First Financial Bankshares, Inc. (FFIN) vs Fulton Financial Corporation (FULTP)

A side-by-side comparison of First Financial Bankshares, Inc. and Fulton Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FFIN vs FULTP

growth of $100 · dividends reinvested · last 6y
FFIN +20.3% (+3.1%/yr)FULTP -1.7% (-0.3%/yr)FFIN compounded faster over this window
100150Start $100202120222023202420252026$120$98
FFIN FULTP

FFIN vs FULTP: by the numbers

  • •FFIN is the larger company ($4.60B vs $4.55B market cap).
  • •FULTP trades at the lower trailing earnings multiple (8.16 vs 17.16 P/E), one valuation lens rather than an overall verdict.
  • •FFIN converts more revenue to profit (31.16% vs 20.71% net margin).
  • •FULTP grew revenue faster over the past five years (14.90% vs 11.61% CAGR).
  • •FULTP pays the higher dividend yield (7.46% vs 2.56%).

Metrics side by side

Valuation

MetricFFINFULTP
P/E ratio17.168.16
Forward P/E15.688.15
PEG ratio3.800.58
P/S ratio5.332.37
P/B ratio2.301.25

Profitability

MetricFFINFULTP
Operating margin38.00%25.73%
Net margin31.16%20.71%
ROE13.47%10.39%

First Financial Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Fulton Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFFINFULTP
Dividend yield2.56%7.46%
Payout ratio43.85%61.29%

Growth (annualized)

MetricFFINFULTP
Revenue CAGR (5Y)11.61%14.90%
EPS CAGR (5Y)4.62%14.23%
Total return CAGR (5Y)-5.53%-1.61%

Frequently asked

Which has the lower trailing P/E, FFIN or FULTP?
FULTP has the lower trailing P/E: FFIN trades at 17.16 and FULTP at 8.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FFIN or FULTP?
Over the past five years, FULTP grew revenue faster — FFIN at a 11.61% CAGR versus FULTP at 14.90%.
Does FFIN or FULTP pay a bigger dividend?
FFIN yields 2.56% and FULTP yields 7.46% based on trailing dividends and the latest price.
Is FFIN or FULTP more profitable?
FFIN runs the higher net margin — FFIN at 31.16% versus FULTP at 20.71%.
How have FFIN and FULTP total returns compared?
Over the past 5 years, FFIN delivered -5.53% and FULTP delivered -1.61% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.