Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.10 is 21% below its 5-year average of 12.72, near the low end of its 5-year range (7.49–20.79).
As of 2026-10-06T14:57:57.105Z. 13.00% below its 12-month average of 11.61.
Calculation as of: 2026-10-06T14:57:57.105Z.
Quote observation: 2026-10-06T14:49:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 9c584120395abc8736d0b0cb7143fb5694692ac520f5d38b5f4b9b7c7252fc93
PE Ratio (10.10) = Close Price ($29.90) / Diluted TTM EPS ($2.96)
PE RATIO
10.10
PE RATIO AVG TTM
11.61
PE RATIO AVG 3Y
11.88
PE RATIO AVG 5Y
12.72
PE RATIO AVG 10Y
12.93
PE RATIO AVG 15Y
16.15
PE RATIO AVG 20Y
16.21
CURRENT VS TTM AVG
-13.00%
CURRENT VS 3Y AVG
-14.99%
CURRENT VS 5Y AVG
-20.57%
CURRENT VS 10Y AVG
-21.90%
CURRENT VS 15Y AVG
-37.45%
CURRENT VS 20Y AVG
-37.70%
SECTOR MEDIAN · FINANCIAL SERVICES
13.34
median of 400 covered companies
CURRENT VS SECTOR MEDIAN
-24.29%
vs the sector median at left
Market Cap
$382.59M
PE Ratio
9.31
TTM Avg
8.56
3Y Avg
10.16
5Y Avg
10.07
Market Cap
$378.24M
PE Ratio
20.57
TTM Avg
12.23
3Y Avg
12.23
5Y Avg
12.03
Market Cap
$391.36M
PE Ratio
40.79
TTM Avg
30.67
3Y Avg
28.74
5Y Avg
28.74
Market Cap
$396.00M
PE Ratio
11.84
TTM Avg
18.66
3Y Avg
13.02
5Y Avg
10.87
Market Cap
$396.75M
PE Ratio
45.62
TTM Avg
34.05
3Y Avg
33.33
5Y Avg
33.33
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| MVB Financial Corp. (MVBF) | $384.19M | 10.10 | 11.61 | 11.88 | 12.72 |
| Citizens Financial Services, Inc. (CZFS)vs › | $382.59M | 9.31 | 8.56 | 10.16 | 10.07 |
| The First Bancorp, Inc. (FNLC)vs › | $387.32M | 10.19 | 9.73 | 9.86 | 9.36 |
| Primis Financial Corp (FRST)vs › | $387.32M | 7.21 | 24.65 | 65.20 | 41.39 |
| Berto Acquisition Corp. II (GUAC)vs › | $390.33M | N/A | N/A | N/A | N/A |
| Oportun Financial Corporation (OPRT)vs › | $378.24M | 20.57 | 12.23 | 12.23 | 12.03 |
| Centurion Acquisition Corp. (ALF)vs › | $391.36M | 40.79 | 30.67 | 28.74 | 28.74 |
| Chemung Financial Corporation (CHMG)vs › | $396.00M | 11.84 | 18.66 | 13.02 | 10.87 |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.75M | 45.62 | 34.05 | 33.33 | 33.33 |
| Northeast Community Bancorp, Inc. (NECB)vs › | $368.34M | 8.55 | 7.52 | 6.75 | 8.72 |
At 10.1, P/E is below its 20-year median — higher than 16% of readings in its 20-year history.
20-year low
4.3
median
15.0
20-year high
59.1
Trailing P/E
10.1
Forward P/E
15.1
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$29.90
Forward EPS (Est.)
$1.97
Forward P/E
15.14
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.11 |
| 2026-10-02 | 10.29 |
| 2026-10-01 | 10.06 |
| 2026-09-30 | 9.82 |
| 2026-09-29 | 9.97 |
| 2026-09-28 | 10.02 |
| 2026-09-25 | 10.18 |
| 2026-09-24 | 10.07 |
| 2026-09-23 | 10.03 |
| 2026-09-22 | 10.29 |
| 2026-09-21 | 10.24 |
| 2026-09-18 | 10.33 |
| 2026-09-17 | 10.42 |
| 2026-09-16 | 10.44 |
| 2026-09-15 | 10.68 |
| 2026-09-14 | 10.60 |
| 2026-09-11 | 10.58 |
| 2026-09-10 | 10.58 |
| 2026-09-09 | 10.35 |
| 2026-09-08 | 10.33 |
| 2026-09-04 | 10.55 |
| 2026-09-03 | 10.44 |
| 2026-09-02 | 10.42 |
| 2026-09-01 | 10.22 |
| 2026-08-31 | 10.23 |
| 2026-08-28 | 10.28 |
| 2026-08-27 | 10.20 |
| 2026-08-26 | 10.12 |
| 2026-08-25 | 10.18 |
| 2026-08-24 | 10.22 |
| 2026-08-21 | 10.30 |
| 2026-08-20 | 10.15 |
| 2026-08-19 | 10.24 |
| 2026-08-18 | 10.44 |
| 2026-08-17 | 10.37 |
| 2026-08-14 | 10.37 |
| 2026-08-13 | 10.34 |
| 2026-08-12 | 10.33 |
| 2026-08-11 | 10.22 |
| 2026-08-10 | 10.07 |
| 2026-08-07 | 10.12 |
| 2026-08-06 | 10.28 |
| 2026-08-05 | 13.99 |
| 2026-08-04 | 14.20 |
| 2026-08-03 | 14.13 |
| 2026-07-31 | 14.06 |
| 2026-07-30 | 13.98 |
| 2026-07-29 | 14.17 |
| 2026-07-28 | 13.66 |
| 2026-07-27 | 13.37 |
| 2026-07-24 | 13.35 |
| 2026-07-23 | 13.14 |
| 2026-07-22 | 13.27 |
| 2026-07-21 | 13.39 |
| 2026-07-20 | 13.47 |
| 2026-07-17 | 13.44 |
| 2026-07-16 | 13.72 |
| 2026-07-15 | 13.37 |
| 2026-07-14 | 13.16 |
| 2026-07-13 | 13.22 |
| 2026-07-10 | 13.15 |
| 2026-07-09 | 13.06 |
| 2026-07-08 | 12.85 |
| 2026-07-07 | 13.13 |
| 2026-07-06 | 13.26 |
| 2026-07-02 | 13.49 |
| 2026-07-01 | 13.69 |
| 2026-06-30 | 13.31 |
| 2026-06-29 | 13.38 |
| 2026-06-26 | 13.30 |
| 2026-06-25 | 13.10 |
| 2026-06-24 | 13.05 |
| 2026-06-23 | 12.96 |
| 2026-06-22 | 12.73 |
| 2026-06-18 | 12.67 |
| 2026-06-17 | 12.46 |
| 2026-06-16 | 12.73 |
| 2026-06-15 | 12.69 |
| 2026-06-12 | 13.04 |
| 2026-06-11 | 12.68 |
| 2026-06-10 | 12.81 |
| 2026-06-09 | 12.83 |
| 2026-06-08 | 12.68 |
| 2026-06-05 | 12.78 |
| 2026-06-04 | 12.40 |
| 2026-06-03 | 12.15 |
| 2026-06-02 | 12.34 |
| 2026-06-01 | 12.06 |
| 2026-05-29 | 12.27 |
| 2026-05-28 | 12.25 |
| 2026-05-27 | 12.11 |
| 2026-05-26 | 12.04 |
| 2026-05-22 | 11.83 |
| 2026-05-21 | 11.85 |
| 2026-05-20 | 11.68 |
| 2026-05-19 | 11.59 |
| 2026-05-18 | 11.67 |
| 2026-05-15 | 11.50 |
| 2026-05-14 | 11.69 |
| 2026-05-13 | 11.75 |
| 2026-05-12 | 11.72 |
| 2026-05-11 | 11.84 |
| 2026-05-08 | 11.95 |
| 2026-05-07 | 12.11 |
| 2026-05-06 | 12.62 |
| 2026-05-05 | 12.62 |
| 2026-05-04 | 12.15 |
| 2026-05-01 | 12.47 |
| 2026-04-30 | 12.68 |
| 2026-04-29 | 12.53 |
| 2026-04-28 | 12.89 |
| 2026-04-27 | 12.65 |
| 2026-04-24 | 12.62 |
| 2026-04-23 | 12.61 |
| 2026-04-22 | 12.62 |
| 2026-04-21 | 12.57 |
| 2026-04-20 | 12.74 |
| 2026-04-17 | 13.00 |
| 2026-04-16 | 12.59 |
| 2026-04-15 | 12.69 |
| 2026-04-14 | 12.78 |
| 2026-04-13 | 12.76 |
| 2026-04-10 | 12.80 |
| 2026-04-09 | 12.99 |
| 2026-04-08 | 12.79 |
| 2026-04-07 | 12.37 |
| 2026-04-06 | 12.45 |
| 2026-04-02 | 12.06 |
| 2026-04-01 | 12.19 |
| 2026-03-31 | 12.05 |
| 2026-03-30 | 12.19 |
| 2026-03-27 | 12.00 |
| 2026-03-26 | 12.36 |
| 2026-03-25 | 12.19 |
| 2026-03-24 | 12.26 |
| 2026-03-23 | 12.32 |
| 2026-03-20 | 12.00 |
| 2026-03-19 | 11.98 |
| 2026-03-18 | 11.84 |
| 2026-03-17 | 12.17 |
| 2026-03-16 | 12.27 |
| 2026-03-13 | 12.15 |
| 2026-03-12 | 10.28 |
| 2026-03-11 | 10.28 |
| 2026-03-10 | 10.37 |
| 2026-03-09 | 10.36 |
| 2026-03-06 | 10.30 |
| 2026-03-05 | 10.33 |
| 2026-03-04 | 10.95 |
| 2026-03-03 | 10.85 |
| 2026-03-02 | 10.91 |
| 2026-02-27 | 10.98 |
| 2026-02-26 | 11.41 |
| 2026-02-25 | 11.38 |
| 2026-02-24 | 11.03 |
| 2026-02-23 | 11.09 |
| 2026-02-20 | 11.57 |
| 2026-02-19 | 11.35 |
| 2026-02-18 | 11.26 |
| 2026-02-17 | 11.42 |
| 2026-02-13 | 11.17 |
| 2026-02-12 | 11.36 |
| 2026-02-11 | 11.54 |
| 2026-02-10 | 11.67 |
| 2026-02-09 | 11.74 |
| 2026-02-06 | 11.75 |
| 2026-02-05 | 11.76 |
| 2026-02-04 | 11.67 |
| 2026-02-03 | 11.78 |
| 2026-02-02 | 11.95 |
| 2026-01-30 | 11.48 |
| 2026-01-29 | 11.49 |
| 2026-01-28 | 11.11 |
| 2026-01-27 | 11.54 |
| 2026-01-26 | 11.40 |
| 2026-01-23 | 11.44 |
| 2026-01-22 | 11.63 |
| 2026-01-21 | 11.52 |
| 2026-01-20 | 10.96 |
| 2026-01-16 | 11.04 |
| 2026-01-15 | 11.05 |
| 2026-01-14 | 10.71 |
| 2026-01-13 | 10.63 |
| 2026-01-12 | 10.52 |
| 2026-01-09 | 10.57 |
| 2026-01-08 | 10.62 |
| 2026-01-07 | 10.49 |
| 2026-01-06 | 10.57 |
| 2026-01-05 | 10.56 |
| 2026-01-02 | 10.35 |
| 2025-12-31 | 10.50 |
| 2025-12-30 | 10.76 |
| 2025-12-29 | 10.63 |
| 2025-12-26 | 10.56 |
| 2025-12-24 | 10.67 |
| 2025-12-23 | 10.58 |
| 2025-12-22 | 10.87 |
| 2025-12-19 | 11.12 |
| 2025-12-18 | 11.50 |
| 2025-12-17 | 11.56 |
| 2025-12-16 | 11.30 |
| 2025-12-15 | 11.37 |
| 2025-12-12 | 11.32 |
| 2025-12-11 | 11.38 |
| 2025-12-10 | 11.53 |
| 2025-12-09 | 10.96 |
| 2025-12-08 | 10.78 |
| 2025-12-05 | 11.03 |
| 2025-12-04 | 11.05 |
| 2025-12-03 | 11.09 |
| 2025-12-02 | 10.92 |
| 2025-12-01 | 11.03 |
| 2025-11-28 | 11.00 |
| 2025-11-26 | 10.98 |
| 2025-11-25 | 10.96 |
| 2025-11-24 | 10.59 |
| 2025-11-21 | 10.59 |
| 2025-11-20 | 10.45 |
| 2025-11-19 | 10.41 |
| 2025-11-18 | 10.40 |
| 2025-11-17 | 10.39 |
| 2025-11-14 | 10.71 |
| 2025-11-13 | 10.76 |
| 2025-11-12 | 10.75 |
| 2025-11-11 | 10.79 |
| 2025-11-10 | 10.78 |
| 2025-11-07 | 10.77 |
| 2025-11-06 | 20.40 |
| 2025-11-05 | 20.57 |
| 2025-11-04 | 20.00 |
| 2025-11-03 | 19.99 |
| 2025-10-31 | 19.68 |
| 2025-10-30 | 20.22 |
| 2025-10-29 | 20.18 |
| 2025-10-28 | 20.79 |
| 2025-10-27 | 20.18 |
| 2025-10-24 | 20.58 |
| 2025-10-23 | 19.88 |
| 2025-10-22 | 19.85 |
| 2025-10-21 | 19.61 |
| 2025-10-20 | 19.75 |
| 2025-10-17 | 19.35 |
| 2025-10-16 | 19.74 |
| 2025-10-15 | 20.55 |
| 2025-10-14 | 20.52 |
| 2025-10-13 | 20.12 |
| 2025-10-10 | 20.27 |
| 2025-10-09 | 20.62 |
| 2025-10-08 | 20.62 |
| 2025-10-07 | 20.74 |
| 2025-10-06 | 20.46 |
| 2025-10-03 | 20.16 |
| 2025-10-02 | 19.95 |
| 2025-10-01 | 19.58 |
| 2025-09-30 | 19.28 |
| 2025-09-29 | 19.18 |
| 2025-09-26 | 19.19 |
| 2025-09-25 | 19.02 |
| 2025-09-24 | 18.62 |
| 2025-09-23 | 18.76 |
Showing the most recent 260 of 3,612 data points. The chart above shows the full history.
