Which has the lower trailing P/E, CLBK or MBINM?

MBINM has the lower trailing P/E: CLBK trades at 43.25 and MBINM at 5.12. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CLBK or MBINM?

Over the past five years, MBINM grew revenue faster — CLBK at a 9.43% CAGR versus MBINM at 23.60%.

Does CLBK or MBINM pay a bigger dividend?

CLBK yields 0.44% and MBINM yields 8.13% based on trailing dividends and the latest price.

Is CLBK or MBINM more profitable?

MBINM runs the higher net margin — CLBK at 11.53% versus MBINM at 20.51%.

Columbia Financial, Inc. (CLBK) vs Merchants Bancorp (MBINM)

A side-by-side comparison of Columbia Financial, Inc. and Merchants Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CLBK

Columbia Financial, Inc.

$2.52B

$11.26Financial ServicesDelayed quote: Oct 6, 2026, 10:40 AM EDT

MBINM

Merchants Bancorp

$2.54B

$25.47Financial ServicesDelayed quote: Oct 6, 2026, 10:31 AM EDT

Total return — CLBK vs MBINM

growth of $100 · dividends reinvested · last 4y

CLBK +16.1% (+3.8%/yr)MBINM +41.9% (+9.1%/yr)MBINM compounded faster over this window

CLBK MBINM

CLBK vs MBINM: by the numbers

•MBINM is the larger company ($2.54B vs $2.52B market cap).
•MBINM trades at the lower trailing earnings multiple (5.12 vs 43.25 P/E), one valuation lens rather than an overall verdict.
•MBINM converts more revenue to profit (20.51% vs 11.53% net margin).
•MBINM grew revenue faster over the past five years (23.60% vs 9.43% CAGR).
•MBINM pays the higher dividend yield (8.13% vs 0.44%).

Metrics side by side

Valuation

Metric	CLBK	MBINM
P/E ratio	43.25	5.12
Forward P/E	40.39	4.57
P/S ratio	4.99	1.94
P/B ratio	2.10	1.38

Profitability

Metric	CLBK	MBINM
Operating margin	11.80%	21.15%
Net margin	11.53%	20.51%
ROE	4.86%	11.22%

Columbia Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CLBK	MBINM
Dividend yield	0.44%	8.13%
Payout ratio	19.20%	41.41%

Growth (annualized)

Metric	CLBK	MBINM
Revenue CAGR (5Y)	9.43%	23.60%
EPS CAGR (5Y)	-0.39%	-0.37%
Total return CAGR (5Y)	5.66%	N/A

Frequently asked

Which has the lower trailing P/E, CLBK or MBINM?: MBINM has the lower trailing P/E: CLBK trades at 43.25 and MBINM at 5.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CLBK or MBINM?: Over the past five years, MBINM grew revenue faster — CLBK at a 9.43% CAGR versus MBINM at 23.60%.
Does CLBK or MBINM pay a bigger dividend?: CLBK yields 0.44% and MBINM yields 8.13% based on trailing dividends and the latest price.
Is CLBK or MBINM more profitable?: MBINM runs the higher net margin — CLBK at 11.53% versus MBINM at 20.51%.

Go deeper

Full CLBK analysis Full MBINM analysis Interactive comparison tool

Dig into the metrics

Columbia Financial P/E ratio Merchants Bancorp P/E ratio Columbia Financial dividend yield Merchants Bancorp dividend yield Columbia Financial ROE Merchants Bancorp ROE Columbia Financial operating margin Merchants Bancorp operating margin Columbia Financial revenue growth Merchants Bancorp revenue growth

Columbia Financial & Merchants Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.