Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of -19.99% is 178% below its 5-year average of 25.50%, around the middle of its 5-year range (-117.08%–40.59%).
229.18% below its 12-month average of 15.47%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 25.43%.
EBITDA MARGIN
-19.99%
EBITDA MARGIN AVG TTM
15.47%
EBITDA MARGIN AVG 3Y
18.19%
EBITDA MARGIN AVG 5Y
25.50%
EBITDA MARGIN AVG 10Y
26.18%
EBITDA MARGIN AVG 15Y
26.01%
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-229.18%
CURRENT VS 3Y AVG
-209.91%
CURRENT VS 5Y AVG
-178.38%
CURRENT VS 10Y AVG
-176.36%
CURRENT VS 15Y AVG
-176.87%
CURRENT VS 20Y AVG
N/A
Midland States Bancorp, Inc.
Market Cap
$680.25M
EBITDA Margin
-19.99%
TTM Avg
15.47%
3Y Avg
18.19%
5Y Avg
25.50%
Market Cap
$677.50M
EBITDA Margin
33.37%
TTM Avg
31.23%
3Y Avg
34.43%
5Y Avg
36.18%
Market Cap
$677.47M
EBITDA Margin
26.42%
TTM Avg
24.69%
3Y Avg
29.73%
5Y Avg
32.89%
Market Cap
$683.83M
EBITDA Margin
-5.48%
TTM Avg
37.45%
3Y Avg
8.46%
5Y Avg
26.82%
Market Cap
$675.06M
EBITDA Margin
18.80%
TTM Avg
17.31%
3Y Avg
22.24%
5Y Avg
15.33%
Market Cap
$686.10M
EBITDA Margin
44.80%
TTM Avg
38.75%
3Y Avg
38.88%
5Y Avg
45.51%
Market Cap
$670.22M
EBITDA Margin
10.29%
TTM Avg
8.49%
3Y Avg
4.53%
5Y Avg
5.26%
Market Cap
$669.05M
EBITDA Margin
315.85%
TTM Avg
194.26%
3Y Avg
142.41%
5Y Avg
123.44%
Market Cap
$693.35M
EBITDA Margin
29.49%
TTM Avg
18.16%
3Y Avg
24.55%
5Y Avg
30.99%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Midland States Bancorp, Inc. (MSBI) | $680.25M | -19.99% | 15.47% | 18.19% | 25.50% |
| Red River Bancshares, Inc. (RRBI)vs › | $677.50M | 33.37% | 31.23% | 34.43% | 36.18% |
| Farmers National Banc Corp. (FMNB)vs › | $677.47M | 26.42% | 24.69% | 29.73% | 32.89% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -5.48% | 37.45% | 8.46% | 26.82% |
| Carter Bankshares, Inc. (CARE)vs › | $675.06M | 18.80% | 17.31% | 22.24% | 15.33% |
| Vinci Compass Investments Ltd. (VINP)vs › | $686.10M | 44.80% | 38.75% | 38.88% | 45.51% |
| Donegal Group Inc. (DGICA)vs › | $670.22M | 10.29% | 8.49% | 4.53% | 5.26% |
| Gladstone Investment Corporation (GAINI)vs › | $669.05M | 315.85% | 194.26% | 142.41% | 123.44% |
| Peoples Financial Services Corp. (PFIS)vs › | $693.35M | 29.49% | 18.16% | 24.55% | 30.99% |
| California BanCorp (BCAL)vs › | $696.69M | 39.47% | 22.96% | 25.24% | 23.06% |
EBITDA Margin
-20.0%
Operating Margin
-22.1%
Net Margin
9.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 25.43% |
| 2026-03-31 | 24.81% |
| 2025-12-31 | -0.31% |
| 2025-09-30 | 12.32% |
| 2025-06-30 | 15.13% |
| 2025-03-31 | -117.08% |
| 2024-12-31 | 0.50% |
| 2024-09-30 | 20.46% |
| 2024-06-30 | 26.12% |
| 2024-03-31 | 23.45% |
| 2023-12-31 | 20.38% |
| 2023-09-30 | 23.02% |
| 2023-06-30 | 26.94% |
| 2023-03-31 | 28.66% |
| 2022-12-31 | 39.31% |
| 2022-09-30 | 35.15% |
| 2022-06-30 | 39.33% |
| 2022-03-31 | 40.16% |
| 2021-12-31 | 40.59% |
| 2021-09-30 | 38.44% |
| 2021-06-30 | 30.16% |
| 2021-03-31 | 36.89% |
| 2020-12-31 | 18.57% |
| 2020-09-30 | 10.80% |
| 2020-06-30 | 26.01% |
| 2020-03-31 | 8.81% |
| 2019-12-31 | 25.37% |
| 2019-09-30 | 25.60% |
| 2019-06-30 | 32.86% |
| 2019-03-31 | 30.37% |
| 2018-12-31 | 30.43% |
| 2018-09-30 | 19.85% |
| 2018-06-30 | 26.96% |
| 2018-03-31 | 11.48% |
| 2017-12-31 | 19.27% |
| 2017-09-30 | 10.92% |
| 2017-06-30 | 16.97% |
| 2017-03-31 | 30.34% |
| 2016-12-31 | 39.15% |
| 2016-09-30 | 34.08% |
| 2016-06-30 | 30.10% |
| 2016-03-31 | 27.49% |
| 2015-09-30 | 19.93% |
| 2015-06-30 | 31.05% |
| 2015-03-31 | 27.01% |
| 2014-12-31 | -55.69% |
| 2014-09-30 | 140.40% |
| 2014-06-30 | 135.47% |
| 2014-03-31 | 136.04% |
| 2013-12-31 | 39.96% |
| 2013-09-30 | 40.51% |
| 2013-06-30 | 20.93% |
| 2013-03-31 | 35.99% |
| 2012-12-31 | 36.53% |
| 2011-03-31 | 25.73% |
| 2010-03-31 | 31.33% |
