Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 4.86% is in line with its 5-year average of 4.83%, around the middle of its 5-year range (-1.08%–8.85%).
As of the fiscal period ended Tuesday, June 30, 2026. 52.47% above its 12-month average of 3.19%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 4.86%.
RETURN ON EQUITY (ROE)
4.86%
RETURN ON EQUITY (ROE) AVG TTM
3.19%
RETURN ON EQUITY (ROE) AVG 3Y
2.64%
RETURN ON EQUITY (ROE) AVG 5Y
4.83%
RETURN ON EQUITY (ROE) AVG 10Y
N/A
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+52.47%
CURRENT VS 3Y AVG
+83.98%
CURRENT VS 5Y AVG
+0.61%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.94%
median of 559 covered companies
CURRENT VS SECTOR MEDIAN
-45.63%
vs the sector median at left
Columbia Financial, Inc.
Market Cap
$2.51B
Return on Equity (ROE)
4.86%
TTM Avg
3.19%
3Y Avg
2.64%
5Y Avg
4.83%
Market Cap
$2.50B
Return on Equity (ROE)
9.69%
TTM Avg
6.85%
3Y Avg
8.64%
5Y Avg
8.63%
Market Cap
$2.50B
Return on Equity (ROE)
7.76%
TTM Avg
5.99%
3Y Avg
8.45%
5Y Avg
8.45%
Market Cap
$2.51B
Return on Equity (ROE)
6.89%
TTM Avg
8.95%
3Y Avg
9.69%
5Y Avg
9.57%
Market Cap
$2.54B
Return on Equity (ROE)
11.22%
TTM Avg
11.93%
3Y Avg
13.84%
5Y Avg
16.21%
Market Cap
$2.44B
Return on Equity (ROE)
-56.75%
TTM Avg
-27.14%
3Y Avg
-13.95%
5Y Avg
1.02%
Market Cap
$2.59B
Return on Equity (ROE)
-9.19%
TTM Avg
-4.92%
3Y Avg
-8.20%
5Y Avg
-7.02%
Market Cap
$2.39B
Return on Equity (ROE)
11.22%
TTM Avg
11.93%
3Y Avg
13.84%
5Y Avg
16.21%
Market Cap
$2.38B
Return on Equity (ROE)
2.29%
TTM Avg
8.94%
3Y Avg
-2.67%
5Y Avg
-0.24%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Columbia Financial, Inc. (CLBK) | $2.51B | 4.86% | 3.19% | 2.64% | 4.83% |
| First Busey Corporation (BUSE)vs › | $2.50B | 9.69% | 6.85% | 8.64% | 8.63% |
| First Bancorp (FBNC)vs › | $2.50B | 7.76% | 5.99% | 8.45% | 8.45% |
| First Merchants Corporation (FRME)vs › | $2.51B | 6.89% | 8.95% | 9.69% | 9.57% |
| Merchants Bancorp (MBINM)vs › | $2.54B | 11.22% | 11.93% | 13.84% | 16.21% |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | -56.75% | -27.14% | -13.95% | 1.02% |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.59B | -9.19% | -4.92% | -8.20% | -7.02% |
| Merchants Bancorp (MBINN)vs › | $2.39B | 11.22% | 11.93% | 13.84% | 16.21% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.38B | 2.29% | 8.94% | -2.67% | -0.24% |
| Merchants Bancorp (MBINL)vs › | $2.38B | 11.22% | 11.93% | 13.84% | 16.21% |
ROE
4.9%
ROA
0.5%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 4.86% |
| 2026-03-31 | 4.77% |
| 2025-12-31 | 4.46% |
| 2025-09-30 | 1.30% |
| 2025-06-30 | 0.55% |
| 2025-03-31 | -0.15% |
| 2024-12-31 | -1.08% |
| 2024-09-30 | 1.50% |
| 2024-06-30 | 1.82% |
| 2024-03-31 | 1.56% |
| 2023-12-31 | 3.47% |
| 2023-09-30 | 5.10% |
| 2023-06-30 | 6.18% |
| 2023-03-31 | 8.13% |
| 2022-12-31 | 8.18% |
| 2022-09-30 | 8.51% |
| 2022-06-30 | 8.16% |
| 2022-03-31 | 8.85% |
| 2021-12-31 | 8.53% |
| 2021-09-30 | 8.67% |
| 2021-06-30 | 8.08% |
| 2021-03-31 | 7.19% |
| 2020-12-31 | 5.70% |
| 2020-09-30 | 4.96% |
| 2020-06-30 | 4.77% |
| 2020-03-31 | 4.84% |
| 2019-12-31 | 5.57% |
| 2019-09-30 | 5.65% |
| 2019-06-30 | 5.22% |
| 2019-03-31 | 2.60% |
| 2018-12-31 | 2.34% |
| 2018-09-30 | 1.22% |
| 2018-06-30 | 0.24% |
| 2018-03-31 | 5.54% |
| 2017-12-31 | 5.24% |
| 2017-09-30 | 6.53% |