Which has the lower trailing P/E, FNLC or NECB?

NECB has the lower trailing P/E: FNLC trades at 10.09 and NECB at 8.70. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FNLC or NECB?

Over the past five years, NECB grew revenue faster — FNLC at a 13.03% CAGR versus NECB at 25.02%.

Does FNLC or NECB pay a bigger dividend?

FNLC yields 4.38% and NECB yields 3.16% based on trailing dividends and the latest price.

Is FNLC or NECB more profitable?

NECB runs the higher net margin — FNLC at 21.66% versus NECB at 27.87%.

How have FNLC and NECB total returns compared?

Over the past 10 years, FNLC delivered 9.00% and NECB delivered 19.92% annualized total return. Past performance doesn't predict future results.

The First Bancorp, Inc. (FNLC) vs Northeast Community Bancorp, Inc. (NECB)

A side-by-side comparison of The First Bancorp, Inc. and Northeast Community Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FNLC

The First Bancorp, Inc.

$383M

$34.01Financial ServicesDelayed quote: Oct 6, 2026, 11:39 AM EDT

NECB

Northeast Community Bancorp, Inc.

$375M

$27.14Financial ServicesDelayed quote: Oct 6, 2026, 11:45 AM EDT

Total return — FNLC vs NECB

growth of $100 · dividends reinvested · last 10y

FNLC +138.5% (+9.1%/yr)NECB +522.2% (+20.1%/yr)NECB compounded faster over this window

FNLC NECB

FNLC vs NECB: by the numbers

•FNLC is the larger company ($383M vs $375M market cap).
•NECB trades at the lower trailing earnings multiple (8.70 vs 10.09 P/E), one valuation lens rather than an overall verdict.
•NECB converts more revenue to profit (27.87% vs 21.66% net margin).
•NECB grew revenue faster over the past five years (25.02% vs 13.03% CAGR).
•FNLC pays the higher dividend yield (4.38% vs 3.16%).

Metrics side by side

Valuation

Metric	FNLC	NECB
P/E ratio	10.09	8.70
Forward P/E	N/A	9.14
PEG ratio	2.31	0.26
P/S ratio	2.20	2.46
P/B ratio	1.31	1.03

Profitability

Metric	FNLC	NECB
Operating margin	23.76%	39.45%
Net margin	21.66%	27.87%
ROE	12.91%	11.70%

The First Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Northeast Community Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FNLC	NECB
Dividend yield	4.38%	3.16%
Payout ratio	44.51%	27.24%

Growth (annualized)

Metric	FNLC	NECB
Revenue CAGR (5Y)	13.03%	25.02%
EPS CAGR (5Y)	4.40%	34.54%
Total return CAGR (5Y)	8.19%	23.36%

Frequently asked

Which has the lower trailing P/E, FNLC or NECB?: NECB has the lower trailing P/E: FNLC trades at 10.09 and NECB at 8.70. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FNLC or NECB?: Over the past five years, NECB grew revenue faster — FNLC at a 13.03% CAGR versus NECB at 25.02%.
Does FNLC or NECB pay a bigger dividend?: FNLC yields 4.38% and NECB yields 3.16% based on trailing dividends and the latest price.
Is FNLC or NECB more profitable?: NECB runs the higher net margin — FNLC at 21.66% versus NECB at 27.87%.
How have FNLC and NECB total returns compared?: Over the past 10 years, FNLC delivered 9.00% and NECB delivered 19.92% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FNLC analysis Full NECB analysis Interactive comparison tool

Dig into the metrics

First Bancorp P/E ratio Northeast Community Bancorp P/E ratio First Bancorp dividend yield Northeast Community Bancorp dividend yield First Bancorp ROE Northeast Community Bancorp ROE First Bancorp operating margin Northeast Community Bancorp operating margin First Bancorp revenue growth Northeast Community Bancorp revenue growth

First Bancorp & Northeast Community Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.