Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.62% is 138% above its 5-year average of -1.62%, near the high end of its 5-year range (-5.27%–1.61%).
174.25% above its 12-month average of -0.83%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.27%.
RETURN ON ASSETS (ROA)
0.62%
RETURN ON ASSETS (ROA) AVG TTM
-0.83%
RETURN ON ASSETS (ROA) AVG 3Y
-2.27%
RETURN ON ASSETS (ROA) AVG 5Y
-1.62%
RETURN ON ASSETS (ROA) AVG 10Y
0.42%
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+174.25%
CURRENT VS 3Y AVG
+127.28%
CURRENT VS 5Y AVG
+138.27%
CURRENT VS 10Y AVG
+46.98%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-49.80%
vs the sector median at left
Oportun Financial Corporation
Market Cap
$379.61M
Return on Assets (ROA)
0.62%
TTM Avg
-0.83%
3Y Avg
-2.27%
5Y Avg
-1.62%
Market Cap
$381.74M
Return on Assets (ROA)
1.18%
TTM Avg
0.98%
3Y Avg
1.09%
5Y Avg
1.16%
Market Cap
$374.25M
Return on Assets (ROA)
3.49%
TTM Avg
-18.82%
3Y Avg
-18.82%
5Y Avg
-13.98%
Market Cap
$372.46M
Return on Assets (ROA)
0.99%
TTM Avg
0.56%
3Y Avg
0.83%
5Y Avg
0.89%
Market Cap
$384.41M
Return on Assets (ROA)
12.99%
TTM Avg
14.28%
3Y Avg
14.08%
5Y Avg
15.67%
Market Cap
$385.11M
Return on Assets (ROA)
1.09%
TTM Avg
0.73%
3Y Avg
0.72%
5Y Avg
0.98%
Market Cap
$386.03M
Return on Assets (ROA)
1.29%
TTM Avg
1.05%
3Y Avg
0.99%
5Y Avg
1.11%
Market Cap
$385.66M
Return on Assets (ROA)
1.22%
TTM Avg
0.54%
3Y Avg
0.32%
5Y Avg
0.49%
Market Cap
$371.22M
Return on Assets (ROA)
2.01%
TTM Avg
2.25%
3Y Avg
2.21%
5Y Avg
1.85%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Oportun Financial Corporation (OPRT) | $379.61M | 0.62% | -0.83% | -2.27% | -1.62% |
| The First Bancorp, Inc. (FNLC)vs › | $381.74M | 1.18% | 0.98% | 1.09% | 1.16% |
| Siddhi Acquisition Corp (SDHI)vs › | $374.25M | 3.49% | -18.82% | -18.82% | -13.98% |
| Norwood Financial Corp. (NWFL)vs › | $372.46M | 0.99% | 0.56% | 0.83% | 0.89% |
| Value Line, Inc. (VALU)vs › | $384.41M | 12.99% | 14.28% | 14.08% | 15.67% |
| MVB Financial Corp. (MVBF)vs › | $385.11M | 1.09% | 0.73% | 0.72% | 0.98% |
| Citizens Financial Services, Inc. (CZFS)vs › | $386.03M | 1.29% | 1.05% | 0.99% | 1.11% |
| Primis Financial Corp (FRST)vs › | $385.66M | 1.22% | 0.54% | 0.32% | 0.49% |
| Northeast Community Bancorp, Inc. (NECB)vs › | $371.22M | 2.01% | 2.25% | 2.21% | 1.85% |
| GSR V Acquisition Corp. (GSRV)vs › | $369.11M | N/A | N/A | N/A | N/A |
ROA
0.6%
ROE
4.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.77% |
| 2024-12-31 | -2.44% |
| 2023-12-31 | -5.27% |
| 2022-12-31 | -2.15% |
| 2021-12-31 | 1.61% |
| 2020-12-31 | -2.24% |
| 2019-12-31 | 2.80% |
| 2018-12-31 | 7.09% |
| 2017-12-31 | -0.84% |
| 2016-12-31 | 5.31% |
| 2015-12-31 | 0.00% |
