Which has the lower trailing P/E, NECB or OPRT?

NECB has the lower trailing P/E: NECB trades at 8.65 and OPRT at 20.62. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, NECB or OPRT?

Over the past five years, NECB grew revenue faster — NECB at a 25.02% CAGR versus OPRT at 6.90%.

Does NECB or OPRT pay a bigger dividend?

NECB pays a dividend (3.16% yield), while OPRT has no payments in the available dividend history.

Is NECB or OPRT more profitable?

NECB runs the higher net margin — NECB at 27.87% versus OPRT at 2.84%.

How have NECB and OPRT total returns compared?

Over the past 5 years, NECB delivered 23.36% and OPRT delivered -19.89% annualized total return. Past performance doesn't predict future results.

Northeast Community Bancorp, Inc. (NECB) vs Oportun Financial Corporation (OPRT)

A side-by-side comparison of Northeast Community Bancorp, Inc. and Oportun Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

NECB

Northeast Community Bancorp, Inc.

$373M

$26.99Financial ServicesDelayed quote: Oct 6, 2026, 11:53 AM EDT

OPRT

Oportun Financial Corporation

$379M

$8.26Financial ServicesDelayed quote: Oct 6, 2026, 11:54 AM EDT

Total return — NECB vs OPRT

growth of $100 · dividends reinvested · last 7y

NECB +257.9% (+20.0%/yr)OPRT -48.2% (-9.0%/yr)NECB compounded faster over this window

Log scale — wide-divergence pair

NECB OPRT

NECB vs OPRT: by the numbers

•OPRT is the larger company ($379M vs $373M market cap).
•NECB trades at the lower trailing earnings multiple (8.65 vs 20.62 P/E), one valuation lens rather than an overall verdict.
•NECB converts more revenue to profit (27.87% vs 2.84% net margin).
•NECB grew revenue faster over the past five years (25.02% vs 6.90% CAGR).
•NECB pays a dividend (3.16% yield), while OPRT has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	NECB	OPRT
P/E ratio	8.65	20.62
Forward P/E	9.09	5.23
PEG ratio	0.26	N/A
P/S ratio	2.45	0.55
P/B ratio	1.03	0.93

Profitability

Metric	NECB	OPRT
Operating margin	39.45%	5.83%
Net margin	27.87%	2.84%
ROE	11.70%	4.79%

Northeast Community Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Oportun Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	NECB	OPRT
Dividend yield	3.16%	N/A
Payout ratio	27.24%	N/A

Growth (annualized)

Metric	NECB	OPRT
Revenue CAGR (5Y)	25.02%	6.90%
EPS CAGR (5Y)	34.54%	N/A
Total return CAGR (5Y)	23.36%	-19.89%

Frequently asked

Which has the lower trailing P/E, NECB or OPRT?: NECB has the lower trailing P/E: NECB trades at 8.65 and OPRT at 20.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, NECB or OPRT?: Over the past five years, NECB grew revenue faster — NECB at a 25.02% CAGR versus OPRT at 6.90%.
Does NECB or OPRT pay a bigger dividend?: NECB pays a dividend (3.16% yield), while OPRT has no payments in the available dividend history.
Is NECB or OPRT more profitable?: NECB runs the higher net margin — NECB at 27.87% versus OPRT at 2.84%.
How have NECB and OPRT total returns compared?: Over the past 5 years, NECB delivered 23.36% and OPRT delivered -19.89% annualized total return. Past performance doesn't predict future results.

Go deeper

Full NECB analysis Full OPRT analysis Interactive comparison tool

Dig into the metrics

Northeast Community Bancorp P/E ratio Oportun Financial P/E ratio Northeast Community Bancorp dividend yield Northeast Community Bancorp ROE Oportun Financial ROE Northeast Community Bancorp operating margin Oportun Financial operating margin Northeast Community Bancorp revenue growth Oportun Financial revenue growth

Northeast Community Bancorp & Oportun Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.