Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 24.86% is 21% below its 5-year average of 31.34%, near the low end of its 5-year range (16.51%–49.64%).
2.39% above its 12-month average of 24.28%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 27.07%.
EBITDA MARGIN
24.86%
EBITDA MARGIN AVG TTM
24.28%
EBITDA MARGIN AVG 3Y
23.20%
EBITDA MARGIN AVG 5Y
31.34%
EBITDA MARGIN AVG 10Y
34.19%
EBITDA MARGIN AVG 15Y
33.27%
EBITDA MARGIN AVG 20Y
31.51%
CURRENT VS TTM AVG
+2.39%
CURRENT VS 3Y AVG
+7.17%
CURRENT VS 5Y AVG
-20.67%
CURRENT VS 10Y AVG
-27.29%
CURRENT VS 15Y AVG
-25.28%
CURRENT VS 20Y AVG
-21.11%
The First Bancorp, Inc.
Market Cap
$380.45M
EBITDA Margin
24.86%
TTM Avg
24.28%
3Y Avg
23.20%
5Y Avg
31.34%
Market Cap
$379.61M
EBITDA Margin
13.41%
TTM Avg
0.71%
3Y Avg
-11.39%
5Y Avg
-6.61%
Market Cap
$385.02M
EBITDA Margin
26.03%
TTM Avg
23.54%
3Y Avg
25.73%
5Y Avg
30.68%
Market Cap
$385.24M
EBITDA Margin
14.59%
TTM Avg
13.96%
3Y Avg
14.11%
5Y Avg
23.66%
Market Cap
$387.86M
EBITDA Margin
26.20%
TTM Avg
9.17%
3Y Avg
8.74%
5Y Avg
15.65%
Market Cap
$372.32M
EBITDA Margin
40.31%
TTM Avg
41.10%
3Y Avg
45.00%
5Y Avg
40.88%
Market Cap
$371.54M
EBITDA Margin
26.85%
TTM Avg
13.98%
3Y Avg
23.52%
5Y Avg
27.48%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The First Bancorp, Inc. (FNLC) | $380.45M | 24.86% | 24.28% | 23.20% | 31.34% |
| Oportun Financial Corporation (OPRT)vs › | $379.61M | 13.41% | 0.71% | -11.39% | -6.61% |
| Citizens Financial Services, Inc. (CZFS)vs › | $385.02M | 26.03% | 23.54% | 25.73% | 30.68% |
| MVB Financial Corp. (MVBF)vs › | $385.24M | 14.59% | 13.96% | 14.11% | 23.66% |
| Primis Financial Corp (FRST)vs › | $387.86M | 26.20% | 9.17% | 8.74% | 15.65% |
| Northeast Community Bancorp, Inc. (NECB)vs › | $372.32M | 40.31% | 41.10% | 45.00% | 40.88% |
| Norwood Financial Corp. (NWFL)vs › | $371.54M | 26.85% | 13.98% | 23.52% | 27.48% |
| Berto Acquisition Corp. II (GUAC)vs › | $390.33M | N/A | N/A | N/A | N/A |
| Centurion Acquisition Corp. (ALF)vs › | $391.36M | N/A | N/A | N/A | N/A |
| GSR V Acquisition Corp. (GSRV)vs › | $367.62M | N/A | N/A | N/A | N/A |
EBITDA Margin
24.9%
Operating Margin
23.8%
Net Margin
21.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 27.07% |
| 2026-03-31 | 16.51% |
| 2025-12-31 | 28.61% |
| 2025-09-30 | 25.58% |
| 2025-06-30 | 23.64% |
| 2025-03-31 | 21.35% |
| 2024-12-31 | 21.14% |
| 2024-09-30 | 22.95% |
| 2024-06-30 | 19.68% |
| 2024-03-31 | 20.10% |
| 2023-12-31 | 22.18% |
| 2023-09-30 | 25.82% |
| 2023-06-30 | 26.95% |
| 2023-03-31 | 31.21% |
| 2022-12-31 | 37.70% |
| 2022-09-30 | 44.61% |
| 2022-06-30 | 49.64% |
| 2022-03-31 | 49.42% |
| 2021-12-31 | 48.79% |
| 2021-09-30 | 47.72% |
| 2021-06-30 | 47.45% |
| 2021-03-31 | 46.55% |
| 2020-12-31 | 37.27% |
| 2020-09-30 | 38.92% |
| 2020-06-30 | 35.74% |
| 2020-03-31 | 33.05% |
| 2019-12-31 | 36.02% |
| 2019-09-30 | 34.00% |
| 2019-06-30 | 34.25% |
| 2019-03-31 | 34.44% |
| 2018-12-31 | 36.41% |
| 2018-09-30 | 35.31% |
| 2018-06-30 | 35.42% |
| 2018-03-31 | 35.37% |
| 2017-12-31 | 38.64% |
| 2017-09-30 | 37.63% |
| 2017-06-30 | 38.76% |
| 2017-03-31 | 37.95% |
| 2016-12-31 | 37.41% |
| 2016-09-30 | 39.76% |
| 2016-06-30 | 40.73% |
| 2016-03-31 | 40.33% |
| 2015-12-31 | 34.54% |
| 2015-09-30 | 37.98% |
| 2015-06-30 | 38.67% |
| 2015-03-31 | 37.57% |
| 2014-12-31 | 31.80% |
| 2014-09-30 | 35.79% |
| 2014-06-30 | 34.83% |
| 2014-03-31 | 32.34% |
| 2013-12-31 | 31.80% |
| 2013-09-30 | 31.19% |
| 2013-06-30 | 28.43% |
| 2013-03-31 | 25.51% |
| 2012-12-31 | 27.46% |
| 2012-09-30 | 29.23% |
| 2012-06-30 | 27.09% |
| 2012-03-31 | 26.38% |
| 2011-12-31 | 22.53% |
| 2011-09-30 | 26.35% |
| 2011-06-30 | 28.01% |
| 2011-03-31 | 27.43% |
| 2010-12-31 | 26.40% |
| 2010-09-30 | 27.82% |
| 2010-06-30 | 27.44% |
| 2010-03-31 | 24.27% |
| 2009-12-31 | 19.58% |
| 2009-09-30 | 23.22% |
| 2009-06-30 | 29.08% |
| 2009-03-31 | 29.14% |
| 2008-12-31 | 24.04% |
| 2008-09-30 | 26.51% |
| 2008-06-30 | 27.29% |
| 2008-03-31 | 26.42% |
| 2007-06-30 | 24.35% |
| 2007-03-31 | 23.71% |
| 2006-12-31 | 23.00% |
| 2006-09-30 | 23.57% |
| 2006-06-30 | 26.64% |
| 2006-03-31 | 26.81% |
| 2005-12-31 | 31.98% |
| 2005-09-30 | 31.23% |
| 2005-06-30 | 33.51% |
| 2005-03-31 | 37.03% |
| 2004-12-31 | 37.66% |
| 2004-09-30 | 36.44% |
| 2004-06-30 | 37.05% |
| 2004-03-31 | 36.75% |
| 2003-09-30 | 46.82% |
| 2003-06-30 | 33.83% |
| 2003-03-31 | 32.13% |
| 2002-12-31 | 29.41% |
| 2002-09-30 | 29.90% |
