Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.09% is 11% above its 5-year average of 0.98%, around the middle of its 5-year range (0.49%–1.60%).
50.34% above its 12-month average of 0.73%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.35%.
RETURN ON ASSETS (ROA)
1.09%
RETURN ON ASSETS (ROA) AVG TTM
0.73%
RETURN ON ASSETS (ROA) AVG 3Y
0.72%
RETURN ON ASSETS (ROA) AVG 5Y
0.98%
RETURN ON ASSETS (ROA) AVG 10Y
0.90%
RETURN ON ASSETS (ROA) AVG 15Y
0.70%
RETURN ON ASSETS (ROA) AVG 20Y
0.55%
CURRENT VS TTM AVG
+50.34%
CURRENT VS 3Y AVG
+51.39%
CURRENT VS 5Y AVG
+11.22%
CURRENT VS 10Y AVG
+21.73%
CURRENT VS 15Y AVG
+56.16%
CURRENT VS 20Y AVG
+99.39%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 632 covered companies
CURRENT VS SECTOR MEDIAN
-10.66%
vs the sector median at left
MVB Financial Corp.
Market Cap
$385.75M
Return on Assets (ROA)
1.09%
TTM Avg
0.73%
3Y Avg
0.72%
5Y Avg
0.98%
Market Cap
$386.75M
Return on Assets (ROA)
1.29%
TTM Avg
1.05%
3Y Avg
0.99%
5Y Avg
1.11%
Market Cap
$388.84M
Return on Assets (ROA)
12.80%
TTM Avg
2.46%
3Y Avg
2.46%
5Y Avg
-10.71%
Market Cap
$386.74M
Return on Assets (ROA)
1.22%
TTM Avg
0.54%
3Y Avg
0.32%
5Y Avg
0.49%
Market Cap
$389.03M
Return on Assets (ROA)
1.99%
TTM Avg
1.48%
3Y Avg
1.62%
5Y Avg
1.63%
Market Cap
$390.33M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$391.22M
Return on Assets (ROA)
3.55%
TTM Avg
2.50%
3Y Avg
2.50%
5Y Avg
2.50%
Market Cap
$380.73M
Return on Assets (ROA)
1.18%
TTM Avg
0.98%
3Y Avg
1.09%
5Y Avg
1.16%
Market Cap
$396.75M
Return on Assets (ROA)
8.58%
TTM Avg
3.38%
3Y Avg
0.30%
5Y Avg
-0.03%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| MVB Financial Corp. (MVBF) | $385.75M | 1.09% | 0.73% | 0.72% | 0.98% |
| Citizens Financial Services, Inc. (CZFS)vs › | $386.75M | 1.29% | 1.05% | 0.99% | 1.11% |
| Centurion Acquisition Corp. (ALF)vs › | $388.84M | 12.80% | 2.46% | 2.46% | -10.71% |
| Primis Financial Corp (FRST)vs › | $386.74M | 1.22% | 0.54% | 0.32% | 0.49% |
| Parke Bancorp, Inc. (PKBK)vs › | $389.03M | 1.99% | 1.48% | 1.62% | 1.63% |
| Berto Acquisition Corp. II (GUAC)vs › | $390.33M | N/A | N/A | N/A | N/A |
| Republic Digital Acquisition Company Class A (RDAG)vs › | $391.22M | 3.55% | 2.50% | 2.50% | 2.50% |
| The First Bancorp, Inc. (FNLC)vs › | $380.73M | 1.18% | 0.98% | 1.09% | 1.16% |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.75M | 8.58% | 3.38% | 0.30% | -0.03% |
| Chemung Financial Corporation (CHMG)vs › | $396.77M | 1.19% | 0.71% | 0.86% | 0.89% |
ROA
1.1%
ROE
11.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.81% |
| 2024-12-31 | 0.64% |
| 2023-12-31 | 0.94% |
| 2022-12-31 | 0.49% |
| 2021-12-31 | 1.40% |
| 2020-12-31 | 1.60% |
| 2019-12-31 | 1.39% |
| 2018-12-31 | 0.69% |
| 2017-12-31 | 0.49% |
| 2016-12-31 | 0.91% |
| 2015-12-31 | 0.49% |
| 2014-12-31 | 0.19% |
| 2013-12-31 | 0.41% |
| 2012-12-31 | 0.57% |
| 2011-12-31 | 0.51% |
| 2010-12-31 | 0.54% |
| 2009-12-31 | 0.40% |
| 2008-12-31 | 0.32% |
| 2007-12-31 | 0.56% |
| 2006-12-31 | 0.51% |
| 2005-12-31 | 0.37% |
| 2004-12-31 | 1.00% |
| 2003-12-31 | 0.82% |
