Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 23.76% is 20% below its 5-year average of 29.86%, near the low end of its 5-year range (16.49%–47.65%).
1.98% above its 12-month average of 23.30%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 25.87%.
OPERATING MARGIN
23.76%
OPERATING MARGIN AVG TTM
23.30%
OPERATING MARGIN AVG 3Y
21.97%
OPERATING MARGIN AVG 5Y
29.86%
OPERATING MARGIN AVG 10Y
32.30%
OPERATING MARGIN AVG 15Y
31.18%
OPERATING MARGIN AVG 20Y
29.29%
CURRENT VS TTM AVG
+1.98%
CURRENT VS 3Y AVG
+8.13%
CURRENT VS 5Y AVG
-20.43%
CURRENT VS 10Y AVG
-26.44%
CURRENT VS 15Y AVG
-23.81%
CURRENT VS 20Y AVG
-18.89%
SECTOR MEDIAN · FINANCIAL SERVICES
17.85%
median of 499 covered companies
CURRENT VS SECTOR MEDIAN
+33.11%
vs the sector median at left
The First Bancorp, Inc.
Market Cap
$382.93M
Operating Margin
23.76%
TTM Avg
23.30%
3Y Avg
21.97%
5Y Avg
29.86%
Market Cap
$383.67M
Operating Margin
28.62%
TTM Avg
23.01%
3Y Avg
24.91%
5Y Avg
29.68%
Market Cap
$382.35M
Operating Margin
13.63%
TTM Avg
12.61%
3Y Avg
11.97%
5Y Avg
21.18%
Market Cap
$386.63M
Operating Margin
21.59%
TTM Avg
5.92%
3Y Avg
4.85%
5Y Avg
10.93%
Market Cap
$391.36M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$391.51M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$370.94M
Operating Margin
39.45%
TTM Avg
40.36%
3Y Avg
43.98%
5Y Avg
39.48%
Market Cap
$394.84M
Operating Margin
15.20%
TTM Avg
17.18%
3Y Avg
23.41%
5Y Avg
26.31%
Market Cap
$396.75M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The First Bancorp, Inc. (FNLC) | $382.93M | 23.76% | 23.30% | 21.97% | 29.86% |
| Citizens Financial Services, Inc. (CZFS)vs › | $383.67M | 28.62% | 23.01% | 24.91% | 29.68% |
| MVB Financial Corp. (MVBF)vs › | $382.35M | 13.63% | 12.61% | 11.97% | 21.18% |
| Primis Financial Corp (FRST)vs › | $386.63M | 21.59% | 5.92% | 4.85% | 10.93% |
| Centurion Acquisition Corp. (ALF)vs › | $391.36M | 0.00% | 0.00% | 0.00% | 0.00% |
| Berto Acquisition Corp. II (GUAC)vs › | $391.51M | N/A | N/A | N/A | N/A |
| Northeast Community Bancorp, Inc. (NECB)vs › | $370.94M | 39.45% | 40.36% | 43.98% | 39.48% |
| Chemung Financial Corporation (CHMG)vs › | $394.84M | 15.20% | 17.18% | 23.41% | 26.31% |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.75M | 0.00% | 0.00% | 0.00% | 0.00% |
| GSR V Acquisition Corp. (GSRV)vs › | $367.81M | N/A | N/A | N/A | N/A |
Operating Margin
23.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 25.87% |
| 2026-03-31 | 16.49% |
| 2025-12-31 | 27.37% |
| 2025-09-30 | 24.36% |
| 2025-06-30 | 22.42% |
| 2025-03-31 | 20.05% |
| 2024-12-31 | 19.87% |
| 2024-09-30 | 21.60% |
| 2024-06-30 | 18.35% |
| 2024-03-31 | 18.70% |
| 2023-12-31 | 20.78% |
| 2023-09-30 | 24.33% |
| 2023-06-30 | 25.47% |
| 2023-03-31 | 29.69% |
| 2022-12-31 | 36.12% |
| 2022-09-30 | 42.88% |
| 2022-06-30 | 47.65% |
| 2022-03-31 | 47.45% |
| 2021-12-31 | 46.77% |
| 2021-09-30 | 45.61% |
| 2021-06-30 | 45.25% |
| 2021-03-31 | 44.42% |
| 2020-12-31 | 34.94% |
| 2020-09-30 | 36.35% |
| 2020-06-30 | 33.46% |
| 2020-03-31 | 30.89% |
| 2019-12-31 | 33.72% |
| 2019-09-30 | 31.87% |
| 2019-06-30 | 32.33% |
| 2019-03-31 | 32.44% |
| 2018-12-31 | 34.39% |
| 2018-09-30 | 33.24% |
| 2018-06-30 | 33.23% |
| 2018-03-31 | 33.00% |
| 2017-12-31 | 36.09% |
| 2017-09-30 | 35.16% |
| 2017-06-30 | 36.25% |
| 2017-03-31 | 35.31% |
| 2016-12-31 | 34.75% |
| 2016-09-30 | 37.12% |
| 2016-06-30 | 38.16% |
| 2016-03-31 | 37.67% |
| 2015-12-31 | 31.73% |
| 2015-09-30 | 35.29% |
| 2015-06-30 | 35.90% |
| 2015-03-31 | 34.92% |
| 2014-12-31 | 29.07% |
| 2014-09-30 | 33.33% |
| 2014-06-30 | 32.25% |
| 2014-03-31 | 29.36% |
| 2013-12-31 | 28.90% |
| 2013-09-30 | 28.28% |
| 2013-06-30 | 25.69% |
| 2013-03-31 | 22.90% |
| 2012-12-31 | 25.38% |
| 2012-09-30 | 27.09% |
| 2012-06-30 | 25.16% |
| 2012-03-31 | 24.20% |
| 2011-12-31 | 20.73% |
| 2011-09-30 | 24.25% |
| 2011-06-30 | 25.92% |
| 2011-03-31 | 25.37% |
| 2010-12-31 | 24.44% |
| 2010-09-30 | 25.80% |
| 2010-06-30 | 25.73% |
| 2010-03-31 | 21.55% |
| 2009-12-31 | 17.59% |
| 2009-09-30 | 21.21% |
| 2009-06-30 | 27.15% |
| 2009-03-31 | 27.19% |
| 2008-12-31 | 21.26% |
| 2008-09-30 | 25.64% |
| 2008-06-30 | 25.44% |
| 2008-03-31 | 24.60% |
| 2007-12-31 | 22.94% |
| 2007-09-30 | 22.50% |
| 2007-06-30 | 22.43% |
| 2007-03-31 | 21.80% |
| 2006-12-31 | 21.44% |
| 2006-09-30 | 22.16% |
| 2006-06-30 | 24.32% |
| 2006-03-31 | 24.50% |
| 2005-12-31 | 28.56% |
| 2005-09-30 | 29.14% |
| 2005-06-30 | 30.00% |
| 2005-03-31 | 33.44% |
| 2004-12-31 | 35.14% |
| 2004-09-30 | 33.74% |
| 2004-06-30 | 33.70% |
| 2004-03-31 | 32.73% |
| 2003-12-31 | 34.35% |
| 2003-09-30 | 33.84% |
| 2003-06-30 | 29.85% |
| 2003-03-31 | 28.92% |
| 2002-12-31 | 26.67% |
| 2002-09-30 | 27.15% |
