Ratio
10.48
TTM Avg
10.58
3Y Avg
9.67
5Y Avg
9.95
Market Cap
$4.31B
PE Ratio
10.79
TTM Avg
10.63
3Y Avg
10.58
5Y Avg
10.23
Market Cap
$4.25B
PE Ratio
N/A
TTM Avg
10.17
3Y Avg
11.78
5Y Avg
16.01
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Financial Bankshares, Inc. (FFIN) | $4.60B | 17.16 | 18.21 | 21.06 | 22.39 |
| Fulton Financial Corporation (FULTP)vs › | $4.55B | 8.16 | 9.36 | 10.63 | 11.53 |
| JPMorgan U.S. Tech Leaders ETF (JTEK)vs › | $4.83B | N/A | N/A | N/A | N/A |
| Hamilton Lane Incorporated (HLNE)vs › | $4.86B | 13.33 | 18.80 | 24.33 | 24.37 |
| International Bancshares Corporation (IBOC)vs › | $4.32B | 10.48 | 10.58 | 9.67 | 9.95 |
| Fulton Financial Corporation (FULT)vs › | $4.31B | 10.79 | 10.63 | 10.58 | 10.23 |
| Eastern Bankshares, Inc. (EBC)vs › | $4.91B | 12.07 | 43.53 | 24.17 | 24.96 |
| Marathon Digital Holdings, Inc. (MARA)vs › | $4.25B | N/A | 10.17 | 11.78 | 16.01 |
| Defiance Quantum ETF (QTUM)vs › | $4.16B | N/A | N/A | N/A | N/A |
| Bank OZK (OZK)vs › | $5.07B | 7.68 | 7.84 | 7.61 | 8.25 |
At 17.2, P/E is below its 20-year median — higher than 13% of readings in its 20-year history.
20-year low
12.3
median
21.2
20-year high
35.9
Trailing P/E
17.2
Forward P/E
15.7
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$32.08
Forward EPS (Est.)
$2.05
Forward P/E
15.68
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 17.13 |
| 2026-10-02 | 17.19 |
| 2026-10-01 | 16.98 |
| 2026-09-30 | 16.97 |
| 2026-09-29 | 16.97 |
| 2026-09-28 | 17.14 |
| 2026-09-25 | 17.35 |
| 2026-09-24 | 17.20 |
| 2026-09-23 | 17.07 |
| 2026-09-22 | 17.28 |
| 2026-09-21 | 17.51 |
| 2026-09-18 | 17.55 |
| 2026-09-17 | 17.56 |
| 2026-09-16 | 17.82 |
| 2026-09-15 | 17.98 |
| 2026-09-14 | 17.79 |
| 2026-09-11 | 17.73 |
| 2026-09-10 | 17.68 |
| 2026-09-09 | 17.48 |
| 2026-09-08 | 17.71 |
| 2026-09-04 | 17.88 |
| 2026-09-03 | 17.83 |
| 2026-09-02 | 17.76 |
| 2026-09-01 | 17.43 |
| 2026-08-31 | 17.77 |
| 2026-08-28 | 17.86 |
| 2026-08-27 | 17.68 |
| 2026-08-26 | 18.01 |
| 2026-08-25 | 18.03 |
| 2026-08-24 | 18.16 |
| 2026-08-21 | 18.25 |
| 2026-08-20 | 18.30 |
| 2026-08-19 | 18.25 |
| 2026-08-18 | 18.52 |
| 2026-08-17 | 18.64 |
| 2026-08-14 | 18.87 |
| 2026-08-13 | 18.79 |
| 2026-08-12 | 18.69 |
| 2026-08-11 | 18.61 |
| 2026-08-10 | 18.38 |
| 2026-08-07 | 18.54 |
| 2026-08-06 | 18.56 |
| 2026-08-05 | 18.88 |
| 2026-08-04 | 19.31 |
| 2026-08-03 | 19.25 |
| 2026-07-31 | 19.10 |
| 2026-07-30 | 18.98 |
| 2026-07-29 | 19.15 |
| 2026-07-28 | 19.14 |
| 2026-07-27 | 18.72 |
| 2026-07-24 | 18.85 |
| 2026-07-23 | 18.75 |
| 2026-07-22 | 18.85 |
| 2026-07-21 | 18.90 |
| 2026-07-20 | 18.96 |
| 2026-07-17 | 19.20 |
| 2026-07-16 | 19.84 |
| 2026-07-15 | 19.14 |
| 2026-07-14 | 18.83 |
| 2026-07-13 | 18.87 |
| 2026-07-10 | 18.78 |
| 2026-07-09 | 18.82 |
| 2026-07-08 | 18.47 |
| 2026-07-07 | 18.84 |
| 2026-07-06 | 18.89 |
| 2026-07-02 | 18.96 |
| 2026-07-01 | 19.27 |
| 2026-06-30 | 18.80 |
| 2026-06-29 | 18.74 |
| 2026-06-26 | 19.15 |
| 2026-06-25 | 18.99 |
| 2026-06-24 | 18.50 |
| 2026-06-23 | 18.21 |
| 2026-06-22 | 17.98 |
| 2026-06-18 | 17.82 |
| 2026-06-17 | 17.70 |
| 2026-06-16 | 18.15 |
| 2026-06-15 | 18.13 |
| 2026-06-12 | 18.29 |
| 2026-06-11 | 18.10 |
| 2026-06-10 | 18.05 |
| 2026-06-09 | 18.00 |
| 2026-06-08 | 17.76 |
| 2026-06-05 | 17.65 |
| 2026-06-04 | 17.58 |
| 2026-06-03 | 17.23 |
| 2026-06-02 | 17.74 |
| 2026-06-01 | 17.48 |
| 2026-05-29 | 17.76 |
| 2026-05-28 | 17.77 |
| 2026-05-27 | 17.65 |
| 2026-05-26 | 17.74 |
| 2026-05-22 | 17.52 |
| 2026-05-21 | 17.49 |
| 2026-05-20 | 17.45 |
| 2026-05-19 | 17.18 |
| 2026-05-18 | 17.26 |
| 2026-05-15 | 16.90 |
| 2026-05-14 | 17.07 |
| 2026-05-13 | 17.02 |
| 2026-05-12 | 17.23 |
| 2026-05-11 | 17.11 |
| 2026-05-08 | 17.53 |
| 2026-05-07 | 17.60 |
| 2026-05-06 | 17.72 |
| 2026-05-05 | 18.20 |
| 2026-05-04 | 17.96 |
| 2026-05-01 | 18.40 |
| 2026-04-30 | 18.23 |
| 2026-04-29 | 17.99 |
| 2026-04-28 | 18.46 |
| 2026-04-27 | 18.32 |
| 2026-04-24 | 18.06 |
| 2026-04-23 | 18.31 |
| 2026-04-22 | 18.07 |
| 2026-04-21 | 18.23 |
| 2026-04-20 | 18.44 |
| 2026-04-17 | 18.34 |
| 2026-04-16 | 17.49 |
| 2026-04-15 | 17.59 |
| 2026-04-14 | 17.74 |
| 2026-04-13 | 17.76 |
| 2026-04-10 | 17.60 |
| 2026-04-09 | 17.90 |
| 2026-04-08 | 17.63 |
| 2026-04-07 | 17.24 |
| 2026-04-06 | 17.17 |
| 2026-04-02 | 16.94 |
| 2026-04-01 | 16.86 |
| 2026-03-31 | 16.64 |
| 2026-03-30 | 16.46 |
| 2026-03-27 | 16.38 |
| 2026-03-26 | 16.68 |
| 2026-03-25 | 16.60 |
| 2026-03-24 | 16.69 |
| 2026-03-23 | 16.69 |
| 2026-03-20 | 16.36 |
| 2026-03-19 | 16.19 |
| 2026-03-18 | 16.15 |
| 2026-03-17 | 16.57 |
| 2026-03-16 | 16.66 |
| 2026-03-13 | 16.70 |
| 2026-03-12 | 16.73 |
| 2026-03-11 | 16.88 |
| 2026-03-10 | 17.17 |
| 2026-03-09 | 17.10 |
| 2026-03-06 | 16.99 |
| 2026-03-05 | 17.12 |
| 2026-03-04 | 17.22 |
| 2026-03-03 | 17.14 |
| 2026-03-02 | 17.44 |
| 2026-02-27 | 17.47 |
| 2026-02-26 | 18.90 |
| 2026-02-25 | 19.37 |
| 2026-02-24 | 19.07 |
| 2026-02-23 | 18.92 |
| 2026-02-20 | 19.72 |
| 2026-02-19 | 19.59 |
| 2026-02-18 | 19.51 |
| 2026-02-17 | 19.79 |
| 2026-02-13 | 19.81 |
| 2026-02-12 | 19.79 |
| 2026-02-11 | 19.90 |
| 2026-02-10 | 19.92 |
| 2026-02-09 | 20.44 |
| 2026-02-06 | 20.58 |
| 2026-02-05 | 20.25 |
| 2026-02-04 | 20.21 |
| 2026-02-03 | 19.70 |
| 2026-02-02 | 19.18 |
| 2026-01-30 | 18.83 |
| 2026-01-29 | 18.79 |
| 2026-01-28 | 18.53 |
| 2026-01-27 | 18.84 |
| 2026-01-26 | 18.96 |
| 2026-01-23 | 19.38 |
| 2026-01-22 | 19.94 |
| 2026-01-21 | 20.01 |
| 2026-01-20 | 19.13 |
| 2026-01-16 | 19.25 |
| 2026-01-15 | 19.32 |
| 2026-01-14 | 19.02 |
| 2026-01-13 | 18.80 |
| 2026-01-12 | 18.65 |
| 2026-01-09 | 18.68 |
| 2026-01-08 | 18.98 |
| 2026-01-07 | 18.35 |
| 2026-01-06 | 18.54 |
| 2026-01-05 | 18.21 |
| 2026-01-02 | 17.76 |
| 2025-12-31 | 17.67 |
| 2025-12-30 | 17.96 |
| 2025-12-29 | 18.06 |
| 2025-12-26 | 18.25 |
| 2025-12-24 | 18.26 |
| 2025-12-23 | 18.32 |
| 2025-12-22 | 18.44 |
| 2025-12-19 | 18.38 |
| 2025-12-18 | 18.48 |
| 2025-12-17 | 18.51 |
| 2025-12-16 | 18.63 |
| 2025-12-15 | 18.56 |
| 2025-12-12 | 18.69 |
| 2025-12-11 | 18.79 |
| 2025-12-10 | 18.74 |
| 2025-12-09 | 18.38 |
| 2025-12-08 | 18.42 |
| 2025-12-05 | 18.38 |
| 2025-12-04 | 18.70 |
| 2025-12-03 | 18.73 |
| 2025-12-02 | 18.42 |
| 2025-12-01 | 18.69 |
| 2025-11-28 | 18.49 |
| 2025-11-26 | 18.49 |
| 2025-11-25 | 18.73 |
| 2025-11-24 | 18.32 |
| 2025-11-21 | 18.56 |
| 2025-11-20 | 17.95 |
| 2025-11-19 | 17.87 |
| 2025-11-18 | 17.89 |
| 2025-11-17 | 17.67 |
| 2025-11-14 | 18.43 |
| 2025-11-13 | 18.33 |
| 2025-11-12 | 18.56 |
| 2025-11-11 | 18.60 |
| 2025-11-10 | 18.49 |
| 2025-11-07 | 18.23 |
| 2025-11-06 | 17.88 |
| 2025-11-05 | 18.15 |
| 2025-11-04 | 17.82 |
| 2025-11-03 | 17.98 |
| 2025-10-31 | 17.96 |
| 2025-10-30 | 17.85 |
| 2025-10-29 | 17.81 |
| 2025-10-28 | 18.22 |
| 2025-10-27 | 18.20 |
| 2025-10-24 | 18.09 |
| 2025-10-23 | 18.52 |
| 2025-10-22 | 18.70 |
| 2025-10-21 | 18.70 |
| 2025-10-20 | 18.74 |
| 2025-10-17 | 18.33 |
| 2025-10-16 | 18.22 |
| 2025-10-15 | 19.09 |
| 2025-10-14 | 19.59 |
| 2025-10-13 | 19.08 |
| 2025-10-10 | 18.67 |
| 2025-10-09 | 19.62 |
| 2025-10-08 | 19.41 |
| 2025-10-07 | 19.40 |
| 2025-10-06 | 19.55 |
| 2025-10-03 | 19.48 |
| 2025-10-02 | 19.41 |
| 2025-10-01 | 19.56 |
| 2025-09-30 | 19.56 |
| 2025-09-29 | 19.63 |
| 2025-09-26 | 19.83 |
| 2025-09-25 | 19.78 |
| 2025-09-24 | 19.90 |
| 2025-09-23 | 19.99 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.