Columbia Financial, Inc. (CLBK) vs Oxford Lane Capital Corp. (OXLCM)

A side-by-side comparison of Columbia Financial, Inc. and Oxford Lane Capital Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CLBK vs OXLCM

growth of $100 · dividends reinvested · last 8y
CLBK +62.1% (+6.2%/yr)OXLCM +56.2% (+5.7%/yr)CLBK compounded faster over this window
50100150Start $1002020202220242026$162$156
CLBK OXLCM

CLBK vs OXLCM: by the numbers

  • •CLBK is the larger company ($2.49B vs $2.44B market cap).
  • •CLBK is profitable (11.53% net margin) while OXLCM runs a net loss (-149.35%).
  • •OXLCM grew revenue faster over the past five years (25.20% vs 9.43% CAGR).
  • •OXLCM pays the higher dividend yield (4.40% vs 0.44%).

Metrics side by side

Valuation

MetricCLBKOXLCM
P/E ratio42.75N/A
Forward P/E39.926.42
P/S ratio4.93N/A
P/B ratio2.082.37

Profitability

MetricCLBKOXLCM
Gross marginN/A68.25%
Operating margin11.80%-135.44%
Net margin11.53%-149.35%
ROE4.86%-56.75%

Columbia Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCLBKOXLCM
Dividend yield0.44%4.40%
Payout ratio19.20%N/A

Growth (annualized)

MetricCLBKOXLCM
Revenue CAGR (5Y)9.43%25.20%
EPS CAGR (5Y)-0.39%N/A
Total return CAGR (5Y)5.66%4.42%

Frequently asked

Which has grown faster, CLBK or OXLCM?
Over the past five years, OXLCM grew revenue faster — CLBK at a 9.43% CAGR versus OXLCM at 25.20%.
Does CLBK or OXLCM pay a bigger dividend?
CLBK yields 0.44% and OXLCM yields 4.40% based on trailing dividends and the latest price.
Is CLBK or OXLCM more profitable?
CLBK runs the higher net margin — CLBK at 11.53% versus OXLCM at -149.35%.
How have CLBK and OXLCM total returns compared?
Over the past 5 years, CLBK delivered 5.66% and OXLCM delivered 4.42% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.