Which has the lower trailing P/E, CLBK or MBINL?

MBINL has the lower trailing P/E: CLBK trades at 43.25 and MBINL at 4.67. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CLBK or MBINL?

Over the past five years, MBINL grew revenue faster — CLBK at a 9.43% CAGR versus MBINL at 23.60%.

Does CLBK or MBINL pay a bigger dividend?

CLBK yields 0.44% and MBINL yields 8.34% based on trailing dividends and the latest price.

Is CLBK or MBINL more profitable?

MBINL runs the higher net margin — CLBK at 11.53% versus MBINL at 20.51%.

Columbia Financial, Inc. (CLBK) vs Merchants Bancorp (MBINL)

A side-by-side comparison of Columbia Financial, Inc. and Merchants Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CLBK

Columbia Financial, Inc.

$2.52B

$11.26Financial ServicesDelayed quote: Oct 6, 2026, 10:40 AM EDT

MBINL

Merchants Bancorp

$2.38B

$23.24Financial ServicesDelayed quote: Oct 6, 2026, 10:36 AM EDT

Total return — CLBK vs MBINL

growth of $100 · dividends reinvested · last 2y

CLBK +38.4% (+17.7%/yr)MBINL +6.6% (+3.3%/yr)CLBK compounded faster over this window

CLBK MBINL

CLBK vs MBINL: by the numbers

•CLBK is the larger company ($2.52B vs $2.38B market cap).
•MBINL trades at the lower trailing earnings multiple (4.67 vs 43.25 P/E), one valuation lens rather than an overall verdict.
•MBINL converts more revenue to profit (20.51% vs 11.53% net margin).
•MBINL grew revenue faster over the past five years (23.60% vs 9.43% CAGR).
•MBINL pays the higher dividend yield (8.34% vs 0.44%).

Metrics side by side

Valuation

Metric	CLBK	MBINL
P/E ratio	43.25	4.67
Forward P/E	40.39	4.17
P/S ratio	4.99	1.82
P/B ratio	2.10	1.29

Profitability

Metric	CLBK	MBINL
Operating margin	11.80%	21.15%
Net margin	11.53%	20.51%
ROE	4.86%	11.22%

Columbia Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CLBK	MBINL
Dividend yield	0.44%	8.34%
Payout ratio	19.20%	38.31%

Growth (annualized)

Metric	CLBK	MBINL
Revenue CAGR (5Y)	9.43%	23.60%
EPS CAGR (5Y)	-0.39%	-0.37%
Total return CAGR (5Y)	5.66%	N/A

Frequently asked

Which has the lower trailing P/E, CLBK or MBINL?: MBINL has the lower trailing P/E: CLBK trades at 43.25 and MBINL at 4.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CLBK or MBINL?: Over the past five years, MBINL grew revenue faster — CLBK at a 9.43% CAGR versus MBINL at 23.60%.
Does CLBK or MBINL pay a bigger dividend?: CLBK yields 0.44% and MBINL yields 8.34% based on trailing dividends and the latest price.
Is CLBK or MBINL more profitable?: MBINL runs the higher net margin — CLBK at 11.53% versus MBINL at 20.51%.

Go deeper

Full CLBK analysis Full MBINL analysis Interactive comparison tool

Dig into the metrics

Columbia Financial P/E ratio Merchants Bancorp P/E ratio Columbia Financial dividend yield Merchants Bancorp dividend yield Columbia Financial ROE Merchants Bancorp ROE Columbia Financial operating margin Merchants Bancorp operating margin Columbia Financial revenue growth Merchants Bancorp revenue growth

Columbia Financial & Merchants Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.