Which has grown faster, BWIN or CLBK?

Over the past five years, BWIN grew revenue faster — BWIN at a 45.39% CAGR versus CLBK at 9.43%.

Does BWIN or CLBK pay a bigger dividend?

CLBK pays a dividend (0.44% yield), while BWIN has no payments in the available dividend history.

Is BWIN or CLBK more profitable?

CLBK runs the higher net margin — BWIN at -4.67% versus CLBK at 11.53%.

The Baldwin Insurance Group, Inc. (BWIN) vs Columbia Financial, Inc. (CLBK)

A side-by-side comparison of The Baldwin Insurance Group, Inc. and Columbia Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BWIN

The Baldwin Insurance Group, Inc.

$2.59B

$31.90Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

CLBK

Columbia Financial, Inc.

$2.53B

$11.33Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — BWIN vs CLBK

growth of $100 · dividends reinvested · last 2y

BWIN +6.1% (+3.0%/yr)CLBK +59.1% (+26.2%/yr)CLBK compounded faster over this window

BWIN CLBK

BWIN vs CLBK: by the numbers

•BWIN is the larger company ($2.59B vs $2.53B market cap).
•CLBK is profitable (11.53% net margin) while BWIN runs a net loss (-4.67%).
•BWIN grew revenue faster over the past five years (45.39% vs 9.43% CAGR).
•CLBK pays a dividend (0.44% yield), while BWIN has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	BWIN	CLBK
P/E ratio	N/A	43.52
Forward P/E	15.85	40.64
P/S ratio	1.49	5.02
P/B ratio	2.92	2.12
EV / EBITDA	53.04	N/A
FCF yield	1.69%	N/A

Profitability

Metric	BWIN	CLBK
Gross margin	9.58%	N/A
Operating margin	7.27%	11.80%
Net margin	-4.67%	11.53%
ROE	-9.19%	4.86%
ROIC	-2.02%	N/A

Columbia Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BWIN	CLBK
Dividend yield	N/A	0.44%
Payout ratio	N/A	19.20%

Growth (annualized)

Metric	BWIN	CLBK
Revenue CAGR (5Y)	45.39%	9.43%
EPS CAGR (5Y)	N/A	-0.39%
Total return CAGR (5Y)	N/A	5.66%

Frequently asked

Which has grown faster, BWIN or CLBK?: Over the past five years, BWIN grew revenue faster — BWIN at a 45.39% CAGR versus CLBK at 9.43%.
Does BWIN or CLBK pay a bigger dividend?: CLBK pays a dividend (0.44% yield), while BWIN has no payments in the available dividend history.
Is BWIN or CLBK more profitable?: CLBK runs the higher net margin — BWIN at -4.67% versus CLBK at 11.53%.

Go deeper

Full BWIN analysis Full CLBK analysis Interactive comparison tool

Dig into the metrics

Columbia Financial P/E ratio Columbia Financial dividend yield Baldwin Insurance ROE Columbia Financial ROE Baldwin Insurance operating margin Columbia Financial operating margin Baldwin Insurance revenue growth Columbia Financial revenue growth Baldwin Insurance free cash flow

Baldwin Insurance & Columbia Financial appear in these rankings

Fastest Revenue Growth Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.