Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.58% is 35% above its 5-year average of 2.66%, near the low end of its 5-year range (1.50%–9.63%).
As of the fiscal period ended Tuesday, June 30, 2026. 24.11% below its 12-month average of 4.72%.
Reported quarterly debt to assets ratio; no daily interpolation. Q4 FY2026 (2026-06-30): 3.58%.
DEBT TO ASSETS RATIO
3.58%
DEBT TO ASSETS RATIO AVG TTM
4.72%
DEBT TO ASSETS RATIO AVG 3Y
2.48%
DEBT TO ASSETS RATIO AVG 5Y
2.66%
DEBT TO ASSETS RATIO AVG 10Y
4.50%
DEBT TO ASSETS RATIO AVG 15Y
9.50%
DEBT TO ASSETS RATIO AVG 20Y
15.60%
CURRENT VS TTM AVG
-24.11%
CURRENT VS 3Y AVG
+44.54%
CURRENT VS 5Y AVG
+34.78%
CURRENT VS 10Y AVG
-20.37%
CURRENT VS 15Y AVG
-62.28%
CURRENT VS 20Y AVG
-77.03%
SECTOR MEDIAN · FINANCIAL SERVICES
0.10%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
+3483.20%
vs the sector median at left
Axos Financial, Inc.
Market Cap
$4.98B
Debt to Assets Ratio
3.58%
TTM Avg
4.72%
3Y Avg
2.48%
5Y Avg
2.66%
Market Cap
$5.12B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.76B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$6.40B
Debt to Assets Ratio
0.33%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.23B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.43B
Debt to Assets Ratio
0.42%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$7.73B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Axos Financial, Inc. (AX) | $4.98B | 3.58% | 4.72% | 2.48% | 2.66% |
| Main Street Capital Corporation (MAIN)vs › | $5.12B | 0.43% | N/A | N/A | N/A |
| RLI Corp. (RLI)vs › | $5.22B | 0.05% | N/A | N/A | N/A |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.76B | 0.07% | N/A | N/A | N/A |
| Sezzle Inc. (SEZL)vs › | $3.59B | 0.27% | N/A | N/A | N/A |
| PIMCO Dynamic Income Fund (PDI)vs › | $6.40B | 0.33% | N/A | N/A | N/A |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.23B | N/A | N/A | N/A | N/A |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.43B | 0.42% | N/A | N/A | N/A |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.73B | 0.03% | N/A | N/A | N/A |
| TeraWulf Inc. (WULF)vs › | $8.10B | 0.65% | N/A | N/A | N/A |
Debt/Assets
3.6%
Debt/Equity
0.34
Current Ratio
0.07
Interest Coverage
0.9x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.58% |
| 2026-03-31 | 9.63% |
| 2025-12-31 | 3.96% |
| 2025-09-30 | 4.93% |
| 2025-06-30 | 1.50% |
| 2025-03-31 | 1.82% |
| 2024-12-31 | 1.77% |
| 2024-09-30 | 1.71% |
| 2024-06-30 | 1.82% |
| 2024-03-31 | 1.86% |
| 2023-12-31 | 1.99% |
| 2023-09-30 | 2.58% |
| 2023-06-30 | 2.22% |
| 2023-03-31 | 2.14% |
| 2022-12-31 | 2.32% |
| 2022-09-30 | 2.92% |
| 2022-06-30 | 3.22% |
| 2022-03-31 | 3.32% |
| 2021-12-31 | 2.69% |
| 2021-09-30 | 2.77% |
| 2021-06-30 | 4.03% |
| 2021-03-31 | 3.63% |
| 2020-12-31 | 4.18% |
| 2020-09-30 | 5.20% |
| 2020-06-30 | 3.45% |
| 2020-03-31 | 6.96% |
| 2019-12-31 | 2.61% |
| 2019-09-30 | 5.32% |
| 2019-06-30 | 5.59% |
| 2019-03-31 | 6.05% |
| 2018-12-31 | 4.05% |
| 2018-09-30 | 26.91% |
| 2018-06-30 | 5.36% |
| 2018-03-31 | 10.24% |
| 2017-12-31 | 6.70% |
| 2017-09-30 | 5.41% |
| 2017-06-30 | 8.40% |
| 2017-03-31 | 12.07% |
| 2016-12-31 | 9.26% |
| 2016-09-30 | 9.50% |
| 2016-06-30 | 10.76% |
| 2016-03-31 | 12.32% |
| 2015-12-31 | 11.98% |
| 2015-09-30 | 13.76% |
| 2015-06-30 | 13.62% |
| 2015-03-31 | 11.27% |
| 2014-12-31 | 13.67% |
| 2014-09-30 | 23.11% |
| 2014-06-30 | 21.81% |
| 2014-03-31 | 17.07% |
| 2013-12-31 | 23.24% |
| 2013-09-30 | 23.48% |
| 2013-06-30 | 22.83% |
| 2013-03-31 | 19.42% |
| 2012-12-31 | 22.52% |
| 2012-09-30 | 20.22% |
| 2012-06-30 | 32.73% |
| 2012-03-31 | 21.25% |
| 2011-12-31 | 20.92% |
| 2011-09-30 | 20.13% |
| 2011-06-30 | 22.82% |
| 2011-03-31 | 18.50% |
| 2010-12-31 | 24.03% |
| 2010-09-30 | 25.37% |
| 2010-06-30 | 22.39% |
| 2010-03-31 | 22.64% |
| 2009-12-31 | 26.70% |
| 2009-09-30 | 34.83% |
| 2009-06-30 | 42.86% |
| 2009-03-31 | 37.32% |
| 2008-12-31 | 41.14% |
| 2008-09-30 | 45.10% |
| 2008-06-30 | 44.72% |
| 2008-03-31 | 39.42% |
| 2007-12-31 | 34.38% |
| 2007-09-30 | 33.43% |
| 2007-06-30 | 34.04% |
| 2007-03-31 | 36.41% |
| 2006-12-31 | 32.66% |
| 2006-09-30 | 32.41% |
| 2006-06-30 | 32.71% |
| 2006-03-31 | 32.19% |
| 2005-12-31 | 30.93% |
| 2005-09-30 | 27.92% |
| 2005-06-30 | 36.79% |
| 2005-03-31 | 26.21% |
| 2004-12-31 | 30.92% |
