Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.64 is in line with its 5-year average of 11.57, near the low end of its 5-year range (6.98–22.82).
As of 2026-10-06T17:06:03.530Z. 25.78% below its 12-month average of 14.34.
Calculation as of: 2026-10-06T17:06:03.530Z.
Quote observation: 2026-10-06T17:05:05.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: f812f68be6716b6549b1c1a82043c97e8e4942e5516e5ba246675db19645ac67
PE Ratio (10.64) = Close Price ($29.46) / Diluted TTM EPS ($2.77)
PE RATIO
10.64
PE RATIO AVG TTM
14.34
PE RATIO AVG 3Y
13.77
PE RATIO AVG 5Y
11.57
PE RATIO AVG 10Y
13.99
PE RATIO AVG 15Y
15.28
PE RATIO AVG 20Y
15.38
CURRENT VS TTM AVG
-25.78%
CURRENT VS 3Y AVG
-22.74%
CURRENT VS 5Y AVG
-8.01%
CURRENT VS 10Y AVG
-23.95%
CURRENT VS 15Y AVG
-30.36%
CURRENT VS 20Y AVG
-30.80%
SECTOR MEDIAN · FINANCIAL SERVICES
13.86
median of 503 covered companies
CURRENT VS SECTOR MEDIAN
-23.23%
vs the sector median at left
Market Cap
$2.51B
PE Ratio
12.75
TTM Avg
10.99
3Y Avg
10.68
5Y Avg
10.51
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Busey Corporation (BUSE) | $2.49B | 10.64 | 14.34 | 13.77 | 11.57 |
| Columbia Financial, Inc. (CLBK)vs › | $2.48B | 42.71 | 84.23 | 90.55 | 61.41 |
| First Bancorp (FBNC)vs › | $2.49B | 18.67 | 21.44 | 18.05 | 15.29 |
| First Merchants Corporation (FRME)vs › | $2.51B | 12.75 | 10.99 | 10.68 | 10.51 |
| Merchants Bancorp (MBINM)vs › | $2.54B | 5.10 | 5.92 | 4.95 | 5.11 |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | N/A | N/A | N/A | N/A |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.58B | N/A | N/A | N/A | N/A |
| Merchants Bancorp (MBINN)vs › | $2.39B | 3.81 | 4.69 | 3.99 | 4.32 |
| Merchants Bancorp (MBINL)vs › | $2.38B | 4.66 | 5.67 | 5.04 | 5.04 |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.38B | N/A | N/A | N/A | N/A |
At 10.6, P/E is below its 20-year median — higher than 12% of readings in its 20-year history.
20-year low
7.0
median
15.5
20-year high
24.5
Trailing P/E
10.6
Forward P/E
11.6
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$29.46
Forward EPS (Est.)
$2.55
Forward P/E
11.56
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.65 |
| 2026-10-02 | 10.73 |
| 2026-10-01 | 10.64 |
| 2026-09-30 | 10.52 |
| 2026-09-29 | 10.61 |
| 2026-09-28 | 10.74 |
| 2026-09-25 | 10.86 |
| 2026-09-24 | 10.83 |
| 2026-09-23 | 10.70 |
| 2026-09-22 | 10.73 |
| 2026-09-21 | 10.82 |
| 2026-09-18 | 10.95 |
| 2026-09-17 | 10.88 |
| 2026-09-16 | 10.92 |
| 2026-09-15 | 11.03 |
| 2026-09-14 | 11.02 |
| 2026-09-11 | 10.99 |
| 2026-09-10 | 10.97 |
| 2026-09-09 | 10.91 |
| 2026-09-08 | 10.98 |
| 2026-09-04 | 11.07 |
| 2026-09-03 | 11.08 |
| 2026-09-02 | 11.00 |
| 2026-09-01 | 10.79 |
| 2026-08-31 | 10.87 |
| 2026-08-28 | 10.94 |
| 2026-08-27 | 10.90 |
| 2026-08-26 | 10.88 |
| 2026-08-25 | 10.83 |
| 2026-08-24 | 10.94 |
| 2026-08-21 | 10.94 |
| 2026-08-20 | 10.91 |
| 2026-08-19 | 10.92 |
| 2026-08-18 | 11.16 |
| 2026-08-17 | 11.22 |
| 2026-08-14 | 11.27 |
| 2026-08-13 | 11.26 |
| 2026-08-12 | 11.29 |
| 2026-08-11 | 11.22 |
| 2026-08-10 | 11.13 |
| 2026-08-07 | 11.18 |
| 2026-08-06 | 11.73 |
| 2026-08-05 | 11.84 |
| 2026-08-04 | 11.92 |
| 2026-08-03 | 11.80 |
| 2026-07-31 | 11.65 |
| 2026-07-30 | 11.80 |
| 2026-07-29 | 11.59 |
| 2026-07-28 | 11.41 |
| 2026-07-27 | 11.23 |
| 2026-07-24 | 11.26 |
| 2026-07-23 | 11.15 |
| 2026-07-22 | 11.17 |
| 2026-07-21 | 11.28 |
| 2026-07-20 | 11.20 |
| 2026-07-17 | 11.32 |
| 2026-07-16 | 11.48 |
| 2026-07-15 | 11.08 |
| 2026-07-14 | 11.06 |
| 2026-07-13 | 11.05 |
| 2026-07-10 | 11.02 |
| 2026-07-09 | 10.89 |
| 2026-07-08 | 10.82 |
| 2026-07-07 | 11.03 |
| 2026-07-06 | 11.13 |
| 2026-07-02 | 11.19 |
| 2026-07-01 | 11.38 |
| 2026-06-30 | 11.13 |
| 2026-06-29 | 11.14 |
| 2026-06-26 | 11.25 |
| 2026-06-25 | 11.10 |
| 2026-06-24 | 11.04 |
| 2026-06-23 | 10.90 |
| 2026-06-22 | 10.76 |
| 2026-06-18 | 10.65 |
| 2026-06-17 | 10.56 |
| 2026-06-16 | 10.69 |
| 2026-06-15 | 10.66 |
| 2026-06-12 | 10.86 |
| 2026-06-11 | 10.74 |
| 2026-06-10 | 10.69 |
| 2026-06-09 | 10.65 |
| 2026-06-08 | 10.50 |
| 2026-06-05 | 10.41 |
| 2026-06-04 | 10.35 |
| 2026-06-03 | 10.13 |
| 2026-06-02 | 10.35 |
| 2026-06-01 | 10.23 |
| 2026-05-29 | 10.33 |
| 2026-05-28 | 10.28 |
| 2026-05-27 | 10.25 |
| 2026-05-26 | 10.40 |
| 2026-05-22 | 10.22 |
| 2026-05-21 | 10.13 |
| 2026-05-20 | 10.11 |
| 2026-05-19 | 9.89 |
| 2026-05-18 | 9.89 |
| 2026-05-15 | 9.74 |
| 2026-05-14 | 9.87 |
| 2026-05-13 | 9.78 |
| 2026-05-12 | 9.87 |
| 2026-05-11 | 9.91 |
| 2026-05-08 | 10.04 |
| 2026-05-07 | 16.12 |
| 2026-05-06 | 16.20 |
| 2026-05-05 | 16.10 |
| 2026-05-04 | 15.90 |
| 2026-05-01 | 16.13 |
| 2026-04-30 | 15.88 |
| 2026-04-29 | 15.62 |
| 2026-04-28 | 16.08 |
| 2026-04-27 | 16.07 |
| 2026-04-24 | 15.87 |
| 2026-04-23 | 16.07 |
| 2026-04-22 | 15.94 |
| 2026-04-21 | 15.94 |
| 2026-04-20 | 16.24 |
| 2026-04-17 | 16.35 |
| 2026-04-16 | 15.88 |
| 2026-04-15 | 16.12 |
| 2026-04-14 | 16.24 |
| 2026-04-13 | 16.19 |
| 2026-04-10 | 16.16 |
| 2026-04-09 | 16.33 |
| 2026-04-08 | 16.17 |
| 2026-04-07 | 15.72 |
| 2026-04-06 | 15.69 |
| 2026-04-02 | 15.52 |
| 2026-04-01 | 15.44 |
| 2026-03-31 | 15.32 |
| 2026-03-30 | 14.99 |
| 2026-03-27 | 14.92 |
| 2026-03-26 | 15.13 |
| 2026-03-25 | 15.09 |
| 2026-03-24 | 15.09 |
| 2026-03-23 | 15.19 |
| 2026-03-20 | 14.85 |
| 2026-03-19 | 14.87 |
| 2026-03-18 | 14.65 |
| 2026-03-17 | 15.02 |
| 2026-03-16 | 15.22 |
| 2026-03-13 | 14.96 |
| 2026-03-12 | 15.07 |
| 2026-03-11 | 15.08 |
| 2026-03-10 | 15.19 |
| 2026-03-09 | 15.18 |
| 2026-03-06 | 15.22 |
| 2026-03-05 | 15.32 |
| 2026-03-04 | 15.55 |
| 2026-03-03 | 15.64 |
| 2026-03-02 | 15.56 |
| 2026-02-27 | 15.37 |
| 2026-02-26 | 17.19 |
| 2026-02-25 | 17.15 |
| 2026-02-24 | 16.87 |
| 2026-02-23 | 16.81 |
| 2026-02-20 | 17.50 |
| 2026-02-19 | 17.36 |
| 2026-02-18 | 17.42 |
| 2026-02-17 | 17.58 |
| 2026-02-13 | 17.58 |
| 2026-02-12 | 17.51 |
| 2026-02-11 | 17.52 |
| 2026-02-10 | 17.80 |
| 2026-02-09 | 18.15 |
| 2026-02-06 | 18.06 |
| 2026-02-05 | 17.56 |
| 2026-02-04 | 17.44 |
| 2026-02-03 | 17.05 |
| 2026-02-02 | 16.85 |
| 2026-01-30 | 16.32 |
| 2026-01-29 | 16.34 |
| 2026-01-28 | 16.15 |
| 2026-01-27 | 16.59 |
| 2026-01-26 | 16.37 |
| 2026-01-23 | 16.30 |
| 2026-01-22 | 17.03 |
| 2026-01-21 | 16.88 |
| 2026-01-20 | 16.15 |
| 2026-01-16 | 16.16 |
| 2026-01-15 | 16.46 |
| 2026-01-14 | 16.03 |
| 2026-01-13 | 15.70 |
| 2026-01-12 | 15.80 |
| 2026-01-09 | 15.94 |
| 2026-01-08 | 16.25 |
| 2026-01-07 | 15.86 |
| 2026-01-06 | 16.09 |
| 2026-01-05 | 16.03 |
| 2026-01-02 | 15.83 |
| 2025-12-31 | 15.75 |
| 2025-12-30 | 15.91 |
| 2025-12-29 | 16.07 |
| 2025-12-26 | 16.16 |
| 2025-12-24 | 16.15 |
| 2025-12-23 | 16.12 |
| 2025-12-22 | 16.33 |
| 2025-12-19 | 16.56 |
| 2025-12-18 | 16.75 |
| 2025-12-17 | 16.69 |
| 2025-12-16 | 16.74 |
| 2025-12-15 | 16.72 |
| 2025-12-12 | 16.67 |
| 2025-12-11 | 16.58 |
| 2025-12-10 | 16.48 |
| 2025-12-09 | 16.05 |
| 2025-12-08 | 16.09 |
| 2025-12-05 | 15.91 |
| 2025-12-04 | 16.01 |
| 2025-12-03 | 15.85 |
| 2025-12-02 | 15.56 |
| 2025-12-01 | 15.58 |
| 2025-11-28 | 15.59 |
| 2025-11-26 | 15.74 |
| 2025-11-25 | 15.87 |
| 2025-11-24 | 15.37 |
| 2025-11-21 | 15.37 |
| 2025-11-20 | 14.85 |
| 2025-11-19 | 14.90 |
| 2025-11-18 | 14.80 |
| 2025-11-17 | 14.68 |
| 2025-11-14 | 15.34 |
| 2025-11-13 | 15.24 |
| 2025-11-12 | 15.33 |
| 2025-11-11 | 15.25 |
| 2025-11-10 | 15.18 |
| 2025-11-07 | 15.23 |
| 2025-11-06 | 20.32 |
| 2025-11-05 | 20.59 |
| 2025-11-04 | 20.23 |
| 2025-11-03 | 20.27 |
| 2025-10-31 | 19.96 |
| 2025-10-30 | 20.10 |
| 2025-10-29 | 20.12 |
| 2025-10-28 | 20.75 |
| 2025-10-27 | 20.71 |
| 2025-10-24 | 20.96 |
| 2025-10-23 | 20.70 |
| 2025-10-22 | 20.80 |
| 2025-10-21 | 20.76 |
| 2025-10-20 | 20.79 |
| 2025-10-17 | 20.06 |
| 2025-10-16 | 19.81 |
| 2025-10-15 | 20.82 |
| 2025-10-14 | 21.21 |
| 2025-10-13 | 20.35 |
| 2025-10-10 | 20.05 |
| 2025-10-09 | 20.79 |
| 2025-10-08 | 20.87 |
| 2025-10-07 | 20.70 |
| 2025-10-06 | 20.87 |
| 2025-10-03 | 20.69 |
| 2025-10-02 | 20.59 |
| 2025-10-01 | 20.61 |
| 2025-09-30 | 20.67 |
| 2025-09-29 | 20.98 |
| 2025-09-26 | 21.43 |
| 2025-09-25 | 21.42 |
| 2025-09-24 | 21.54 |
| 2025-09-23 | 21.71 |
Showing the most recent 260 of 4,528 data points. The chart above shows the full history.