Fair Isaac Corporation (FICO) vs Super Micro Computer, Inc. (SMCI)

A side-by-side comparison of Fair Isaac Corporation and Super Micro Computer, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 4, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnFICO vs SMCI

growth of $100 · dividends reinvested · last 19y
FICO +2680.6%SMCI +3142.0%SMCI compounded faster
05k10kStart $1002011201520192023$2,781$3,242
FICO SMCI

FICO vs SMCI: by the numbers

  • FICO is the larger company ($22.61B vs $20.50B market cap).
  • SMCI trades at the lower trailing earnings multiple (16.77 vs 30.20 P/E), one valuation lens rather than an overall verdict.
  • FICO converts more revenue to profit (34.05% vs 3.70% net margin).
  • SMCI grew revenue faster over the past five years (58.36% vs 12.03% CAGR).

Metrics side by side

Valuation

MetricFICOSMCI
P/E ratio30.2016.77
Forward P/E24.2411.31
P/S ratio9.920.63
P/B ratioN/A2.82
PEG ratio1.890.28
EV / EBITDA23.2216.80
FCF yield4.20%N/A

Profitability

MetricFICOSMCI
Gross margin85.10%8.39%
Operating margin51.65%4.48%
Net margin34.05%3.70%
ROE-37.34%16.47%
ROIC52.96%9.26%

Growth (annualized)

MetricFICOSMCI
Revenue CAGR (5Y)12.03%58.36%
EPS CAGR (5Y)27.04%59.78%
FCF CAGR (5Y)16.63%36.41%
Total return CAGR (5Y)15.28%53.01%

Frequently asked

Which has the lower trailing P/E, FICO or SMCI?
SMCI has the lower trailing P/E: FICO trades at 30.20 and SMCI at 16.77. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FICO or SMCI?
Over the past five years, SMCI grew revenue faster — FICO at a 12.03% CAGR versus SMCI at 58.36%.
Is FICO or SMCI more profitable?
FICO runs the higher net margin — FICO at 34.05% versus SMCI at 3.70%.
How have FICO and SMCI total returns compared?
Over the past 10 years, FICO delivered 23.32% and SMCI delivered 31.57% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 4, 2026.