MVB Financial Corp. (MVBF) vs Oportun Financial Corporation (OPRT)
A side-by-side comparison of MVB Financial Corp. and Oportun Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — MVBF vs OPRT
growth of $100 · dividends reinvested · last 7yMVBF vs OPRT: by the numbers
- •MVBF is the larger company ($386M vs $379M market cap).
- •MVBF trades at the lower trailing earnings multiple (10.15 vs 20.62 P/E), one valuation lens rather than an overall verdict.
- •MVBF converts more revenue to profit (17.71% vs 2.84% net margin).
- •MVBF grew revenue faster over the past five years (16.76% vs 6.90% CAGR).
- •MVBF pays a dividend (2.27% yield), while OPRT has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | MVBF | OPRT |
|---|---|---|
| P/E ratio | 10.15 | 20.62 |
| Forward P/E | 15.22 | 5.23 |
| P/S ratio | 1.76 | 0.55 |
| P/B ratio | 1.12 | 0.93 |
Profitability
| Metric | MVBF | OPRT |
|---|---|---|
| Operating margin | 13.63% | 5.83% |
| Net margin | 17.71% | 2.84% |
| ROE | 11.26% | 4.79% |
MVB Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Oportun Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | MVBF | OPRT |
|---|---|---|
| Dividend yield | 2.27% | N/A |
| Payout ratio | 22.97% | N/A |
Growth (annualized)
| Metric | MVBF | OPRT |
|---|---|---|
| Revenue CAGR (5Y) | 16.76% | 6.90% |
| EPS CAGR (5Y) | -7.58% | N/A |
| Total return CAGR (5Y) | -4.48% | -19.89% |
Frequently asked
- Which has the lower trailing P/E, MVBF or OPRT?
- MVBF has the lower trailing P/E: MVBF trades at 10.15 and OPRT at 20.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MVBF or OPRT?
- Over the past five years, MVBF grew revenue faster — MVBF at a 16.76% CAGR versus OPRT at 6.90%.
- Does MVBF or OPRT pay a bigger dividend?
- MVBF pays a dividend (2.27% yield), while OPRT has no payments in the available dividend history.
- Is MVBF or OPRT more profitable?
- MVBF runs the higher net margin — MVBF at 17.71% versus OPRT at 2.84%.
- How have MVBF and OPRT total returns compared?
- Over the past 5 years, MVBF delivered -4.48% and OPRT delivered -19.89% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
MVB Financial & Oportun Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.