Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 23.97% is in line with its 5-year average of 21.99%, around the middle of its 5-year range (-14.19%–49.88%).
14.99% above its 12-month average of 20.84%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 8.73%.
NET PROFIT MARGIN
23.97%
NET PROFIT MARGIN AVG TTM
20.84%
NET PROFIT MARGIN AVG 3Y
21.34%
NET PROFIT MARGIN AVG 5Y
21.99%
NET PROFIT MARGIN AVG 10Y
24.27%
NET PROFIT MARGIN AVG 15Y
23.40%
NET PROFIT MARGIN AVG 20Y
19.09%
CURRENT VS TTM AVG
+14.99%
CURRENT VS 3Y AVG
+12.30%
CURRENT VS 5Y AVG
+9.00%
CURRENT VS 10Y AVG
-1.22%
CURRENT VS 15Y AVG
+2.45%
CURRENT VS 20Y AVG
+25.58%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+81.52%
vs the sector median at left
SLM Corporation
Market Cap
$4.23B
Net Profit Margin
23.97%
TTM Avg
20.84%
3Y Avg
21.34%
5Y Avg
21.99%
Market Cap
$4.19B
Net Profit Margin
-429.71%
TTM Avg
-31.06%
3Y Avg
-146.03%
5Y Avg
-141.20%
Market Cap
$4.28B
Net Profit Margin
20.71%
TTM Avg
18.38%
3Y Avg
20.49%
5Y Avg
21.32%
Market Cap
$4.30B
Net Profit Margin
38.81%
TTM Avg
39.18%
3Y Avg
40.73%
5Y Avg
38.80%
Market Cap
$4.05B
Net Profit Margin
18.58%
TTM Avg
10.46%
3Y Avg
14.54%
5Y Avg
14.92%
Market Cap
$4.03B
Net Profit Margin
24.97%
TTM Avg
21.66%
3Y Avg
27.51%
5Y Avg
30.37%
Market Cap
$4.00B
Net Profit Margin
18.58%
TTM Avg
10.46%
3Y Avg
14.54%
5Y Avg
14.92%
Market Cap
$3.96B
Net Profit Margin
23.43%
TTM Avg
19.97%
3Y Avg
21.07%
5Y Avg
23.80%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SLM Corporation (SLM) | $4.23B | 23.97% | 20.84% | 21.34% | 21.99% |
| Marathon Digital Holdings, Inc. (MARA)vs › | $4.19B | -429.71% | -31.06% | -146.03% | -141.20% |
| Fulton Financial Corporation (FULT)vs › | $4.28B | 20.71% | 18.38% | 20.49% | 21.32% |
| International Bancshares Corporation (IBOC)vs › | $4.30B | 38.81% | 39.18% | 40.73% | 38.80% |
| Defiance Quantum ETF (QTUM)vs › | $4.15B | N/A | N/A | N/A | N/A |
| Texas Capital Bancshares, Inc. (TCBI)vs › | $4.05B | 18.58% | 10.46% | 14.54% | 14.92% |
| Cathay General Bancorp (CATY)vs › | $4.03B | 24.97% | 21.66% | 27.51% | 30.37% |
| Texas Capital Bancshares, Inc. (TCBIO)vs › | $4.00B | 18.58% | 10.46% | 14.54% | 14.92% |
| WSFS Financial Corporation (WSFS)vs › | $3.96B | 23.43% | 19.97% | 21.07% | 23.80% |
| First Financial Bankshares, Inc. (FFIN)vs › | $4.57B | 31.16% | 30.48% | 33.86% | 36.92% |
Operating Margin
32.0%
Net Profit Margin
24.0%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 8.73% |
| 2026-03-31 | 36.93% |
| 2025-12-31 | 31.77% |
| 2025-09-30 | 16.36% |
| 2025-06-30 | 10.43% |
| 2025-03-31 | 35.32% |
| 2024-12-31 | 16.19% |
| 2024-09-30 | -6.67% |
| 2024-06-30 | 32.17% |
| 2024-03-31 | 34.61% |
| 2023-12-31 | 23.21% |
| 2023-09-30 | 4.34% |
| 2023-06-30 | 34.07% |
| 2023-03-31 | 17.98% |
| 2022-12-31 | -14.19% |
| 2022-09-30 | 12.22% |
| 2022-06-30 | 47.43% |
| 2022-03-31 | 26.45% |
| 2021-12-31 | 49.88% |
| 2021-09-30 | 15.78% |
| 2021-06-30 | 28.79% |
| 2021-03-31 | 75.47% |
| 2020-12-31 | 90.05% |
| 2020-09-30 | 34.76% |
| 2020-06-30 | -16.97% |
| 2020-03-31 | 41.77% |
| 2019-12-31 | 23.69% |
| 2019-09-30 | 21.14% |
| 2019-06-30 | 25.34% |
| 2019-03-31 | 27.15% |
| 2018-12-31 | 26.78% |
| 2018-09-30 | 25.22% |
| 2018-06-30 | 23.38% |
| 2018-03-31 | 28.01% |
| 2017-12-31 | 12.45% |
| 2017-09-30 | 20.51% |
| 2017-06-30 | 20.23% |
| 2017-03-31 | 28.30% |
| 2016-12-31 | 22.71% |
| 2016-09-30 | 19.28% |
| 2016-06-30 | 21.10% |
| 2016-03-31 | 24.40% |
| 2015-12-31 | 30.52% |
| 2015-09-30 | 20.90% |
| 2015-06-30 | 31.62% |
| 2015-03-31 | 22.43% |
| 2014-12-31 | 10.32% |
| 2014-09-30 | 31.39% |
| 2014-06-30 | 26.38% |
| 2014-03-31 | 23.36% |
| 2013-12-31 | 19.09% |
| 2013-09-30 | 25.88% |
| 2013-06-30 | 36.25% |
| 2013-03-31 | 21.41% |
| 2012-12-31 | 20.71% |
| 2012-09-30 | 13.12% |
| 2012-06-30 | 18.23% |
| 2012-03-31 | 8.18% |
| 2011-12-31 | 26.04% |
| 2011-09-30 | -4.00% |
| 2011-06-30 | -0.53% |
| 2011-03-31 | 11.78% |
| 2010-12-31 | 23.36% |
| 2010-09-30 | -36.42% |
| 2010-06-30 | 18.44% |
| 2010-03-31 | 14.84% |
| 2009-12-31 | 17.03% |
| 2009-09-30 | 10.22% |
| 2009-06-30 | -9.82% |
| 2009-03-31 | -1.34% |
| 2008-12-31 | -12.35% |
| 2008-09-30 | -9.34% |
| 2008-06-30 | 11.40% |
| 2008-03-31 | -5.29% |
| 2007-12-31 | -128.74% |
| 2007-09-30 | -16.22% |
| 2007-06-30 | 29.14% |
| 2007-03-31 | 4.71% |
| 2006-12-31 | 0.93% |
| 2006-09-30 | 11.70% |
| 2006-06-30 | 26.86% |
| 2006-03-31 | 8.58% |
| 2005-12-31 | 21.42% |
| 2005-09-30 | 25.16% |
| 2005-06-30 | 19.69% |
| 2005-03-31 | 17.38% |
| 2004-12-31 | 39.58% |
| 2004-09-30 | 31.00% |
| 2004-06-30 | 40.75% |
| 2004-03-31 | 31.85% |
| 2003-12-31 | 26.69% |
| 2003-09-30 | 47.36% |
| 2003-06-30 | 35.23% |
| 2003-03-31 | 37.55% |
| 2002-12-31 | 26.11% |
| 2002-09-30 | -15.44% |
