Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 42.71 is 14% below its 5-year average of 49.78, near the low end of its 5-year range (17.79–272.63).
As of 2026-10-06T17:11:36.244Z. 34.63% below its 12-month average of 65.34.
Calculation as of: 2026-10-06T17:11:36.244Z.
Quote observation: 2026-10-06T17:10:20.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 68789b4e77ee779226be58196304e59309ca79c0b781ec0a7517eba270f8ed6e
PE Ratio (42.71) = Close Price ($11.12) / Diluted TTM EPS ($0.26)
PE RATIO
42.71
PE RATIO AVG TTM
65.34
PE RATIO AVG 3Y
72.02
PE RATIO AVG 5Y
49.78
PE RATIO AVG 10Y
N/A
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-34.63%
CURRENT VS 3Y AVG
-40.70%
CURRENT VS 5Y AVG
-14.20%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.86
median of 505 covered companies
CURRENT VS SECTOR MEDIAN
+208.15%
vs the sector median at left
Market Cap
$2.51B
PE Ratio
12.74
TTM Avg
10.99
3Y Avg
10.68
5Y Avg
10.51
Market Cap
$2.38B
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Columbia Financial, Inc. (CLBK) | $2.48B | 42.71 | 65.34 | 72.02 | 49.78 |
| First Bancorp (FBNC)vs › | $2.49B | 18.70 | 21.44 | 18.05 | 15.29 |
| First Busey Corporation (BUSE)vs › | $2.49B | 10.64 | 14.34 | 13.77 | 12.55 |
| First Merchants Corporation (FRME)vs › | $2.51B | 12.74 | 10.99 | 10.68 | 10.51 |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | N/A | N/A | N/A | N/A |
| Merchants Bancorp (MBINM)vs › | $2.54B | 5.10 | 5.92 | 4.95 | 5.11 |
| Merchants Bancorp (MBINN)vs › | $2.39B | 3.81 | 4.69 | 3.99 | 4.32 |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.58B | N/A | N/A | N/A | N/A |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.38B | N/A | N/A | N/A | N/A |
| Merchants Bancorp (MBINL)vs › | $2.37B | 4.64 | 5.67 | 5.04 | 5.04 |
At 42.7, P/E is near its 8-year median — higher than 60% of readings in its 8-year history.
8-year low
17.8
median
34.3
8-year high
1144.6
Trailing P/E
42.7
Forward P/E
39.9
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$11.12
Forward EPS (Est.)
$0.28
Forward P/E
39.89
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 43.52 |
| 2026-10-02 | 43.82 |
| 2026-10-01 | 42.86 |
| 2026-09-30 | 42.48 |
| 2026-09-29 | 41.79 |
| 2026-09-28 | 41.86 |
| 2026-09-25 | 43.52 |
| 2026-09-24 | 43.25 |
| 2026-09-23 | 42.94 |
| 2026-09-22 | 43.71 |
| 2026-09-21 | 44.55 |
| 2026-09-18 | 44.48 |
| 2026-09-17 | 44.36 |
| 2026-09-16 | 44.02 |
| 2026-09-15 | 44.28 |
| 2026-09-14 | 43.78 |
| 2026-09-11 | 44.28 |
| 2026-09-10 | 44.32 |
| 2026-09-09 | 44.09 |
| 2026-09-08 | 44.67 |
| 2026-09-04 | 44.94 |
| 2026-09-03 | 44.94 |
| 2026-09-02 | 44.75 |
| 2026-09-01 | 44.17 |
| 2026-08-31 | 44.63 |
| 2026-08-28 | 44.40 |
| 2026-08-27 | 45.09 |
| 2026-08-26 | 44.63 |
| 2026-08-25 | 44.78 |
| 2026-08-24 | 45.28 |
| 2026-08-21 | 45.28 |
| 2026-08-20 | 45.17 |
| 2026-08-19 | 44.90 |
| 2026-08-18 | 45.40 |
| 2026-08-17 | 44.86 |
| 2026-08-14 | 45.28 |
| 2026-08-13 | 44.98 |
| 2026-08-12 | 44.75 |
| 2026-08-11 | 42.59 |
| 2026-08-10 | 41.52 |
| 2026-08-07 | 43.36 |
| 2026-08-06 | 43.36 |
| 2026-08-05 | 43.08 |
| 2026-08-04 | 42.96 |
| 2026-08-03 | 42.56 |
| 2026-07-31 | 43.24 |
| 2026-07-30 | 43.80 |
| 2026-07-29 | 43.64 |
| 2026-07-28 | 43.96 |
| 2026-07-27 | 43.40 |
| 2026-07-24 | 43.52 |
| 2026-07-23 | 44.04 |
| 2026-07-22 | 43.76 |
| 2026-07-21 | 44.32 |
| 2026-07-20 | 44.56 |
| 2026-07-17 | 42.60 |
| 2026-07-16 | 41.72 |
| 2026-07-15 | 40.00 |
| 2026-07-14 | 38.88 |
| 2026-07-13 | 38.72 |
| 2026-07-10 | 38.64 |
| 2026-07-09 | 38.48 |
| 2026-07-08 | 37.80 |
| 2026-07-07 | 39.04 |
| 2026-07-06 | 38.92 |
| 2026-07-02 | 38.48 |
| 2026-07-01 | 38.68 |
| 2026-06-30 | 38.60 |
| 2026-06-29 | 38.24 |
| 2026-06-26 | 37.92 |
| 2026-06-25 | 36.52 |
| 2026-06-24 | 36.08 |
| 2026-06-23 | 36.04 |
| 2026-06-22 | 35.96 |
| 2026-06-18 | 36.40 |
| 2026-06-17 | 36.08 |
| 2026-06-16 | 36.80 |
| 2026-06-15 | 36.60 |
| 2026-06-12 | 37.64 |
| 2026-06-11 | 37.68 |
| 2026-06-10 | 37.76 |
| 2026-06-09 | 38.08 |
| 2026-06-08 | 37.72 |
| 2026-06-05 | 36.84 |
| 2026-06-04 | 36.80 |
| 2026-06-03 | 36.04 |
| 2026-06-02 | 36.96 |
| 2026-06-01 | 36.20 |
| 2026-05-29 | 36.60 |
| 2026-05-28 | 36.44 |
| 2026-05-27 | 36.32 |
| 2026-05-26 | 37.08 |
| 2026-05-22 | 37.00 |
| 2026-05-21 | 36.80 |
| 2026-05-20 | 36.72 |
| 2026-05-19 | 35.64 |
| 2026-05-18 | 36.04 |
| 2026-05-15 | 35.60 |
| 2026-05-14 | 35.80 |
| 2026-05-13 | 35.08 |
| 2026-05-12 | 34.92 |
| 2026-05-11 | 38.33 |
| 2026-05-08 | 38.46 |
| 2026-05-07 | 38.07 |
| 2026-05-06 | 38.03 |
| 2026-05-05 | 37.90 |
| 2026-05-04 | 36.90 |
| 2026-05-01 | 37.94 |
| 2026-04-30 | 37.90 |
| 2026-04-29 | 37.50 |
| 2026-04-28 | 37.64 |
| 2026-04-27 | 36.51 |
| 2026-04-24 | 35.81 |
| 2026-04-23 | 35.73 |
| 2026-04-22 | 35.55 |
| 2026-04-21 | 35.47 |
| 2026-04-20 | 36.29 |
| 2026-04-17 | 36.59 |
| 2026-04-16 | 35.81 |
| 2026-04-15 | 36.12 |
| 2026-04-14 | 35.94 |
| 2026-04-13 | 35.64 |
| 2026-04-10 | 35.77 |
| 2026-04-09 | 36.46 |
| 2026-04-08 | 35.99 |
| 2026-04-07 | 35.12 |
| 2026-04-06 | 34.99 |
| 2026-04-02 | 34.82 |
| 2026-04-01 | 34.64 |
| 2026-03-31 | 34.51 |
| 2026-03-30 | 34.17 |
| 2026-03-27 | 33.95 |
| 2026-03-26 | 34.17 |
| 2026-03-25 | 34.25 |
| 2026-03-24 | 34.43 |
| 2026-03-23 | 34.56 |
| 2026-03-20 | 33.91 |
| 2026-03-19 | 34.43 |
| 2026-03-18 | 33.86 |
| 2026-03-17 | 34.38 |
| 2026-03-16 | 34.43 |
| 2026-03-13 | 34.47 |
| 2026-03-12 | 34.34 |
| 2026-03-11 | 34.82 |
| 2026-03-10 | 35.03 |
| 2026-03-09 | 35.21 |
| 2026-03-06 | 122.54 |
| 2026-03-05 | 122.99 |
| 2026-03-04 | 124.63 |
| 2026-03-03 | 124.93 |
| 2026-03-02 | 124.03 |
| 2026-02-27 | 121.49 |
| 2026-02-26 | 123.58 |
| 2026-02-25 | 123.43 |
| 2026-02-24 | 121.94 |
| 2026-02-23 | 123.13 |
| 2026-02-20 | 125.07 |
| 2026-02-19 | 123.28 |
| 2026-02-18 | 123.43 |
| 2026-02-17 | 124.63 |
| 2026-02-13 | 124.93 |
| 2026-02-12 | 123.43 |
| 2026-02-11 | 122.39 |
| 2026-02-10 | 123.43 |
| 2026-02-09 | 124.33 |
| 2026-02-06 | 125.67 |
| 2026-02-05 | 121.94 |
| 2026-02-04 | 124.93 |
| 2026-02-03 | 118.66 |
| 2026-02-02 | 120.15 |
| 2026-01-30 | 110.45 |
| 2026-01-29 | 110.75 |
| 2026-01-28 | 108.81 |
| 2026-01-27 | 108.21 |
| 2026-01-26 | 107.46 |
| 2026-01-23 | 107.91 |
| 2026-01-22 | 111.79 |
| 2026-01-21 | 111.49 |
| 2026-01-20 | 106.12 |
| 2026-01-16 | 107.46 |
| 2026-01-15 | 107.46 |
| 2026-01-14 | 105.52 |
| 2026-01-13 | 104.33 |
| 2026-01-12 | 105.22 |
| 2026-01-09 | 103.73 |
| 2026-01-08 | 105.67 |
| 2026-01-07 | 103.28 |
| 2026-01-06 | 104.63 |
| 2026-01-05 | 107.01 |
| 2026-01-02 | 104.63 |
| 2025-12-31 | 105.37 |
| 2025-12-30 | 105.67 |
| 2025-12-29 | 106.87 |
| 2025-12-26 | 109.40 |
| 2025-12-24 | 109.70 |
| 2025-12-23 | 109.55 |
| 2025-12-22 | 111.19 |
| 2025-12-19 | 112.09 |
| 2025-12-18 | 114.33 |
| 2025-12-17 | 113.58 |
| 2025-12-16 | 114.48 |
| 2025-12-15 | 116.42 |
| 2025-12-12 | 116.12 |
| 2025-12-11 | 116.42 |
| 2025-12-10 | 116.27 |
| 2025-12-09 | 114.48 |
| 2025-12-08 | 113.73 |
| 2025-12-05 | 113.73 |
| 2025-12-04 | 114.33 |
| 2025-12-03 | 115.07 |
| 2025-12-02 | 110.30 |
| 2025-12-01 | 109.70 |
| 2025-11-28 | 107.46 |
| 2025-11-26 | 107.91 |
| 2025-11-25 | 108.96 |
| 2025-11-24 | 106.72 |
| 2025-11-21 | 105.07 |
| 2025-11-20 | 101.79 |
| 2025-11-19 | 100.00 |
| 2025-11-18 | 100.00 |
| 2025-11-17 | 98.51 |
| 2025-11-14 | 102.24 |
| 2025-11-13 | 101.94 |
| 2025-11-12 | 103.43 |
| 2025-11-11 | 104.03 |
| 2025-11-10 | 104.63 |
| 2025-11-07 | 262.03 |
| 2025-11-06 | 260.14 |
| 2025-11-05 | 263.55 |
| 2025-11-04 | 257.49 |
| 2025-11-03 | 257.87 |
| 2025-10-31 | 253.70 |
| 2025-10-30 | 258.62 |
| 2025-10-29 | 257.49 |
| 2025-10-28 | 264.68 |
| 2025-10-27 | 265.06 |
| 2025-10-24 | 265.44 |
| 2025-10-23 | 259.76 |
| 2025-10-22 | 262.79 |
| 2025-10-21 | 261.27 |
| 2025-10-20 | 244.23 |
| 2025-10-17 | 236.28 |
| 2025-10-16 | 237.04 |
| 2025-10-15 | 247.26 |
| 2025-10-14 | 251.81 |
| 2025-10-13 | 243.10 |
| 2025-10-10 | 239.31 |
| 2025-10-09 | 249.54 |
| 2025-10-08 | 256.35 |
| 2025-10-07 | 255.59 |
| 2025-10-06 | 264.30 |
| 2025-10-03 | 256.35 |
| 2025-10-02 | 253.70 |
| 2025-10-01 | 254.08 |
| 2025-09-30 | 258.24 |
| 2025-09-29 | 259.38 |
| 2025-09-26 | 263.17 |
| 2025-09-25 | 266.20 |
| 2025-09-24 | 266.20 |
| 2025-09-23 | 266.20 |
Showing the most recent 260 of 2,015 data points. The chart above shows the full history.