SLM (SLM) Financials: History & Chart

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SLM Corporation(SLM)

Financial - Credit Services · Newark, DE

$22.58-0.16 (-0.70%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	3.07B	670.34M	833.89M	733.87M	830.29M	683.53M	862.13M	689.15M	677.16M
Cost of Goods Sold	1.38B	394.90M	262.43M	260.98M	464.07M	428.66M	304.41M	407.36M	564.70M
Gross Profit	1.69B	275.44M	571.45M	472.88M	366.22M	254.88M	557.73M	281.79M	112.46M
Gross Profit Margin	54.9%	41.1%	68.5%	64.4%	44.1%	37.3%	64.7%	40.9%	16.6%
Total Operating Expenses	703.37M	194.98M	171.10M	156.89M	180.40M	167.24M	154.61M	149.63M	172.02M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	395.47M	105.40M	107.89M	92.01M	90.18M	94.68M	103.23M	93.68M	100.54M
Operating Income (EBIT)	982.62M	80.46M	400.35M	316.00M	185.81M	87.63M	403.12M	132.17M	-59.56M
Operating Margin	32.0%	12.0%	48.0%	43.1%	22.4%	12.8%	46.8%	19.2%	-8.8%
Income Before Tax (EBT)	982.62M	80.46M	400.35M	316.00M	185.81M	87.63M	403.12M	132.17M	-59.56M
Interest Income	2.57B	602.05M	649.31M	656.82M	657.59M	656.76M	656.09M	661.37M	652.64M
Interest Expense	1.11B	269.23M	273.90M	279.76M	284.61M	279.94M	281.12M	299.18M	293.24M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	735.51M	58.52M	307.95M	233.19M	135.85M	71.27M	304.54M	111.55M	-45.15M
Income Tax Expense	247.11M	21.94M	92.40M	82.81M	49.96M	16.36M	98.58M	20.61M	-14.41M
Net Profit Margin	24.0%	8.7%	36.9%	31.8%	16.4%	10.4%	35.3%	16.2%	-6.7%
EBITDA	998.80M	85.24M	405.42M	317.44M	190.69M	92.50M	408.09M	132.50M	-54.12M
EBITDA Margin	32.6%	12.7%	48.6%	43.3%	23.0%	13.5%	47.3%	19.2%	-8.0%
Depreciation & Amortization	16.18M	4.78M	5.07M	1.45M	4.88M	4.87M	4.97M	329K	5.45M
EPS Basic	3.62	0.29	1.56	1.13	0.64	0.32	1.43	0.51	-0.23
EPS Diluted	3.57	0.29	1.54	1.11	0.63	0.32	1.40	0.50	-0.23
Weighted Average Basic Shares	188.58M	188.58M	195.46M	207.16M	207.14M	209.28M	210.68M	210.74M	214.87M
Weighted Average Diluted Shares	188.58M	188.58M	197.88M	207.16M	207.14M	209.28M	214.99M	216.22M	214.87M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	3.11B	2.99B	2.84B	2.37B	2.41B	2.34B	2.38B	1.88B
Cost of Goods Sold	1.46B	1.55B	1.38B	1.18B	349.12M	634.80M	1.06B	767.15M
Gross Profit	1.65B	1.44B	1.46B	1.19B	2.06B	1.71B	1.32B	1.12B
Gross Profit Margin	53.1%	48.2%	51.6%	50.3%	85.5%	72.9%	55.4%	59.3%
Total Operating Expenses	659.14M	641.90M	685.57M	559.24M	519.91M	552.97M	574.25M	556.98M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	380.11M	400.99M	372.32M	291.29M	281.69M	304.45M	311.08M	285.13M
Operating Income (EBIT)	992.56M	798.64M	778.30M	630.73M	1.54B	1.15B	743.74M	559.33M
Operating Margin	31.9%	26.7%	27.4%	26.7%	63.9%	49.3%	31.3%	29.7%
Income Before Tax (EBT)	992.56M	798.64M	778.30M	630.73M	1.54B	1.15B	743.74M	559.33M
Interest Income	2.63B	2.62B	2.59B	2.03B	1.78B	2.02B	2.33B	1.94B
Interest Expense	1.13B	1.14B	1.03B	542.80M	382.08M	541.67M	707.72M	522.29M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	744.85M	608.33M	581.39M	469.01M	1.16B	880.69M	578.28M	487.48M
Income Tax Expense	247.72M	190.31M	196.91M	161.71M	379.75M	273.32M	165.46M	71.85M
Net Profit Margin	24.0%	20.4%	20.5%	19.8%	48.2%	37.6%	24.3%	25.9%
EBITDA	1.01B	816.29M	796.11M	648.06M	1.56B	1.17B	758.41M	573.16M
EBITDA Margin	32.4%	27.3%	28.0%	27.4%	64.6%	49.9%	31.9%	30.4%
Depreciation & Amortization	16.17M	17.65M	17.81M	17.33M	16.04M	15.07M	14.67M	13.83M
EPS Basic	3.52	2.73	2.44	1.78	3.67	2.27	1.35	1.08
EPS Diluted	3.46	2.68	2.41	1.76	3.61	2.25	1.34	1.07
Weighted Average Basic Shares	207.16M	216.22M	231.41M	258.44M	314.99M	383.70M	427.29M	435.05M
Weighted Average Diluted Shares	207.16M	219.93M	234.06M	261.50M	319.91M	387.19M	430.67M	439.68M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.