MVB Financial Corp. (MVBF) vs Northeast Community Bancorp, Inc. (NECB)

A side-by-side comparison of MVB Financial Corp. and Northeast Community Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MVBF vs NECB

growth of $100 · dividends reinvested · last 10y
MVBF +193.3% (+11.4%/yr)NECB +522.2% (+20.1%/yr)NECB compounded faster over this window
200400600Start $10020182020202220242026$293$622
MVBF NECB

MVBF vs NECB: by the numbers

  • •MVBF is the larger company ($386M vs $375M market cap).
  • •NECB trades at the lower trailing earnings multiple (8.70 vs 10.15 P/E), one valuation lens rather than an overall verdict.
  • •NECB converts more revenue to profit (27.87% vs 17.71% net margin).
  • •NECB grew revenue faster over the past five years (25.02% vs 16.76% CAGR).
  • •NECB pays the higher dividend yield (3.16% vs 2.27%).

Metrics side by side

Valuation

MetricMVBFNECB
P/E ratio10.158.70
Forward P/E15.229.14
PEG ratioN/A0.26
P/S ratio1.762.46
P/B ratio1.121.03

Profitability

MetricMVBFNECB
Operating margin13.63%39.45%
Net margin17.71%27.87%
ROE11.26%11.70%

MVB Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Northeast Community Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMVBFNECB
Dividend yield2.27%3.16%
Payout ratio22.97%27.24%

Growth (annualized)

MetricMVBFNECB
Revenue CAGR (5Y)16.76%25.02%
EPS CAGR (5Y)-7.58%34.54%
Total return CAGR (5Y)-4.48%23.36%

Frequently asked

Which has the lower trailing P/E, MVBF or NECB?
NECB has the lower trailing P/E: MVBF trades at 10.15 and NECB at 8.70. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MVBF or NECB?
Over the past five years, NECB grew revenue faster — MVBF at a 16.76% CAGR versus NECB at 25.02%.
Does MVBF or NECB pay a bigger dividend?
MVBF yields 2.27% and NECB yields 3.16% based on trailing dividends and the latest price.
Is MVBF or NECB more profitable?
NECB runs the higher net margin — MVBF at 17.71% versus NECB at 27.87%.
How have MVBF and NECB total returns compared?
Over the past 10 years, MVBF delivered 11.36% and NECB delivered 19.92% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.