Northeast Community Bancorp, Inc. (NECB) vs Norwood Financial Corp. (NWFL)
A side-by-side comparison of Northeast Community Bancorp, Inc. and Norwood Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — NECB vs NWFL
growth of $100 · dividends reinvested · last 10yNECB vs NWFL: by the numbers
- •NWFL is the larger company ($371M vs $370M market cap).
- •NECB trades at the lower trailing earnings multiple (8.58 vs 10.85 P/E), one valuation lens rather than an overall verdict.
- •NECB converts more revenue to profit (27.87% vs 19.97% net margin).
- •NECB grew revenue faster over the past five years (25.02% vs 12.98% CAGR).
- •NWFL pays the higher dividend yield (3.74% vs 3.16%).
Metrics side by side
Valuation
| Metric | NECB | NWFL |
|---|---|---|
| P/E ratio | 8.58 | 10.85 |
| Forward P/E | 9.02 | 9.80 |
| PEG ratio | 0.25 | 1.41 |
| P/S ratio | 2.43 | 2.57 |
| P/B ratio | 1.02 | 1.28 |
Profitability
| Metric | NECB | NWFL |
|---|---|---|
| Operating margin | 39.45% | 25.49% |
| Net margin | 27.87% | 19.97% |
| ROE | 11.70% | 9.96% |
Northeast Community Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Norwood Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | NECB | NWFL |
|---|---|---|
| Dividend yield | 3.16% | 3.74% |
| Payout ratio | 27.24% | 40.45% |
Growth (annualized)
| Metric | NECB | NWFL |
|---|---|---|
| Revenue CAGR (5Y) | 25.02% | 12.98% |
| EPS CAGR (5Y) | 34.54% | 7.71% |
| Total return CAGR (5Y) | 23.36% | 10.27% |
Frequently asked
- Which has the lower trailing P/E, NECB or NWFL?
- NECB has the lower trailing P/E: NECB trades at 8.58 and NWFL at 10.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, NECB or NWFL?
- Over the past five years, NECB grew revenue faster — NECB at a 25.02% CAGR versus NWFL at 12.98%.
- Does NECB or NWFL pay a bigger dividend?
- NECB yields 3.16% and NWFL yields 3.74% based on trailing dividends and the latest price.
- Is NECB or NWFL more profitable?
- NECB runs the higher net margin — NECB at 27.87% versus NWFL at 19.97%.
- How have NECB and NWFL total returns compared?
- Over the past 10 years, NECB delivered 19.92% and NWFL delivered 9.63% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Northeast Community Bancorp & Norwood Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.