Primis Financial Corp (FRST) vs Oportun Financial Corporation (OPRT)
A side-by-side comparison of Primis Financial Corp and Oportun Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FRST vs OPRT
growth of $100 · dividends reinvested · last 7yFRST vs OPRT: by the numbers
- •FRST is the larger company ($387M vs $379M market cap).
- •FRST trades at the lower trailing earnings multiple (7.20 vs 20.59 P/E), one valuation lens rather than an overall verdict.
- •FRST converts more revenue to profit (16.99% vs 2.84% net margin).
- •FRST grew revenue faster over the past five years (19.91% vs 6.90% CAGR).
- •FRST pays a dividend (2.58% yield), while OPRT has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | FRST | OPRT |
|---|---|---|
| P/E ratio | 7.20 | 20.59 |
| Forward P/E | 11.18 | 5.22 |
| PEG ratio | 0.34 | N/A |
| P/S ratio | 1.24 | 0.55 |
| P/B ratio | 0.89 | 0.93 |
Profitability
| Metric | FRST | OPRT |
|---|---|---|
| Operating margin | 21.59% | 5.83% |
| Net margin | 16.99% | 2.84% |
| ROE | 12.24% | 4.79% |
Primis Financial Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Oportun Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FRST | OPRT |
|---|---|---|
| Dividend yield | 2.58% | N/A |
| Payout ratio | 18.52% | N/A |
Growth (annualized)
| Metric | FRST | OPRT |
|---|---|---|
| Revenue CAGR (5Y) | 19.91% | 6.90% |
| EPS CAGR (5Y) | 21.00% | N/A |
| Total return CAGR (5Y) | 4.57% | -19.89% |
Frequently asked
- Which has the lower trailing P/E, FRST or OPRT?
- FRST has the lower trailing P/E: FRST trades at 7.20 and OPRT at 20.59. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FRST or OPRT?
- Over the past five years, FRST grew revenue faster — FRST at a 19.91% CAGR versus OPRT at 6.90%.
- Does FRST or OPRT pay a bigger dividend?
- FRST pays a dividend (2.58% yield), while OPRT has no payments in the available dividend history.
- Is FRST or OPRT more profitable?
- FRST runs the higher net margin — FRST at 16.99% versus OPRT at 2.84%.
- How have FRST and OPRT total returns compared?
- Over the past 5 years, FRST delivered 4.57% and OPRT delivered -19.89% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Primis Financial & Oportun Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.