Fair Isaac Corporation (FICO) vs Tower Semiconductor Ltd. (TSEM)

A side-by-side comparison of Fair Isaac Corporation and Tower Semiconductor Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 31, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnFICO vs TSEM

growth of $100 · dividends reinvested · last 30y
FICO +10240.1%TSEM +109.0%FICO compounded faster
Log scale — wide-divergence pair
1101001k10k100kStart $100200120062011201620212026$10,340$209
FICO TSEM

FICO vs TSEM: by the numbers

  • TSEM is the larger company ($25.04B vs $24.98B market cap).
  • FICO trades at the lower trailing earnings multiple (32.92 vs 98.21 P/E), one valuation lens rather than an overall verdict.
  • FICO converts more revenue to profit (34.05% vs 15.13% net margin).
  • FICO grew revenue faster over the past five years (12.03% vs 4.32% CAGR).

Metrics side by side

Valuation

MetricFICOTSEM
P/E ratio32.9298.21
Forward P/E26.4563.18
P/S ratio10.8114.89
P/B ratioN/A8.12
PEG ratio1.8911.15
EV / EBITDA25.0144.86
FCF yield3.85%1.35%

Profitability

MetricFICOTSEM
Gross margin85.10%24.77%
Operating margin51.65%13.93%
Net margin34.05%15.13%
ROE-37.34%8.25%
ROIC52.96%5.73%

Growth (annualized)

MetricFICOTSEM
Revenue CAGR (5Y)12.03%4.32%
EPS CAGR (5Y)27.04%20.67%
FCF CAGR (5Y)16.63%N/A
Total return CAGR (5Y)16.82%49.96%

Frequently asked

Which has the lower trailing P/E, FICO or TSEM?
FICO has the lower trailing P/E: FICO trades at 32.92 and TSEM at 98.21. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FICO or TSEM?
Over the past five years, FICO grew revenue faster — FICO at a 12.03% CAGR versus TSEM at 4.32%.
Is FICO or TSEM more profitable?
FICO runs the higher net margin — FICO at 34.05% versus TSEM at 15.13%.
How have FICO and TSEM total returns compared?
Over the past 10 years, FICO delivered 24.57% and TSEM delivered 31.67% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 31, 2026.