Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 26.85% is 11% below its 5-year average of 30.15%, near the high end of its 5-year range (-133.00%–48.14%).
3.71% above its 12-month average of 25.89%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 28.46%.
EBITDA MARGIN
26.85%
EBITDA MARGIN AVG TTM
25.89%
EBITDA MARGIN AVG 3Y
22.28%
EBITDA MARGIN AVG 5Y
30.15%
EBITDA MARGIN AVG 10Y
31.58%
EBITDA MARGIN AVG 15Y
33.01%
EBITDA MARGIN AVG 20Y
32.82%
CURRENT VS TTM AVG
+3.71%
CURRENT VS 3Y AVG
+20.49%
CURRENT VS 5Y AVG
-10.95%
CURRENT VS 10Y AVG
-14.98%
CURRENT VS 15Y AVG
-18.66%
CURRENT VS 20Y AVG
-18.20%
Norwood Financial Corp.
Market Cap
$371.05M
EBITDA Margin
26.85%
TTM Avg
25.89%
3Y Avg
22.28%
5Y Avg
30.15%
Market Cap
$369.98M
EBITDA Margin
40.31%
TTM Avg
41.10%
3Y Avg
45.00%
5Y Avg
40.88%
Market Cap
$381.91M
EBITDA Margin
13.41%
TTM Avg
0.71%
3Y Avg
-11.39%
5Y Avg
-6.61%
Market Cap
$380.56M
EBITDA Margin
24.86%
TTM Avg
22.95%
3Y Avg
29.29%
5Y Avg
33.49%
Market Cap
$382.62M
EBITDA Margin
15.92%
TTM Avg
18.30%
3Y Avg
24.26%
5Y Avg
24.81%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Norwood Financial Corp. (NWFL) | $371.05M | 26.85% | 25.89% | 22.28% | 30.15% |
| Siddhi Acquisition Corp (SDHI)vs › | $373.54M | N/A | N/A | N/A | N/A |
| Northeast Community Bancorp, Inc. (NECB)vs › | $369.98M | 40.31% | 41.10% | 45.00% | 40.88% |
| Silvia, Inc. (SVIA)vs › | $374.97M | N/A | N/A | N/A | N/A |
| GSR V Acquisition Corp. (GSRV)vs › | $369.11M | N/A | N/A | N/A | N/A |
| Oportun Financial Corporation (OPRT)vs › | $381.91M | 13.41% | 0.71% | -11.39% | -6.61% |
| The First Bancorp, Inc. (FNLC)vs › | $380.56M | 24.86% | 22.95% | 29.29% | 33.49% |
| Titan Acquisition Corp. (TACH)vs › | $362.94M | N/A | N/A | N/A | N/A |
| Value Line, Inc. (VALU)vs › | $382.62M | 15.92% | 18.30% | 24.26% | 24.81% |
| Citizens Financial Services, Inc. (CZFS)vs › | $382.71M | 26.03% | 23.54% | 25.73% | 30.68% |
EBITDA Margin
26.9%
Operating Margin
25.5%
Net Margin
20.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 28.46% |
| 2026-03-31 | 17.39% |
| 2025-12-31 | 27.69% |
| 2025-09-30 | 31.43% |
| 2025-06-30 | 24.48% |
| 2025-03-31 | 23.49% |
| 2024-12-31 | -133.00% |
| 2024-09-30 | 16.90% |
| 2024-06-30 | 19.03% |
| 2024-03-31 | 20.60% |
| 2023-12-31 | 2.85% |
| 2023-09-30 | 20.68% |
| 2023-06-30 | 34.42% |
| 2023-03-31 | 32.37% |
| 2022-12-31 | 40.17% |
| 2022-09-30 | 48.14% |
| 2022-06-30 | 43.79% |
| 2022-03-31 | 45.35% |
| 2021-12-31 | 42.35% |
| 2021-09-30 | 44.61% |
| 2021-06-30 | 38.86% |
| 2021-03-31 | 37.43% |
| 2020-12-31 | 35.69% |
| 2020-09-30 | 34.04% |
| 2020-06-30 | 16.38% |
| 2020-03-31 | 28.58% |
| 2019-12-31 | 33.11% |
| 2019-09-30 | 35.56% |
| 2019-06-30 | 33.01% |
| 2019-03-31 | 30.83% |
| 2018-12-31 | 32.00% |
| 2018-09-30 | 36.73% |
| 2018-06-30 | 36.58% |
| 2018-03-31 | 33.72% |
| 2017-12-31 | 38.94% |
| 2017-09-30 | 35.38% |
| 2017-06-30 | 34.28% |
| 2017-03-31 | 28.92% |
| 2016-12-31 | 29.29% |
| 2016-09-30 | 11.01% |
| 2016-06-30 | 30.03% |
| 2016-03-31 | 32.18% |
| 2015-12-31 | -0.06% |
| 2015-09-30 | 31.41% |
| 2015-06-30 | 34.44% |
| 2015-03-31 | 35.21% |
| 2014-12-31 | 26.54% |
| 2014-09-30 | 37.05% |
| 2014-06-30 | 34.50% |
| 2014-03-31 | 35.23% |
| 2013-12-31 | 37.75% |
| 2013-09-30 | 36.99% |
| 2013-06-30 | 31.54% |
| 2013-03-31 | 34.28% |
| 2012-12-31 | 30.97% |
| 2012-09-30 | 35.13% |
| 2012-06-30 | 37.86% |
| 2012-03-31 | 36.37% |
| 2011-12-31 | 34.91% |
| 2011-09-30 | 34.65% |
| 2011-06-30 | 27.26% |
| 2011-03-31 | 32.60% |
| 2010-12-31 | 34.01% |
| 2010-09-30 | 36.59% |
| 2010-06-30 | 35.86% |
| 2010-03-31 | 34.52% |
| 2009-12-31 | 24.14% |
| 2009-09-30 | 33.97% |
| 2009-06-30 | 33.09% |
| 2009-03-31 | 32.91% |
| 2008-12-31 | 30.82% |
| 2008-09-30 | 30.10% |
| 2008-06-30 | 33.00% |
| 2008-03-31 | 32.11% |
| 2007-12-31 | 29.56% |
| 2007-09-30 | 32.11% |
| 2007-06-30 | 30.11% |
| 2007-03-31 | 28.60% |
| 2006-12-31 | 32.23% |
| 2006-09-30 | 32.18% |
| 2006-06-30 | 32.04% |
| 2006-03-31 | 31.41% |
| 2005-12-31 | 34.69% |
| 2005-09-30 | 36.34% |
| 2005-06-30 | 34.72% |
| 2005-03-31 | 34.09% |
| 2004-09-30 | 39.77% |
| 2004-06-30 | 31.66% |
| 2004-03-31 | 33.96% |
| 2003-12-31 | 34.14% |
| 2003-09-30 | 33.68% |
| 2003-06-30 | 32.52% |
| 2003-03-31 | 31.79% |
| 2002-12-31 | 33.98% |
| 2002-09-30 | 29.24% |
