Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 26.42% is 16% below its 5-year average of 31.31%, near the low end of its 5-year range (15.59%–54.02%).
3.72% below its 12-month average of 27.44%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 30.16%.
EBITDA MARGIN
26.42%
EBITDA MARGIN AVG TTM
27.44%
EBITDA MARGIN AVG 3Y
26.40%
EBITDA MARGIN AVG 5Y
31.31%
EBITDA MARGIN AVG 10Y
32.35%
EBITDA MARGIN AVG 15Y
29.67%
EBITDA MARGIN AVG 20Y
26.55%
CURRENT VS TTM AVG
-3.72%
CURRENT VS 3Y AVG
+0.07%
CURRENT VS 5Y AVG
-15.61%
CURRENT VS 10Y AVG
-18.34%
CURRENT VS 15Y AVG
-10.97%
CURRENT VS 20Y AVG
-0.49%
Farmers National Banc Corp.
Market Cap
$677.49M
EBITDA Margin
26.42%
TTM Avg
27.44%
3Y Avg
26.40%
5Y Avg
31.31%
Market Cap
$679.22M
EBITDA Margin
-19.99%
TTM Avg
-4.49%
3Y Avg
11.05%
5Y Avg
16.23%
Market Cap
$674.29M
EBITDA Margin
18.80%
TTM Avg
17.31%
3Y Avg
22.24%
5Y Avg
15.33%
Market Cap
$682.71M
EBITDA Margin
33.37%
TTM Avg
31.23%
3Y Avg
34.43%
5Y Avg
36.18%
Market Cap
$671.32M
EBITDA Margin
10.29%
TTM Avg
8.49%
3Y Avg
4.53%
5Y Avg
5.26%
Market Cap
$683.83M
EBITDA Margin
-5.48%
TTM Avg
37.45%
3Y Avg
8.46%
5Y Avg
26.82%
Market Cap
$670.37M
EBITDA Margin
315.85%
TTM Avg
194.26%
3Y Avg
142.41%
5Y Avg
123.44%
Market Cap
$687.70M
EBITDA Margin
44.80%
TTM Avg
38.75%
3Y Avg
38.88%
5Y Avg
45.51%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Farmers National Banc Corp. (FMNB) | $677.49M | 26.42% | 27.44% | 26.40% | 31.31% |
| Midland States Bancorp, Inc. (MSBI)vs › | $679.22M | -19.99% | -4.49% | 11.05% | 16.23% |
| Carter Bankshares, Inc. (CARE)vs › | $674.29M | 18.80% | 17.31% | 22.24% | 15.33% |
| Red River Bancshares, Inc. (RRBI)vs › | $682.71M | 33.37% | 31.23% | 34.43% | 36.18% |
| Donegal Group Inc. (DGICA)vs › | $671.32M | 10.29% | 8.49% | 4.53% | 5.26% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -5.48% | 37.45% | 8.46% | 26.82% |
| Gladstone Investment Corporation (GAINI)vs › | $670.37M | 315.85% | 194.26% | 142.41% | 123.44% |
| Vinci Compass Investments Ltd. (VINP)vs › | $687.70M | 44.80% | 38.75% | 38.88% | 45.51% |
| Root, Inc. (ROOT)vs › | $666.86M | 3.47% | 3.68% | -28.40% | -59.97% |
| Peoples Financial Services Corp. (PFIS)vs › | $694.66M | 29.49% | 18.16% | 24.55% | 30.99% |
EBITDA Margin
26.4%
Operating Margin
25.3%
Net Margin
20.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 30.16% |
| 2026-03-31 | 30.16% |
| 2025-12-31 | 27.94% |
| 2025-09-30 | 23.07% |
| 2025-06-30 | 25.86% |
| 2025-03-31 | 26.51% |
| 2024-12-31 | 28.10% |
| 2024-09-30 | 16.56% |
| 2024-06-30 | 23.55% |
| 2024-03-31 | 23.76% |
| 2023-12-31 | 28.67% |
| 2023-09-30 | 27.03% |
| 2023-06-30 | 31.83% |
| 2023-03-31 | 15.59% |
| 2022-12-31 | 37.89% |
| 2022-09-30 | 43.98% |
| 2022-06-30 | 46.36% |
| 2022-03-31 | 46.98% |
| 2021-12-31 | 17.78% |
| 2021-09-30 | 54.02% |
| 2021-06-30 | 51.63% |
| 2021-03-31 | 48.67% |
| 2020-12-31 | 36.73% |
| 2020-09-30 | 38.23% |
| 2020-06-30 | 36.77% |
| 2020-03-31 | 31.15% |
| 2019-12-31 | 37.52% |
| 2019-09-30 | 35.61% |
| 2019-06-30 | 32.92% |
| 2019-03-31 | 34.19% |
| 2018-12-31 | 35.38% |
| 2018-09-30 | 33.32% |
| 2018-06-30 | 36.17% |
| 2018-03-31 | 36.03% |
| 2017-12-31 | 37.28% |
| 2017-09-30 | 32.20% |
| 2017-06-30 | 32.96% |
| 2017-03-31 | 34.90% |
| 2016-12-31 | 33.81% |
| 2016-09-30 | 33.45% |
| 2016-06-30 | 32.66% |
| 2016-03-31 | 32.49% |
| 2015-12-31 | 22.44% |
| 2015-09-30 | 15.94% |
| 2015-06-30 | 11.16% |
| 2015-03-31 | 23.48% |
| 2014-12-31 | 22.31% |
| 2014-09-30 | 24.12% |
| 2014-06-30 | 25.70% |
| 2014-03-31 | 24.57% |
| 2013-12-31 | 24.90% |
| 2013-09-30 | 15.99% |
| 2013-06-30 | 20.09% |
| 2013-03-31 | 22.37% |
| 2012-12-31 | 27.59% |
| 2012-09-30 | 26.07% |
| 2012-06-30 | 24.80% |
| 2012-03-31 | 27.36% |
| 2011-12-31 | 28.82% |
| 2011-09-30 | 24.67% |
| 2011-06-30 | 22.21% |
| 2011-03-31 | 17.74% |
| 2010-12-31 | 27.84% |
| 2010-09-30 | 27.23% |
| 2010-06-30 | 20.82% |
| 2010-03-31 | 8.77% |
| 2009-12-31 | 8.73% |
| 2009-09-30 | 14.92% |
| 2009-06-30 | 16.16% |
| 2009-03-31 | 17.95% |
| 2008-12-31 | 15.34% |
| 2008-09-30 | 10.24% |
| 2008-06-30 | 17.86% |
| 2008-03-31 | 19.55% |
| 2007-12-31 | 10.48% |
| 2007-09-30 | 18.73% |
| 2007-06-30 | 17.58% |
| 2007-03-31 | 20.26% |
| 2006-12-31 | 16.19% |
| 2006-09-30 | 17.63% |
| 2006-06-30 | 19.59% |
| 2006-03-31 | 21.58% |
| 2005-12-31 | 20.55% |
| 2005-09-30 | 22.45% |
| 2005-06-30 | 23.17% |
| 2005-03-31 | 25.87% |
| 2004-12-31 | -1.37% |
| 2004-09-30 | 29.01% |
| 2004-06-30 | 28.48% |
| 2004-03-31 | 28.49% |
| 2003-12-31 | 29.84% |
| 2003-09-30 | 29.78% |
| 2003-06-30 | 29.10% |
| 2003-03-31 | 26.82% |
| 2002-12-31 | 27.59% |
| 2002-09-30 | 26.42% |
