Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 13.41% is 2342% above its 5-year average of -0.60%, near the high end of its 5-year range (-292.55%–31.26%).
15.67% above its 12-month average of 11.59%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 10.55%.
EBITDA MARGIN
13.41%
EBITDA MARGIN AVG TTM
11.59%
EBITDA MARGIN AVG 3Y
-3.05%
EBITDA MARGIN AVG 5Y
-0.60%
EBITDA MARGIN AVG 10Y
11.13%
EBITDA MARGIN AVG 15Y
N/A
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+15.67%
CURRENT VS 3Y AVG
+540.34%
CURRENT VS 5Y AVG
+2341.54%
CURRENT VS 10Y AVG
+20.51%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
Oportun Financial Corporation
Market Cap
$377.32M
EBITDA Margin
13.41%
TTM Avg
11.59%
3Y Avg
-3.05%
5Y Avg
-0.60%
Market Cap
$378.87M
EBITDA Margin
24.86%
TTM Avg
22.95%
3Y Avg
29.29%
5Y Avg
33.49%
Market Cap
$383.47M
EBITDA Margin
15.92%
TTM Avg
18.30%
3Y Avg
24.26%
5Y Avg
24.81%
Market Cap
$374.26M
EBITDA Margin
40.31%
TTM Avg
41.10%
3Y Avg
45.00%
5Y Avg
40.88%
Market Cap
$372.14M
EBITDA Margin
26.85%
TTM Avg
13.98%
3Y Avg
23.52%
5Y Avg
27.48%
Market Cap
$384.34M
EBITDA Margin
14.59%
TTM Avg
13.96%
3Y Avg
14.11%
5Y Avg
23.66%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Oportun Financial Corporation (OPRT) | $377.32M | 13.41% | 11.59% | -3.05% | -0.60% |
| The First Bancorp, Inc. (FNLC)vs › | $378.87M | 24.86% | 22.95% | 29.29% | 33.49% |
| Value Line, Inc. (VALU)vs › | $383.47M | 15.92% | 18.30% | 24.26% | 24.81% |
| Siddhi Acquisition Corp (SDHI)vs › | $374.60M | N/A | N/A | N/A | N/A |
| Northeast Community Bancorp, Inc. (NECB)vs › | $374.26M | 40.31% | 41.10% | 45.00% | 40.88% |
| Silvia, Inc. (SVIA)vs › | $381.30M | N/A | N/A | N/A | N/A |
| Norwood Financial Corp. (NWFL)vs › | $372.14M | 26.85% | 13.98% | 23.52% | 27.48% |
| MVB Financial Corp. (MVBF)vs › | $384.34M | 14.59% | 13.96% | 14.11% | 23.66% |
| GSR V Acquisition Corp. (GSRV)vs › | $368.74M | N/A | N/A | N/A | N/A |
| Primis Financial Corp (FRST)vs › | $386.02M | 26.20% | 9.17% | 8.74% | 15.65% |
EBITDA Margin
13.4%
Operating Margin
5.8%
Net Margin
2.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 10.55% |
| 2026-03-31 | 8.82% |
| 2025-12-31 | 10.81% |
| 2025-09-30 | 15.09% |
| 2025-06-30 | 12.69% |
| 2025-03-31 | 14.84% |
| 2024-12-31 | 9.21% |
| 2024-09-30 | -21.96% |
| 2024-06-30 | -31.63% |
| 2024-03-31 | -12.93% |
| 2023-12-31 | -35.05% |
| 2023-09-30 | -17.73% |
| 2023-06-30 | -2.31% |
| 2023-03-31 | -292.55% |
| 2022-12-31 | 2.79% |
| 2022-09-30 | -57.63% |
| 2022-06-30 | -0.63% |
| 2022-03-31 | 31.26% |
| 2021-12-31 | 16.06% |
| 2021-09-30 | 22.53% |
| 2021-06-30 | 13.26% |
| 2021-03-31 | 8.83% |
| 2020-12-31 | 15.62% |
| 2020-09-30 | -2.54% |
| 2020-06-30 | -68.27% |
| 2020-03-31 | -13.78% |
| 2019-12-31 | 24.27% |
| 2019-09-30 | 13.90% |
| 2019-06-30 | 19.41% |
| 2019-03-31 | 20.23% |
| 2018-12-31 | 29.67% |
| 2018-09-30 | 26.37% |
| 2018-06-30 | 42.26% |
| 2018-03-31 | 40.35% |
| 2017-12-31 | 0.00% |
| 2017-09-30 | 0.00% |
| 2017-06-30 | 13.93% |
| 2017-03-31 | 16.35% |
