Which has the lower trailing P/E, FFIN or FULT?

FULT has the lower trailing P/E: FFIN trades at 17.12 and FULT at 10.82. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FFIN or FULT?

Over the past five years, FULT grew revenue faster — FFIN at a 11.61% CAGR versus FULT at 14.90%.

Does FFIN or FULT pay a bigger dividend?

FFIN yields 2.56% and FULT yields 3.35% based on trailing dividends and the latest price.

Is FFIN or FULT more profitable?

FFIN runs the higher net margin — FFIN at 31.16% versus FULT at 20.71%.

How have FFIN and FULT total returns compared?

Over the past 10 years, FFIN delivered 7.63% and FULT delivered 8.58% annualized total return. Past performance doesn't predict future results.

First Financial Bankshares, Inc. (FFIN) vs Fulton Financial Corporation (FULT)

A side-by-side comparison of First Financial Bankshares, Inc. and Fulton Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FFIN

First Financial Bankshares, Inc.

$4.59B

$32.02Financial ServicesDelayed quote: Oct 6, 2026, 10:40 AM EDT

FULT

Fulton Financial Corporation

$4.32B

$22.61Financial ServicesDelayed quote: Oct 6, 2026, 10:40 AM EDT

Total return — FFIN vs FULT

growth of $100 · dividends reinvested · last 10y

FFIN +111.9% (+7.8%/yr)FULT +132.7% (+8.8%/yr)FULT compounded faster over this window

FFIN FULT

FFIN vs FULT: by the numbers

•FFIN is the larger company ($4.59B vs $4.32B market cap).
•FULT trades at the lower trailing earnings multiple (10.82 vs 17.12 P/E), one valuation lens rather than an overall verdict.
•FFIN converts more revenue to profit (31.16% vs 20.71% net margin).
•FULT grew revenue faster over the past five years (14.90% vs 11.61% CAGR).
•FULT pays the higher dividend yield (3.35% vs 2.56%).

Metrics side by side

Valuation

Metric	FFIN	FULT
P/E ratio	17.12	10.82
Forward P/E	15.65	10.80
PEG ratio	3.80	0.77
P/S ratio	5.31	2.26
P/B ratio	2.30	1.19

Profitability

Metric	FFIN	FULT
Operating margin	38.00%	25.73%
Net margin	31.16%	20.71%
ROE	13.47%	10.39%

First Financial Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Fulton Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FFIN	FULT
Dividend yield	2.56%	3.35%
Payout ratio	43.85%	36.36%

Growth (annualized)

Metric	FFIN	FULT
Revenue CAGR (5Y)	11.61%	14.90%
EPS CAGR (5Y)	4.62%	14.23%
Total return CAGR (5Y)	-5.53%	11.86%

Frequently asked

Which has the lower trailing P/E, FFIN or FULT?: FULT has the lower trailing P/E: FFIN trades at 17.12 and FULT at 10.82. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FFIN or FULT?: Over the past five years, FULT grew revenue faster — FFIN at a 11.61% CAGR versus FULT at 14.90%.
Does FFIN or FULT pay a bigger dividend?: FFIN yields 2.56% and FULT yields 3.35% based on trailing dividends and the latest price.
Is FFIN or FULT more profitable?: FFIN runs the higher net margin — FFIN at 31.16% versus FULT at 20.71%.
How have FFIN and FULT total returns compared?: Over the past 10 years, FFIN delivered 7.63% and FULT delivered 8.58% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FFIN analysis Full FULT analysis Interactive comparison tool

Dig into the metrics

First Financial Bankshares P/E ratio Fulton Financial P/E ratio First Financial Bankshares dividend yield Fulton Financial dividend yield First Financial Bankshares ROE Fulton Financial ROE First Financial Bankshares operating margin Fulton Financial operating margin First Financial Bankshares revenue growth Fulton Financial revenue growth

First Financial Bankshares & Fulton Financial appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.