Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.49% is 10% below its 5-year average of 3.90%, near the low end of its 5-year range (1.95%–7.13%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.50% below its 12-month average of 3.51%.
Reported quarterly debt to assets ratio; no daily interpolation.
DEBT TO ASSETS RATIO
3.49%
DEBT TO ASSETS RATIO AVG TTM
3.51%
DEBT TO ASSETS RATIO AVG 3Y
4.13%
DEBT TO ASSETS RATIO AVG 5Y
3.90%
DEBT TO ASSETS RATIO AVG 10Y
2.68%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-0.50%
CURRENT VS 3Y AVG
-15.43%
CURRENT VS 5Y AVG
-10.45%
CURRENT VS 10Y AVG
+30.38%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+3075.11%
vs the sector median at left
Kinsale Capital Group, Inc.
Market Cap
$8.19B
Debt to Assets Ratio
3.49%
TTM Avg
3.51%
3Y Avg
4.13%
5Y Avg
3.90%
Market Cap
$9.98B
Debt to Assets Ratio
0.37%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.75B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$11.05B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.25B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Kinsale Capital Group, Inc. (KNSL) | $8.19B | 3.49% | 3.51% | 4.13% | 3.90% |
| TeraWulf Inc. (WULF)vs › | $8.54B | 0.65% | N/A | N/A | N/A |
| FactSet Research Systems Inc. (FDS)vs › | $9.98B | 0.37% | N/A | N/A | N/A |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.75B | 0.07% | N/A | N/A | N/A |
| RLI Corp. (RLI)vs › | $5.55B | 0.05% | N/A | N/A | N/A |
| Hut 8 Corp. (HUT)vs › | $10.85B | 0.77% | N/A | N/A | N/A |
| Erie Indemnity Company (ERIE)vs › | $11.05B | 0.02% | N/A | N/A | N/A |
| Axos Financial, Inc. (AX)vs › | $5.31B | 0.04% | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $5.25B | 0.43% | N/A | N/A | N/A |
| American Financial Group, Inc. (AFG)vs › | $11.66B | 0.06% | N/A | N/A | N/A |
Debt/Assets
3.5%
Debt/Equity
0.11
Current Ratio
0.41
Interest Coverage
59.6x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.49% |
| 2026-03-31 | 3.61% |
| 2025-12-31 | 3.71% |
| 2025-09-30 | 3.42% |
| 2025-06-30 | 3.32% |
| 2025-03-31 | 3.53% |
| 2024-12-31 | 3.77% |
| 2024-09-30 | 3.89% |
| 2024-06-30 | 4.19% |
| 2024-03-31 | 4.56% |
| 2023-12-31 | 4.87% |
| 2023-09-30 | 5.34% |
| 2023-06-30 | 5.99% |
| 2023-03-31 | 6.53% |
| 2022-12-31 | 7.13% |
| 2022-09-30 | 5.00% |
| 2022-06-30 | 1.95% |
| 2022-03-31 | 2.02% |
| 2021-12-31 | 4.22% |
| 2021-09-30 | 2.25% |
| 2021-06-30 | 2.36% |
| 2021-03-31 | 2.59% |
| 2020-12-31 | 2.75% |
| 2020-09-30 | 2.73% |
| 2020-06-30 | 2.57% |
| 2020-03-31 | 2.07% |
| 2019-12-31 | 1.54% |
| 2019-09-30 | 1.08% |
| 2019-06-30 | 0.00% |
| 2019-03-31 | 0.00% |
| 2018-12-31 | 0.00% |
| 2018-09-30 | 0.00% |
| 2018-06-30 | 0.00% |
| 2018-03-31 | 0.00% |
| 2017-12-31 | 0.00% |
| 2017-09-30 | 0.00% |
| 2017-06-30 | 0.00% |
| 2017-03-31 | 0.00% |
| 2016-12-31 | 0.00% |
| 2016-09-30 | 4.10% |
| 2016-06-30 | 5.27% |
| 2016-03-31 | 5.59% |
| 2015-12-31 | 5.43% |
