Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 12.91% is in line with its 5-year average of 13.43%, around the middle of its 5-year range (10.30%–17.89%).
As of the fiscal period ended Tuesday, June 30, 2026. 6.68% above its 12-month average of 12.10%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 12.91%.
RETURN ON EQUITY (ROE)
12.91%
RETURN ON EQUITY (ROE) AVG TTM
12.10%
RETURN ON EQUITY (ROE) AVG 3Y
11.97%
RETURN ON EQUITY (ROE) AVG 5Y
13.43%
RETURN ON EQUITY (ROE) AVG 10Y
11.98%
RETURN ON EQUITY (ROE) AVG 15Y
10.93%
RETURN ON EQUITY (ROE) AVG 20Y
10.78%
CURRENT VS TTM AVG
+6.68%
CURRENT VS 3Y AVG
+7.78%
CURRENT VS 5Y AVG
-3.90%
CURRENT VS 10Y AVG
+7.73%
CURRENT VS 15Y AVG
+18.05%
CURRENT VS 20Y AVG
+19.69%
SECTOR MEDIAN · FINANCIAL SERVICES
8.93%
median of 582 covered companies
CURRENT VS SECTOR MEDIAN
+44.51%
vs the sector median at left
The First Bancorp, Inc.
Market Cap
$381.12M
Return on Equity (ROE)
12.91%
TTM Avg
12.10%
3Y Avg
11.97%
5Y Avg
13.43%
Market Cap
$378.47M
Return on Equity (ROE)
4.79%
TTM Avg
-7.88%
3Y Avg
-18.62%
5Y Avg
-12.71%
Market Cap
$384.21M
Return on Equity (ROE)
11.26%
TTM Avg
7.32%
3Y Avg
7.80%
5Y Avg
10.17%
Market Cap
$385.96M
Return on Equity (ROE)
12.24%
TTM Avg
4.96%
3Y Avg
2.87%
5Y Avg
4.15%
Market Cap
$386.12M
Return on Equity (ROE)
11.63%
TTM Avg
10.05%
3Y Avg
10.25%
5Y Avg
11.27%
Market Cap
$373.54M
Return on Equity (ROE)
3.70%
TTM Avg
0.12%
3Y Avg
0.12%
5Y Avg
-4.09%
Market Cap
$373.02M
Return on Equity (ROE)
11.70%
TTM Avg
13.71%
3Y Avg
13.37%
5Y Avg
11.04%
Market Cap
$389.95M
Return on Equity (ROE)
13.23%
TTM Avg
10.41%
3Y Avg
11.63%
5Y Avg
13.04%
Market Cap
$371.97M
Return on Equity (ROE)
9.96%
TTM Avg
5.70%
3Y Avg
9.54%
5Y Avg
9.67%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The First Bancorp, Inc. (FNLC) | $381.12M | 12.91% | 12.10% | 11.97% | 13.43% |
| Oportun Financial Corporation (OPRT)vs › | $378.47M | 4.79% | -7.88% | -18.62% | -12.71% |
| MVB Financial Corp. (MVBF)vs › | $384.21M | 11.26% | 7.32% | 7.80% | 10.17% |
| Primis Financial Corp (FRST)vs › | $385.96M | 12.24% | 4.96% | 2.87% | 4.15% |
| Citizens Financial Services, Inc. (CZFS)vs › | $386.12M | 11.63% | 10.05% | 10.25% | 11.27% |
| Siddhi Acquisition Corp (SDHI)vs › | $373.54M | 3.70% | 0.12% | 0.12% | -4.09% |
| Northeast Community Bancorp, Inc. (NECB)vs › | $373.02M | 11.70% | 13.71% | 13.37% | 11.04% |
| Parke Bancorp, Inc. (PKBK)vs › | $389.95M | 13.23% | 10.41% | 11.63% | 13.04% |
| Norwood Financial Corp. (NWFL)vs › | $371.97M | 9.96% | 5.70% | 9.54% | 9.67% |
| Berto Acquisition Corp. II (GUAC)vs › | $390.33M | N/A | N/A | N/A | N/A |
ROE
12.9%
ROA
1.2%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 12.91% |
| 2026-03-31 | 12.66% |
| 2025-12-31 | 12.15% |
| 2025-09-30 | 11.47% |
| 2025-06-30 | 11.30% |
| 2025-03-31 | 10.82% |
| 2024-12-31 | 10.71% |
| 2024-09-30 | 10.30% |
| 2024-06-30 | 10.77% |
| 2024-03-31 | 11.36% |
| 2023-12-31 | 12.14% |
| 2023-09-30 | 14.13% |
| 2023-06-30 | 14.94% |
| 2023-03-31 | 16.31% |
| 2022-12-31 | 17.03% |
| 2022-09-30 | 17.89% |
| 2022-06-30 | 16.80% |
| 2022-03-31 | 15.86% |
| 2021-12-31 | 14.76% |
| 2021-09-30 | 14.11% |
| 2021-06-30 | 13.57% |
| 2021-03-31 | 12.95% |
| 2020-12-31 | 12.13% |
| 2020-09-30 | 12.23% |
| 2020-06-30 | 12.02% |
| 2020-03-31 | 12.02% |
| 2019-12-31 | 12.01% |
| 2019-09-30 | 12.09% |
| 2019-06-30 | 12.19% |
| 2019-03-31 | 12.23% |
| 2018-12-31 | 12.29% |
| 2018-09-30 | 12.05% |
| 2018-06-30 | 11.62% |
| 2018-03-31 | 11.28% |
| 2017-12-31 | 10.80% |
| 2017-09-30 | 10.46% |
| 2017-06-30 | 10.37% |
| 2017-03-31 | 10.37% |
| 2016-12-31 | 10.44% |
| 2016-09-30 | 9.92% |
| 2016-06-30 | 9.77% |
| 2016-03-31 | 9.64% |
| 2015-12-31 | 9.68% |
| 2015-09-30 | 9.49% |
| 2015-06-30 | 9.64% |
| 2015-03-31 | 9.45% |
| 2014-12-31 | 9.10% |
| 2014-09-30 | 9.29% |
| 2014-06-30 | 8.92% |
| 2014-03-31 | 8.88% |
| 2013-12-31 | 8.87% |
| 2013-09-30 | 8.65% |
| 2013-06-30 | 8.60% |
| 2013-03-31 | 7.72% |
| 2012-12-31 | 8.11% |
| 2012-09-30 | 7.97% |
| 2012-06-30 | 8.00% |
| 2012-03-31 | 8.00% |
| 2011-12-31 | 8.20% |
| 2011-09-30 | 8.25% |
| 2011-06-30 | 8.07% |
| 2011-03-31 | 8.30% |
| 2010-12-31 | 8.09% |
| 2010-09-30 | 7.69% |
| 2010-06-30 | 7.57% |
| 2010-03-31 | 8.08% |
| 2009-12-31 | 8.82% |
| 2009-09-30 | 9.07% |
| 2009-06-30 | 9.80% |
| 2009-03-31 | 9.80% |
| 2008-12-31 | 11.98% |
| 2008-09-30 | 12.53% |
| 2008-06-30 | 12.28% |
| 2008-03-31 | 12.05% |
| 2007-12-31 | 11.63% |
| 2007-09-30 | 11.22% |
| 2007-06-30 | 11.20% |
| 2007-03-31 | 11.33% |
| 2006-12-31 | 11.46% |
| 2006-09-30 | 11.90% |
| 2006-06-30 | 12.18% |
| 2006-03-31 | 12.26% |
| 2005-12-31 | 12.41% |
| 2005-09-30 | 11.57% |
| 2005-06-30 | 10.60% |
| 2005-03-31 | 9.61% |
| 2004-12-31 | 16.11% |
| 2004-09-30 | 15.92% |
| 2004-06-30 | 16.15% |
| 2004-03-31 | 15.55% |
| 2003-12-31 | 15.56% |
| 2003-09-30 | 15.23% |
| 2003-06-30 | 14.90% |
