Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 4.79% is 137% above its 5-year average of -12.86%, near the high end of its 5-year range (-50.45%–13.86%).
As of the fiscal period ended Tuesday, June 30, 2026. 6.34% above its 12-month average of 4.50%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 4.79%.
RETURN ON EQUITY (ROE)
4.79%
RETURN ON EQUITY (ROE) AVG TTM
4.50%
RETURN ON EQUITY (ROE) AVG 3Y
-18.48%
RETURN ON EQUITY (ROE) AVG 5Y
-12.86%
RETURN ON EQUITY (ROE) AVG 10Y
N/A
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+6.34%
CURRENT VS 3Y AVG
+125.92%
CURRENT VS 5Y AVG
+137.25%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-45.31%
vs the sector median at left
Oportun Financial Corporation
Market Cap
$379.61M
Return on Equity (ROE)
4.79%
TTM Avg
4.50%
3Y Avg
-18.48%
5Y Avg
-12.86%
Market Cap
$380.56M
Return on Equity (ROE)
12.91%
TTM Avg
11.43%
3Y Avg
13.01%
5Y Avg
13.15%
Market Cap
$382.62M
Return on Equity (ROE)
18.16%
TTM Avg
20.40%
3Y Avg
20.83%
5Y Avg
24.66%
Market Cap
$382.71M
Return on Equity (ROE)
11.63%
TTM Avg
10.05%
3Y Avg
10.25%
5Y Avg
11.27%
Market Cap
$384.34M
Return on Equity (ROE)
11.26%
TTM Avg
7.32%
3Y Avg
7.80%
5Y Avg
10.17%
Market Cap
$385.12M
Return on Equity (ROE)
12.24%
TTM Avg
4.96%
3Y Avg
2.87%
5Y Avg
4.15%
Market Cap
$373.54M
Return on Equity (ROE)
3.70%
TTM Avg
0.12%
3Y Avg
0.12%
5Y Avg
-4.09%
Market Cap
$372.68M
Return on Equity (ROE)
9.96%
TTM Avg
5.70%
3Y Avg
9.54%
5Y Avg
9.67%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Oportun Financial Corporation (OPRT) | $379.61M | 4.79% | 4.50% | -18.48% | -12.86% |
| The First Bancorp, Inc. (FNLC)vs › | $380.56M | 12.91% | 11.43% | 13.01% | 13.15% |
| Value Line, Inc. (VALU)vs › | $382.62M | 18.16% | 20.40% | 20.83% | 24.66% |
| Citizens Financial Services, Inc. (CZFS)vs › | $382.71M | 11.63% | 10.05% | 10.25% | 11.27% |
| Silvia, Inc. (SVIA)vs › | $374.97M | N/A | N/A | N/A | N/A |
| MVB Financial Corp. (MVBF)vs › | $384.34M | 11.26% | 7.32% | 7.80% | 10.17% |
| Primis Financial Corp (FRST)vs › | $385.12M | 12.24% | 4.96% | 2.87% | 4.15% |
| Siddhi Acquisition Corp (SDHI)vs › | $373.54M | 3.70% | 0.12% | 0.12% | -4.09% |
| Norwood Financial Corp. (NWFL)vs › | $372.68M | 9.96% | 5.70% | 9.54% | 9.67% |
| Northeast Community Bancorp, Inc. (NECB)vs › | $370.87M | 11.70% | 13.71% | 13.37% | 11.04% |
ROE
4.8%
ROA
0.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 4.79% |
| 2026-03-31 | 4.51% |
| 2025-12-31 | 6.47% |
| 2025-09-30 | 7.97% |
| 2025-06-30 | -1.22% |
| 2025-03-31 | -11.60% |
| 2024-12-31 | -22.24% |
| 2024-09-30 | -39.46% |
| 2024-06-30 | -34.01% |
| 2024-03-31 | -27.31% |
| 2023-12-31 | -44.50% |
| 2023-09-30 | -33.20% |
| 2023-06-30 | -50.45% |
| 2023-03-31 | -49.44% |
| 2022-12-31 | -14.20% |
| 2022-09-30 | -10.04% |
| 2022-06-30 | 11.36% |
| 2022-03-31 | 13.86% |
| 2021-12-31 | 7.85% |
| 2021-09-30 | 8.17% |
| 2021-06-30 | 2.63% |
| 2021-03-31 | -6.09% |
| 2020-12-31 | -9.66% |
| 2020-09-30 | -6.72% |
| 2020-06-30 | -3.16% |
| 2020-03-31 | 6.97% |
| 2019-12-31 | 12.60% |
| 2019-09-30 | 13.82% |
| 2019-06-30 | 19.66% |
| 2019-03-31 | 27.44% |
| 2018-12-31 | 35.61% |
| 2018-09-30 | 27.41% |
| 2018-06-30 | 22.72% |
| 2017-12-31 | -1.50% |
