Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 20.58 is 109% above its 5-year average of 9.86, around the middle of its 5-year range (1.79–63.10).
As of 2026-10-06T18:52:33.070Z. 68.29% above its 12-month average of 12.23.
Calculation as of: 2026-10-06T18:52:33.070Z.
Quote observation: 2026-10-06T18:49:54.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 5e5e9d86d5c19639b57bbe2912b77e2d08060dd756d1d235bb6ef52dc24e8249
PE Ratio (20.58) = Close Price ($8.24) / Diluted TTM EPS ($0.40)
PE RATIO
20.58
PE RATIO AVG TTM
12.23
PE RATIO AVG 3Y
12.23
PE RATIO AVG 5Y
9.86
PE RATIO AVG 10Y
N/A
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+68.29%
CURRENT VS 3Y AVG
+68.29%
CURRENT VS 5Y AVG
+108.74%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.80
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
+49.13%
vs the sector median at left
Oportun Financial Corporation
Market Cap
$378.43M
PE Ratio
20.58
TTM Avg
12.23
3Y Avg
12.23
5Y Avg
9.86
Market Cap
$374.25M
PE Ratio
34.10
TTM Avg
287.25
3Y Avg
287.25
5Y Avg
287.25
Market Cap
$373.33M
PE Ratio
10.92
TTM Avg
31.00
3Y Avg
171.19
5Y Avg
106.06
Market Cap
$372.88M
PE Ratio
8.65
TTM Avg
7.52
3Y Avg
6.75
5Y Avg
8.72
Market Cap
$386.75M
PE Ratio
9.41
TTM Avg
8.56
3Y Avg
10.16
5Y Avg
10.07
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Oportun Financial Corporation (OPRT) | $378.43M | 20.58 | 12.23 | 12.23 | 9.86 |
| The First Bancorp, Inc. (FNLC)vs › | $380.11M | 10.00 | 9.73 | 9.86 | 9.36 |
| Value Line, Inc. (VALU)vs › | $380.09M | 19.19 | 16.17 | 18.87 | 20.88 |
| Siddhi Acquisition Corp (SDHI)vs › | $374.25M | 34.10 | 287.25 | 287.25 | 287.25 |
| MVB Financial Corp. (MVBF)vs › | $384.60M | 10.11 | 12.43 | 12.31 | 12.83 |
| Norwood Financial Corp. (NWFL)vs › | $373.33M | 10.92 | 31.00 | 171.19 | 106.06 |
| Northeast Community Bancorp, Inc. (NECB)vs › | $372.88M | 8.65 | 7.52 | 6.75 | 8.72 |
| Primis Financial Corp (FRST)vs › | $386.12M | 7.19 | 24.65 | 65.20 | 41.39 |
| Citizens Financial Services, Inc. (CZFS)vs › | $386.75M | 9.41 | 8.56 | 10.16 | 10.07 |
| GSR V Acquisition Corp. (GSRV)vs › | $368.36M | N/A | N/A | N/A | N/A |
At 20.6, P/E is above its 7-year median — higher than 91% of readings in its 7-year history.
7-year low
1.8
median
8.6
7-year high
63.1
Trailing P/E
20.6
Forward P/E
5.2
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$8.24
Forward EPS (Est.)
$1.58
Forward P/E
5.22
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 20.92 |
| 2026-10-02 | 20.84 |
| 2026-10-01 | 20.54 |
| 2026-09-30 | 20.32 |
| 2026-09-29 | 20.54 |
| 2026-09-28 | 20.67 |
| 2026-09-25 | 21.34 |
| 2026-09-24 | 20.72 |
| 2026-09-23 | 21.17 |
| 2026-09-22 | 20.69 |
| 2026-09-21 | 20.77 |
| 2026-09-18 | 20.37 |
| 2026-09-17 | 20.09 |
| 2026-09-16 | 19.47 |
| 2026-09-15 | 19.62 |
| 2026-09-14 | 20.22 |
| 2026-09-11 | 19.65 |
| 2026-09-10 | 19.12 |
| 2026-09-09 | 19.42 |
| 2026-09-08 | 19.95 |
| 2026-09-04 | 19.65 |
| 2026-09-03 | 18.50 |
| 2026-09-02 | 18.55 |
| 2026-09-01 | 17.80 |
| 2026-08-31 | 18.35 |
| 2026-08-28 | 18.37 |
| 2026-08-27 | 18.67 |
| 2026-08-26 | 18.62 |
| 2026-08-25 | 18.75 |
| 2026-08-24 | 18.97 |
| 2026-08-21 | 18.72 |
| 2026-08-20 | 18.30 |
| 2026-08-19 | 18.85 |
| 2026-08-18 | 18.52 |
| 2026-08-17 | 18.77 |
| 2026-08-14 | 19.25 |
| 2026-08-13 | 19.07 |
| 2026-08-12 | 18.77 |
| 2026-08-11 | 18.97 |
| 2026-08-10 | 19.32 |
| 2026-08-07 | 20.19 |
| 2026-08-06 | 20.09 |
| 2026-08-05 | 16.35 |
| 2026-08-04 | 16.22 |
| 2026-08-03 | 15.65 |
| 2026-07-31 | 14.95 |
| 2026-07-30 | 15.19 |
| 2026-07-29 | 15.38 |
| 2026-07-28 | 15.49 |
| 2026-07-27 | 15.41 |
| 2026-07-24 | 15.08 |
| 2026-07-23 | 14.30 |
| 2026-07-22 | 15.08 |
| 2026-07-21 | 15.57 |
| 2026-07-20 | 16.06 |
| 2026-07-17 | 16.19 |
| 2026-07-16 | 17.40 |
| 2026-07-15 | 15.30 |
| 2026-07-14 | 15.60 |
| 2026-07-13 | 15.41 |
| 2026-07-10 | 16.22 |
| 2026-07-09 | 15.19 |
| 2026-07-08 | 14.73 |
| 2026-07-07 | 15.33 |
| 2026-07-06 | 15.76 |
| 2026-07-02 | 15.92 |
| 2026-07-01 | 15.92 |
| 2026-06-30 | 15.41 |
| 2026-06-29 | 15.46 |
| 2026-06-26 | 15.52 |
| 2026-06-25 | 15.46 |
| 2026-06-24 | 15.27 |
| 2026-06-23 | 14.98 |
| 2026-06-22 | 14.57 |
| 2026-06-18 | 13.92 |
| 2026-06-17 | 13.52 |
| 2026-06-16 | 14.06 |
| 2026-06-15 | 14.06 |
| 2026-06-12 | 14.17 |
| 2026-06-11 | 13.60 |
| 2026-06-10 | 13.22 |
| 2026-06-09 | 13.28 |
| 2026-06-08 | 12.87 |
| 2026-06-05 | 12.82 |
| 2026-06-04 | 13.01 |
| 2026-06-03 | 12.74 |
| 2026-06-02 | 13.65 |
| 2026-06-01 | 14.17 |
| 2026-05-29 | 14.62 |
| 2026-05-28 | 14.27 |
| 2026-05-27 | 14.06 |
| 2026-05-26 | 14.68 |
| 2026-05-22 | 14.71 |
| 2026-05-21 | 14.62 |
| 2026-05-20 | 14.71 |
| 2026-05-19 | 14.17 |
| 2026-05-18 | 14.09 |
| 2026-05-15 | 14.17 |
| 2026-05-14 | 14.52 |
| 2026-05-13 | 14.30 |
| 2026-05-12 | 15.27 |
| 2026-05-11 | 14.76 |
| 2026-05-08 | 10.84 |
| 2026-05-07 | 10.84 |
| 2026-05-06 | 10.95 |
| 2026-05-05 | 10.48 |
| 2026-05-04 | 10.74 |
| 2026-05-01 | 10.80 |
| 2026-04-30 | 11.48 |
| 2026-04-29 | 10.91 |
| 2026-04-28 | 11.36 |
| 2026-04-27 | 11.14 |
| 2026-04-24 | 10.87 |
| 2026-04-23 | 10.82 |
| 2026-04-22 | 10.84 |
| 2026-04-21 | 10.72 |
| 2026-04-20 | 10.97 |
| 2026-04-17 | 11.08 |
| 2026-04-16 | 10.06 |
| 2026-04-15 | 10.16 |
| 2026-04-14 | 10.05 |
| 2026-04-13 | 9.63 |
| 2026-04-10 | 9.25 |
| 2026-04-09 | 9.12 |
| 2026-04-08 | 9.18 |
| 2026-04-07 | 8.97 |
| 2026-04-06 | 8.90 |
| 2026-04-02 | 8.69 |
| 2026-04-01 | 8.61 |
| 2026-03-31 | 8.69 |
| 2026-03-30 | 8.35 |
| 2026-03-27 | 8.44 |
| 2026-03-26 | 8.88 |
| 2026-03-25 | 8.74 |
| 2026-03-24 | 8.65 |
| 2026-03-23 | 8.69 |
| 2026-03-20 | 8.39 |
| 2026-03-19 | 8.09 |
| 2026-03-18 | 7.78 |
| 2026-03-17 | 8.56 |
| 2026-03-16 | 8.18 |
| 2026-03-13 | 8.03 |
| 2026-03-12 | 8.63 |
| 2026-03-11 | 8.82 |
| 2026-03-10 | 9.14 |
| 2026-03-09 | 9.65 |
| 2026-03-06 | 9.71 |
| 2026-03-05 | 9.93 |
| 2026-03-04 | 10.01 |
| 2026-03-03 | 10.29 |
| 2026-03-02 | 10.12 |
| 2026-02-27 | 7.85 |
| 2026-02-26 | 8.27 |
| 2026-02-25 | 8.35 |
| 2026-02-24 | 7.79 |
| 2026-02-23 | 7.45 |
| 2026-02-20 | 7.88 |
| 2026-02-19 | 7.74 |
| 2026-02-18 | 7.92 |
| 2026-02-17 | 7.62 |
| 2026-02-13 | 7.52 |
| 2026-02-12 | 7.45 |
| 2026-02-11 | 8.18 |
| 2026-02-10 | 8.35 |
| 2026-02-09 | 8.33 |
| 2026-02-06 | 8.52 |
| 2026-02-05 | 8.11 |
| 2026-02-04 | 8.27 |
| 2026-02-03 | 8.15 |
| 2026-02-02 | 8.56 |
| 2026-01-30 | 8.21 |
| 2026-01-29 | 8.32 |
| 2026-01-28 | 8.18 |
| 2026-01-27 | 8.76 |
| 2026-01-26 | 8.53 |
| 2026-01-23 | 8.70 |
| 2026-01-22 | 9.17 |
| 2026-01-21 | 7.33 |
| 2026-01-20 | 7.35 |
| 2026-01-16 | 7.62 |
| 2026-01-15 | 7.77 |
| 2026-01-14 | 7.68 |
| 2026-01-13 | 7.67 |
| 2026-01-12 | 7.89 |
| 2026-01-09 | 7.97 |
| 2026-01-08 | 8.06 |
| 2026-01-07 | 8.00 |
| 2026-01-06 | 7.89 |
| 2026-01-05 | 7.94 |
| 2026-01-02 | 7.67 |
| 2025-12-31 | 8.02 |
| 2025-12-30 | 8.11 |
| 2025-12-29 | 8.02 |
| 2025-12-26 | 8.14 |
| 2025-12-24 | 8.20 |
| 2025-12-23 | 8.29 |
| 2025-12-22 | 8.27 |
| 2025-12-19 | 8.21 |
| 2025-12-18 | 8.26 |
| 2025-12-17 | 8.35 |
| 2025-12-16 | 8.32 |
| 2025-12-15 | 8.27 |
| 2025-12-12 | 8.44 |
| 2025-12-11 | 8.62 |
| 2025-12-10 | 8.62 |
| 2025-12-09 | 8.35 |
| 2025-12-08 | 8.21 |
| 2025-12-05 | 8.08 |
| 2025-12-04 | 7.98 |
| 2025-12-03 | 8.02 |
| 2025-12-02 | 7.77 |
| 2025-12-01 | 7.76 |
| 2025-11-28 | 7.83 |
| 2025-11-26 | 7.71 |
| 2025-11-25 | 7.52 |
| 2025-11-24 | 7.24 |
| 2025-11-21 | 7.08 |
| 2025-11-20 | 6.83 |
| 2025-11-19 | 7.06 |
| 2025-11-18 | 7.08 |
| 2025-11-17 | 7.12 |
| 2025-11-14 | 7.30 |
| 2025-11-13 | 7.30 |
| 2025-11-12 | 7.33 |
| 2025-11-11 | 7.18 |
| 2025-11-10 | 7.18 |
| 2025-11-07 | 7.18 |
| 2025-11-06 | 7.11 |
| 2025-11-05 | 7.89 |
| 2022-11-07 | 1.80 |
| 2022-11-04 | 1.87 |
| 2022-11-03 | 1.88 |
| 2022-11-02 | 1.99 |
| 2022-11-01 | 2.38 |
| 2022-10-31 | 2.39 |
| 2022-10-28 | 2.28 |
| 2022-10-27 | 2.17 |
| 2022-10-26 | 2.04 |
| 2022-10-25 | 2.00 |
| 2022-10-24 | 1.85 |
| 2022-10-21 | 1.84 |
| 2022-10-20 | 1.79 |
| 2022-10-19 | 1.80 |
| 2022-10-18 | 1.85 |
| 2022-10-17 | 1.90 |
| 2022-10-14 | 1.85 |
| 2022-10-13 | 2.02 |
| 2022-10-12 | 1.93 |
| 2022-10-11 | 1.88 |
| 2022-10-10 | 1.94 |
| 2022-10-07 | 2.07 |
| 2022-10-06 | 2.10 |
| 2022-10-05 | 2.13 |
| 2022-10-04 | 2.19 |
| 2022-10-03 | 2.00 |
| 2022-09-30 | 1.90 |
| 2022-09-29 | 1.90 |
| 2022-09-28 | 1.96 |
| 2022-09-27 | 1.94 |
| 2022-09-26 | 1.91 |
Showing the most recent 260 of 765 data points. The chart above shows the full history.