Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 5.22 as of 2026-10-06T16:52:41.303Z.
Consensus retrieved: 2026-10-06T14:50:44.090Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T16:52:41.303Z.
Quote observation: 2026-10-06T16:50:02.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 5e5e9d86d5c19639b57bbe2912b77e2d08060dd756d1d235bb6ef52dc24e8249
Forward PE Ratio (5.22) = Dated Quote Price ($8.25) / Consensus Forward EPS ($1.58)
FORWARD PE RATIO
5.22
SECTOR MEDIAN · FINANCIAL SERVICES
11.15
median of 361 covered companies
CURRENT VS SECTOR MEDIAN
-53.18%
vs the sector median at left
Oportun Financial Corporation
Market Cap
$378.49M
Forward PE Ratio
5.22
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Oportun Financial Corporation (OPRT) | $378.49M | 5.22 |
| Silvia, Inc. (SVIA)vs › | $376.03M | N/A |
| The First Bancorp, Inc. (FNLC)vs › | $381.07M | N/A |
| Siddhi Acquisition Corp (SDHI)vs › | $373.54M | N/A |
| Northeast Community Bancorp, Inc. (NECB)vs › | $371.22M | 9.05 |
| Norwood Financial Corp. (NWFL)vs › | $370.64M | 9.79 |
| Primis Financial Corp (FRST)vs › | $386.52M | 11.18 |
| Citizens Financial Services, Inc. (CZFS)vs › | $386.99M | 9.26 |
| MVB Financial Corp. (MVBF)vs › | $387.75M | 15.28 |
| Centurion Acquisition Corp. (ALF)vs › | $388.84M | N/A |
Trailing P/E
20.6
reported TTM EPS
Forward P/E
5.2
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $1.58 implies +295.0% EPS growth vs the reported trailing $0.40.
At the dated quote price of $8.25, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $1.58 | $1.57 – $1.59 | 3 | 5.2x |
| 2027-12-31 | $1.95 | $1.94 – $1.97 | 3 | 4.2x |
| 2028-12-31 | $2.42 | $2.40 – $2.44 | 1 | 3.4x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
