Fair Isaac (FICO) Financials: History & Chart

Fair Isaac Corporation (FICO)FICOFair Isaac Corporation

About Fair Isaac Corporation

Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.

Bozeman, MT

3,811 employees

www.fico.com

Technology / Software - Infrastructure

Sector: Technology
Industry: Software - Infrastructure
CEO: William J. Lansing

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024	Quarter ended Jun 2024
Revenue	2.26B	691.68M	511.96M	515.75M	536.41M	498.74M	439.97M	453.81M	447.85M
Cost of Goods Sold	357.21M	91.20M	87.26M	91.18M	87.57M	87.63M	87.34M	89.57M	88.50M
Gross Profit	1.90B	600.48M	424.70M	424.57M	448.84M	411.11M	352.62M	364.24M	359.35M
Gross Profit Margin	84.2%	86.8%	83.0%	82.3%	83.7%	82.4%	80.1%	80.3%	80.2%
Total Operating Expenses	762.41M	198.01M	190.65M	187.42M	186.33M	165.46M	173.09M	167.06M	169.37M
Research & Development	201.99M	53.92M	49.91M	50.95M	47.21M	45.04M	45.15M	44.21M	44.22M
Selling, General & Administrative	549.49M	144.10M	140.74M	125.54M	139.11M	120.42M	127.95M	122.76M	124.88M
Operating Income (EBIT)	1.14B	402.46M	234.05M	237.16M	262.52M	245.65M	179.53M	197.18M	190.25M
Operating Margin	50.4%	58.2%	45.7%	46.0%	48.9%	49.3%	40.8%	43.4%	42.5%
Income Before Tax (EBT)	987.41M	356.03M	191.93M	202.46M	236.99M	213.02M	150.13M	171.38M	167.32M
Interest Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	159.37M	44.58M	42.01M	39.88M	32.90M	31.38M	29.49M	28.52M	26.87M
Other Income/Expense	-148.78M	-46.44M	-42.12M	-34.70M	-25.53M	-32.63M	-29.40M	-25.80M	-22.93M
Net Income	759.63M	264.46M	158.37M	155.01M	181.79M	162.62M	152.53M	135.69M	126.26M
Income Tax Expense	227.78M	91.57M	33.56M	47.45M	55.20M	50.40M	-2.40M	35.69M	41.06M
Net Profit Margin	33.7%	38.2%	30.9%	30.1%	33.9%	32.6%	34.7%	29.9%	28.2%
EBITDA	1.15B	406.35M	238.07M	241.18M	266.50M	249.06M	183.06M	200.99M	194.09M
EBITDA Margin	51.1%	58.7%	46.5%	46.8%	49.7%	49.9%	41.6%	44.3%	43.3%
Depreciation & Amortization	15.91M	3.89M	4.02M	4.02M	3.98M	3.42M	3.54M	3.81M	3.83M
EPS Basic	31.84	11.19	6.68	6.48	7.49	6.67	6.26	5.54	5.12
EPS Diluted	31.57	11.14	6.61	6.42	7.40	6.59	6.14	5.44	5.05
Shares Outstanding	23.63M	23.63M	23.72M	23.91M	24.28M	24.39M	24.38M	24.68M	24.65M
Diluted Shares Outstanding	23.75M	23.75M	23.96M	24.16M	24.57M	24.68M	24.83M	25.08M	25.02M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	09/30/2025	09/30/2024	09/30/2023	09/30/2022	09/30/2021	09/30/2020	09/30/2019	09/30/2018
Revenue	1.99B	1.72B	1.51B	1.38B	1.32B	1.29B	1.16B	1.03B
Cost of Goods Sold	353.72M	348.21M	311.05M	302.17M	332.46M	361.14M	336.85M	310.70M
Gross Profit	1.64B	1.37B	1.20B	1.08B	984.07M	933.42M	823.24M	721.78M
Gross Profit Margin	82.2%	79.7%	79.4%	78.1%	74.7%	72.1%	71.0%	69.9%
Total Operating Expenses	712.30M	635.69M	559.67M	532.68M	478.58M	637.45M	569.69M	511.89M
Research & Development	188.35M	171.94M	159.95M	146.76M	171.23M	166.50M	149.48M	128.38M
Selling, General & Administrative	513.03M	462.83M	400.56M	383.86M	396.28M	420.93M	414.09M	376.91M
Operating Income (EBIT)	924.85M	733.63M	642.83M	542.41M	505.49M	295.97M	253.55M	175.36M
Operating Margin	46.5%	42.7%	42.5%	39.4%	38.4%	22.9%	21.9%	17.0%
Income Before Tax (EBT)	802.60M	642.02M	553.62M	471.31M	473.14M	257.00M	216.07M	188.01M
Interest Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	133.65M	105.64M	95.55M	68.97M	40.09M	42.18M	39.75M	31.31M
Other Income/Expense	-122.25M	-91.60M	-89.21M	-71.11M	-32.35M	-38.97M	-37.48M	-18.43M
Net Income	651.95M	512.81M	429.38M	373.54M	392.08M	236.41M	192.12M	142.41M
Income Tax Expense	150.65M	129.21M	124.25M	97.77M	81.06M	20.59M	23.95M	45.59M
Net Profit Margin	32.7%	29.9%	28.4%	27.1%	29.8%	18.3%	16.6%	13.8%
EBITDA	939.80M	747.46M	657.47M	562.88M	531.08M	326.34M	285.16M	205.54M
EBITDA Margin	47.2%	43.5%	43.4%	40.9%	40.3%	25.2%	24.6%	19.9%
Depreciation & Amortization	14.95M	13.83M	14.64M	20.46M	25.59M	30.37M	31.61M	30.18M
EPS Basic	26.90	20.78	17.18	14.34	13.65	8.13	6.63	4.79
EPS Diluted	26.54	20.45	16.93	14.18	13.40	7.90	6.34	4.57
Shares Outstanding	24.24M	24.68M	24.99M	26.04M	28.73M	29.07M	28.98M	29.71M
Diluted Shares Outstanding	24.56M	25.08M	25.37M	26.35M	29.26M	29.93M	30.29M	31.18M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.