Which has the lower trailing P/E, EBC or FFIN?

EBC has the lower trailing P/E: EBC trades at 12.05 and FFIN at 17.07. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, EBC or FFIN?

Over the past five years, EBC grew revenue faster — EBC at a 18.87% CAGR versus FFIN at 11.61%.

Does EBC or FFIN pay a bigger dividend?

EBC yields 2.64% and FFIN yields 2.56% based on trailing dividends and the latest price.

Is EBC or FFIN more profitable?

FFIN runs the higher net margin — EBC at 26.28% versus FFIN at 31.16%.

How have EBC and FFIN total returns compared?

Over the past 5 years, EBC delivered 2.86% and FFIN delivered -5.53% annualized total return. Past performance doesn't predict future results.

Eastern Bankshares, Inc. (EBC) vs First Financial Bankshares, Inc. (FFIN)

A side-by-side comparison of Eastern Bankshares, Inc. and First Financial Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

EBC

Eastern Bankshares, Inc.

$4.90B

$21.20Financial ServicesDelayed quote: Oct 6, 2026, 3:35 PM EDT

FFIN

First Financial Bankshares, Inc.

$4.57B

$31.92Financial ServicesDelayed quote: Oct 6, 2026, 3:35 PM EDT

Total return — EBC vs FFIN

growth of $100 · dividends reinvested · last 6y

EBC +102.7% (+12.5%/yr)FFIN +20.8% (+3.2%/yr)EBC compounded faster over this window

EBC FFIN

EBC vs FFIN: by the numbers

•EBC is the larger company ($4.90B vs $4.57B market cap).
•EBC trades at the lower trailing earnings multiple (12.05 vs 17.07 P/E), one valuation lens rather than an overall verdict.
•FFIN converts more revenue to profit (31.16% vs 26.28% net margin).
•EBC grew revenue faster over the past five years (18.87% vs 11.61% CAGR).
•EBC pays the higher dividend yield (2.64% vs 2.56%).

Metrics side by side

Valuation

Metric	EBC	FFIN
P/E ratio	12.05	17.07
Forward P/E	11.29	15.60
PEG ratio	0.48	3.78
P/S ratio	3.42	5.30
P/B ratio	1.14	2.29

Profitability

Metric	EBC	FFIN
Operating margin	9.41%	38.00%
Net margin	26.28%	31.16%
ROE	8.78%	13.47%

Eastern Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Financial Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	EBC	FFIN
Dividend yield	2.64%	2.56%
Payout ratio	31.82%	43.85%

Growth (annualized)

Metric	EBC	FFIN
Revenue CAGR (5Y)	18.87%	11.61%
EPS CAGR (5Y)	25.21%	4.62%
Total return CAGR (5Y)	2.86%	-5.53%

Frequently asked

Which has the lower trailing P/E, EBC or FFIN?: EBC has the lower trailing P/E: EBC trades at 12.05 and FFIN at 17.07. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EBC or FFIN?: Over the past five years, EBC grew revenue faster — EBC at a 18.87% CAGR versus FFIN at 11.61%.
Does EBC or FFIN pay a bigger dividend?: EBC yields 2.64% and FFIN yields 2.56% based on trailing dividends and the latest price.
Is EBC or FFIN more profitable?: FFIN runs the higher net margin — EBC at 26.28% versus FFIN at 31.16%.
How have EBC and FFIN total returns compared?: Over the past 5 years, EBC delivered 2.86% and FFIN delivered -5.53% annualized total return. Past performance doesn't predict future results.

Go deeper

Full EBC analysis Full FFIN analysis Interactive comparison tool

Dig into the metrics

Eastern Bankshares P/E ratio First Financial Bankshares P/E ratio Eastern Bankshares dividend yield First Financial Bankshares dividend yield Eastern Bankshares ROE First Financial Bankshares ROE Eastern Bankshares operating margin First Financial Bankshares operating margin Eastern Bankshares revenue growth First Financial Bankshares revenue growth

Eastern Bankshares & First Financial Bankshares appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.