Fair Isaac (FICO) Interest Coverage Ratio: History & Chart

Fair Isaac Corporation(FICO)

Software - Application · Bozeman, MT

$989.48-12.02 (-1.20%)

Delayed quote: Sep 15, 2026, 3:15 PM EDT

About Fair Isaac Corporation

Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.

Bozeman, MT

3,876 employees

www.fico.com

Technology / Software - Application

Sector: Technology
Industry: Software - Application
CEO: William J. Lansing

View full financials

FICO Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

6.92x

INTEREST COVERAGE RATIO AVG TTM

6.92x

INTEREST COVERAGE RATIO AVG 3Y

6.94x

INTEREST COVERAGE RATIO AVG 5Y

7.12x

INTEREST COVERAGE RATIO AVG 10Y

7.19x

INTEREST COVERAGE RATIO AVG 15Y

6.45x

INTEREST COVERAGE RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

+0.05%

CURRENT VS 3Y AVG

-0.33%

CURRENT VS 5Y AVG

-2.87%

CURRENT VS 10Y AVG

-3.76%

CURRENT VS 15Y AVG

+7.36%

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · TECHNOLOGY

7.78x

median of 149 covered companies

CURRENT VS SECTOR MEDIAN

-11.05%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Fair Isaac Corporation (FICO)	$21.37B	6.92x	6.92x	6.94x	7.12x
Tower Semiconductor Ltd. (TSEM)vs ›	$21.91B	N/A	77.90x	56.21x	39.63x
Broadridge Financial Solutions, Inc. (BR)vs ›	$19.85B	-13.02x	7.76x	7.67x	8.75x
Entegris, Inc. (ENTG)vs ›	$19.54B	4.62x	3.55x	2.74x	5.41x
CDW Corporation (CDW)vs ›	$19.52B	7.28x	7.49x	7.44x	7.80x
GLOBALFOUNDRIES Inc. (GFS)vs ›	$23.23B	N/A	9.11x	9.11x	9.11x
Super Micro Computer, Inc. (SMCI)vs ›	$23.28B	14.24x	17.64x	42.60x	59.59x
Fidelity National Information Services, Inc. (FIS)vs ›	$19.42B	4.79x	4.83x	4.72x	5.53x
Qnity Electronics, Inc. (Q)vs ›	$23.56B	15.60x	9.31x	9.31x	9.31x
Verisk Analytics, Inc. (VRSK)vs ›	$23.65B	8.02x	9.04x	9.50x	8.68x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Fair Isaac Corporation (FICO)

$21.37B

6.92x

6.94x

7.12x

Tower Semiconductor Ltd. (TSEM)vs ›

$21.91B

N/A

77.90x

56.21x

39.63x

Broadridge Financial Solutions, Inc. (BR)vs ›

$19.85B

-13.02x

7.76x

7.67x

8.75x

Entegris, Inc. (ENTG)vs ›

$19.54B

4.62x

3.55x

2.74x

5.41x

CDW Corporation (CDW)vs ›

$19.52B

7.28x

7.49x

7.44x

7.80x

GLOBALFOUNDRIES Inc. (GFS)vs ›

$23.23B

N/A

9.11x

Super Micro Computer, Inc. (SMCI)vs ›

$23.28B

14.24x

17.64x

42.60x

59.59x

Fidelity National Information Services, Inc. (FIS)vs ›

$19.42B

4.79x

4.83x

4.72x

5.53x

Qnity Electronics, Inc. (Q)vs ›

$23.56B

15.60x

9.31x

Verisk Analytics, Inc. (VRSK)vs ›

$23.65B

8.02x

9.04x

9.50x

8.68x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Fair Isaac Corporation (FICO)?

The interest coverage ratio for FICO stock is 6.92x.

Is Fair Isaac Corporation's interest coverage ratio high or low?

The interest coverage ratio of 6.92x is in line with its 5-year average of 7.12x, near the low end of its 5-year range (5.57x–19.40x).

What is the TTM average interest coverage ratio for Fair Isaac Corporation (FICO)?

The TTM average interest coverage ratio for FICO stock is 6.92x.

What is the 3Y average interest coverage ratio for Fair Isaac Corporation (FICO)?

The 3Y average interest coverage ratio for FICO stock is 6.94x.

What is the 5Y average interest coverage ratio for Fair Isaac Corporation (FICO)?

The 5Y average interest coverage ratio for FICO stock is 7.12x.

What is the 10Y average interest coverage ratio for Fair Isaac Corporation (FICO)?

The 10Y average interest coverage ratio for FICO stock is 7.19x.

What is the 15Y average interest coverage ratio for Fair Isaac Corporation (FICO)?

The 15Y average interest coverage ratio for FICO stock is 6.45x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	6.06x
2026-03-31	9.03x
2025-12-31	5.57x
2025-09-30	5.95x
2025-06-30	7.98x
2025-03-31	7.83x
2024-12-31	6.09x
2024-09-30	6.91x
2024-06-30	7.08x
2024-03-31	7.47x
2023-12-31	6.26x
2023-09-30	6.82x
2023-06-30	7.21x
2023-03-31	6.69x
2022-12-31	6.16x
2022-09-30	6.44x
2022-06-30	7.51x
2022-03-31	8.83x
2021-12-31	9.48x
2021-09-30	10.98x
2021-06-30	19.40x
2021-03-31	10.18x
2020-12-31	9.82x
2020-09-30	8.61x
2020-06-30	7.38x
2020-03-31	6.73x
2019-12-31	5.31x
2019-09-30	7.06x
2019-06-30	8.48x
2019-03-31	4.85x
2018-12-31	5.06x
2018-09-30	7.37x
2018-06-30	5.42x
2018-03-31	6.53x
2017-12-31	5.70x
2017-09-30	9.52x
2017-06-30	6.23x
2017-03-31	6.09x
2016-12-31	5.66x
2016-09-30	7.11x
2016-06-30	8.16x
2016-03-31	5.65x
2015-12-31	4.59x
2015-09-30	6.00x
2015-06-30	5.03x
2015-03-31	4.46x
2014-12-31	3.45x
2014-06-30	5.16x
2014-03-31	5.45x
2013-12-31	4.95x
2013-09-30	7.05x
2013-06-30	4.74x
2013-03-31	4.23x
2012-12-31	5.46x
2012-09-30	5.21x
2012-06-30	4.70x
2012-03-31	4.78x
2011-12-31	6.52x
2011-09-30	5.16x
2011-06-30	4.66x
2011-03-31	2.36x
2010-12-31	3.60x
2010-09-30	3.52x
2010-06-30	5.69x
2010-03-31	4.25x
2009-12-31	5.85x
2009-09-30	5.75x
2009-06-30	5.46x
2009-03-31	4.67x
2008-12-31	2.83x

DATE

INTEREST COVERAGE RATIO

2026-06-30

6.06x

2026-03-31

9.03x

2025-12-31

5.57x

2025-09-30

5.95x

2025-06-30

7.98x

2025-03-31

7.83x

2024-12-31

6.09x

2024-09-30

6.91x

2024-06-30

7.08x

2024-03-31

7.47x

2023-12-31

6.26x

2023-09-30

6.82x

2023-06-30

7.21x

2023-03-31

6.69x

2022-12-31

6.16x

2022-09-30

6.44x

2022-06-30

7.51x

2022-03-31

8.83x

2021-12-31

9.48x

2021-09-30

10.98x

2021-06-30

19.40x

2021-03-31

10.18x

2020-12-31

9.82x

2020-09-30

8.61x

2020-06-30

7.38x

2020-03-31

6.73x

2019-12-31

5.31x

2019-09-30

7.06x

2019-06-30

8.48x

2019-03-31

4.85x

2018-12-31

5.06x

2018-09-30

7.37x

2018-06-30

5.42x

2018-03-31

6.53x

2017-12-31

5.70x

2017-09-30

9.52x

2017-06-30

6.23x

2017-03-31

6.09x

2016-12-31

5.66x

2016-09-30

7.11x

2016-06-30

8.16x

2016-03-31

5.65x

2015-12-31

4.59x

2015-09-30

6.00x

2015-06-30

5.03x

2015-03-31

4.46x

2014-12-31

3.45x

2014-06-30

5.16x

2014-03-31

5.45x

2013-12-31

4.95x

2013-09-30

7.05x

2013-06-30

4.74x

2013-03-31

4.23x

2012-12-31

5.46x

2012-09-30

5.21x

2012-06-30

4.70x

2012-03-31

4.78x

2011-12-31

6.52x

2011-09-30

5.16x

2011-06-30

4.66x

2011-03-31

2.36x

2010-12-31

3.60x

2010-09-30

3.52x

2010-06-30

5.69x

2010-03-31

4.25x

2009-12-31

5.85x

2009-09-30

5.75x

2009-06-30

5.46x

2009-03-31

4.67x

2008-12-31

2.83x

Interest Coverage Ratio: 6.92x

FICO Interest Coverage Ratio

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FICO Current vs Average Interest Coverage Ratio Chart

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Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

FICO Interest Coverage Ratio History

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