Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 13.63% is 18% above its 5-year average of 11.59%, near the low end of its 5-year range (4.99%–55.32%).
36.86% below its 12-month average of 21.59%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.72%.
OPERATING MARGIN
13.63%
OPERATING MARGIN AVG TTM
21.59%
OPERATING MARGIN AVG 3Y
12.68%
OPERATING MARGIN AVG 5Y
11.59%
OPERATING MARGIN AVG 10Y
12.54%
OPERATING MARGIN AVG 15Y
12.78%
OPERATING MARGIN AVG 20Y
13.49%
CURRENT VS TTM AVG
-36.86%
CURRENT VS 3Y AVG
+7.53%
CURRENT VS 5Y AVG
+17.58%
CURRENT VS 10Y AVG
+8.66%
CURRENT VS 15Y AVG
+6.66%
CURRENT VS 20Y AVG
+1.05%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-15.29%
vs the sector median at left
MVB Financial Corp.
Market Cap
$384.34M
Operating Margin
13.63%
TTM Avg
21.59%
3Y Avg
12.68%
5Y Avg
11.59%
Market Cap
$386.12M
Operating Margin
21.59%
TTM Avg
5.92%
3Y Avg
4.85%
5Y Avg
10.93%
Market Cap
$386.32M
Operating Margin
28.62%
TTM Avg
23.01%
3Y Avg
24.91%
5Y Avg
29.68%
Market Cap
$388.48M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$380.18M
Operating Margin
10.83%
TTM Avg
14.55%
3Y Avg
20.60%
5Y Avg
21.28%
Market Cap
$388.63M
Operating Margin
34.19%
TTM Avg
31.12%
3Y Avg
38.08%
5Y Avg
42.76%
Market Cap
$378.70M
Operating Margin
23.76%
TTM Avg
21.66%
3Y Avg
27.82%
5Y Avg
31.78%
Market Cap
$378.21M
Operating Margin
5.83%
TTM Avg
-7.33%
3Y Avg
-20.02%
5Y Avg
-13.99%
Market Cap
$391.13M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| MVB Financial Corp. (MVBF) | $384.34M | 13.63% | 21.59% | 12.68% | 11.59% |
| Primis Financial Corp (FRST)vs › | $386.12M | 21.59% | 5.92% | 4.85% | 10.93% |
| Citizens Financial Services, Inc. (CZFS)vs › | $386.32M | 28.62% | 23.01% | 24.91% | 29.68% |
| Centurion Acquisition Corp. (ALF)vs › | $388.48M | 0.00% | 0.00% | 0.00% | 0.00% |
| Value Line, Inc. (VALU)vs › | $380.18M | 10.83% | 14.55% | 20.60% | 21.28% |
| Parke Bancorp, Inc. (PKBK)vs › | $388.63M | 34.19% | 31.12% | 38.08% | 42.76% |
| The First Bancorp, Inc. (FNLC)vs › | $378.70M | 23.76% | 21.66% | 27.82% | 31.78% |
| Oportun Financial Corporation (OPRT)vs › | $378.21M | 5.83% | -7.33% | -20.02% | -13.99% |
| Wen Acquisition Corp Class A Ordinary Shares (WENN)vs › | $391.13M | 0.00% | 0.00% | 0.00% | 0.00% |
| Republic Digital Acquisition Company Class A (RDAG)vs › | $391.22M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
13.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 23.72% |
| 2026-03-31 | 12.64% |
| 2025-12-31 | 9.67% |
| 2025-09-30 | 55.32% |
| 2025-06-30 | 6.59% |
| 2025-03-31 | 9.74% |
| 2024-12-31 | 19.41% |
| 2024-09-30 | 5.33% |
| 2024-06-30 | 10.47% |
| 2024-03-31 | 9.80% |
| 2023-12-31 | 16.52% |
| 2023-09-30 | 9.28% |
| 2023-06-30 | 18.94% |
| 2023-03-31 | 5.92% |
| 2022-12-31 | 17.22% |
| 2022-09-30 | 4.99% |
| 2022-06-30 | 8.06% |
| 2022-03-31 | 8.75% |
| 2021-12-31 | 36.50% |
| 2021-09-30 | 52.84% |
| 2021-06-30 | 36.18% |
| 2021-03-31 | 40.82% |
| 2020-12-31 | 61.11% |
| 2020-09-30 | 34.88% |
| 2020-06-30 | 46.15% |
| 2020-03-31 | 4.00% |
| 2019-12-31 | 15.36% |
| 2019-09-30 | 16.26% |
| 2019-06-30 | 43.19% |
| 2019-03-31 | 14.46% |
| 2018-12-31 | 14.55% |
| 2018-09-30 | 16.35% |
| 2018-06-30 | 13.44% |
| 2018-03-31 | 14.18% |
| 2017-12-31 | 12.62% |
| 2017-09-30 | 14.64% |
| 2017-06-30 | 13.94% |
| 2017-03-31 | 10.93% |
| 2016-12-31 | 15.00% |
| 2016-09-30 | 13.63% |
| 2016-06-30 | 14.97% |
| 2016-03-31 | 12.73% |
| 2015-12-31 | 9.90% |
| 2015-09-30 | 10.89% |
| 2015-06-30 | 15.18% |
| 2015-03-31 | 16.42% |
| 2014-12-31 | -8.29% |
| 2014-09-30 | 4.24% |
| 2014-06-30 | 7.56% |
| 2014-03-31 | 10.17% |
| 2013-12-31 | 5.74% |
| 2013-09-30 | 6.69% |
| 2013-06-30 | 13.91% |
| 2013-03-31 | 11.50% |
| 2012-12-31 | 22.73% |
| 2012-09-30 | 20.16% |
| 2012-06-30 | 16.78% |
| 2012-03-31 | 18.71% |
| 2011-12-31 | 15.18% |
| 2011-09-30 | 15.75% |
| 2011-06-30 | 16.07% |
| 2011-03-31 | 19.26% |
| 2010-12-31 | 18.61% |
| 2010-09-30 | 17.66% |
| 2010-06-30 | 15.06% |
| 2010-03-31 | 12.90% |
| 2009-12-31 | 6.95% |
| 2009-09-30 | 12.33% |
| 2009-06-30 | 12.20% |
| 2009-03-31 | 13.89% |
| 2008-12-31 | 13.19% |
| 2008-09-30 | -5.61% |
| 2008-06-30 | 11.65% |
| 2008-03-31 | 9.09% |
| 2007-12-31 | 19.33% |
| 2007-09-30 | 11.81% |
| 2007-06-30 | 10.50% |
| 2007-03-31 | 20.79% |
| 2006-12-31 | 24.19% |
| 2006-09-30 | 21.56% |
| 2006-06-30 | 21.49% |
| 2006-03-31 | 18.55% |
| 2005-12-31 | 13.36% |
| 2005-09-30 | 14.98% |
| 2005-06-30 | 13.94% |
| 2005-03-31 | 56.30% |
| 2004-12-31 | 66.41% |
| 2004-09-30 | 76.31% |
| 2004-06-30 | 60.19% |
| 2004-03-31 | 64.88% |
| 2003-12-31 | 56.35% |
| 2003-09-30 | 60.37% |
| 2003-06-30 | 39.49% |
| 2003-03-31 | 31.76% |
