Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 72.90% is in line with its 5-year average of 67.89%, near the high end of its 5-year range (60.14%–74.17%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.06% above its 12-month average of 72.14%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 72.90%.
DEBT TO ASSETS RATIO
72.90%
DEBT TO ASSETS RATIO AVG TTM
72.14%
DEBT TO ASSETS RATIO AVG 3Y
69.59%
DEBT TO ASSETS RATIO AVG 5Y
67.89%
DEBT TO ASSETS RATIO AVG 10Y
65.32%
DEBT TO ASSETS RATIO AVG 15Y
63.45%
DEBT TO ASSETS RATIO AVG 20Y
62.34%
CURRENT VS TTM AVG
+1.06%
CURRENT VS 3Y AVG
+4.76%
CURRENT VS 5Y AVG
+7.38%
CURRENT VS 10Y AVG
+11.62%
CURRENT VS 15Y AVG
+14.89%
CURRENT VS 20Y AVG
+16.94%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 430 covered companies
CURRENT VS SECTOR MEDIAN
+145707.53%
vs the sector median at left
Credit Acceptance Corporation
Market Cap
$5.56B
Debt to Assets Ratio
72.90%
TTM Avg
72.14%
3Y Avg
69.59%
5Y Avg
67.89%
Market Cap
$5.77B
Debt to Assets Ratio
0.07%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.94B
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.11B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.10B
Debt to Assets Ratio
0.49%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.91B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Credit Acceptance Corporation (CACC) | $5.56B | 72.90% | 72.14% | 69.59% | 67.89% |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.77B | 0.07% | N/A | N/A | N/A |
| BGC Group, Inc (BGC)vs › | $5.78B | 0.31% | N/A | N/A | N/A |
| Hancock Whitney Corporation (HWC)vs › | $5.94B | 0.05% | N/A | N/A | N/A |
| RLI Corp. (RLI)vs › | $5.15B | 0.05% | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $5.11B | 0.43% | N/A | N/A | N/A |
| Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs › | $5.10B | 0.49% | N/A | N/A | N/A |
| Axos Financial, Inc. (AX)vs › | $5.03B | 0.04% | N/A | N/A | N/A |
| Eastern Bankshares, Inc. (EBC)vs › | $4.91B | 0.01% | N/A | N/A | N/A |
| Hamilton Lane Incorporated (HLNE)vs › | $4.85B | 0.14% | N/A | N/A | N/A |
Debt/Assets
72.9%
Debt/Equity
3.96
Current ratio and interest coverage is unavailable for Credit Acceptance Corporation: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 72.90% |
| 2026-03-31 | 73.71% |
| 2025-12-31 | 66.20% |
| 2025-09-30 | 73.71% |
| 2025-06-30 | 74.17% |
| 2025-03-31 | 72.43% |
| 2024-12-31 | 65.22% |
| 2024-09-30 | 71.97% |
| 2024-06-30 | 72.03% |
| 2024-03-31 | 69.30% |
| 2023-12-31 | 60.37% |
| 2023-09-30 | 66.79% |
| 2023-06-30 | 65.87% |
| 2023-03-31 | 65.98% |
| 2022-12-31 | 60.14% |
| 2022-09-30 | 67.12% |
| 2022-06-30 | 68.67% |
| 2022-03-31 | 67.33% |
| 2021-12-31 | 65.51% |
| 2021-09-30 | 65.00% |
| 2021-06-30 | 61.27% |
| 2021-03-31 | 61.19% |
| 2020-12-31 | 62.82% |
| 2020-09-30 | 63.94% |
| 2020-06-30 | 67.59% |
| 2020-03-31 | 67.74% |
| 2019-12-31 | 59.89% |
| 2019-09-30 | 59.85% |
| 2019-06-30 | 61.12% |
| 2019-03-31 | 62.69% |
| 2018-12-31 | 61.26% |
| 2018-09-30 | 62.09% |
| 2018-06-30 | 62.40% |
| 2018-03-31 | 62.28% |
| 2017-12-31 | 61.59% |
| 2017-09-30 | 62.17% |
| 2017-06-30 | 63.76% |
| 2017-03-31 | 63.76% |
| 2016-12-31 | 61.73% |
| 2016-09-30 | 61.33% |
| 2016-06-30 | 63.07% |
| 2016-03-31 | 62.86% |
| 2015-12-31 | 61.50% |
| 2015-09-30 | 61.65% |
| 2015-06-30 | 61.23% |
| 2015-03-31 | 63.43% |
| 2014-12-31 | 62.92% |
| 2014-09-30 | 60.98% |
| 2014-06-30 | 62.97% |
| 2014-03-31 | 60.54% |
| 2013-12-31 | 57.22% |
| 2013-09-30 | 60.12% |
| 2013-06-30 | 60.78% |
| 2013-03-31 | 60.31% |
| 2012-12-31 | 58.63% |
| 2012-09-30 | 60.00% |
| 2012-06-30 | 56.52% |
| 2012-03-31 | 57.94% |
| 2011-12-31 | 56.74% |
| 2011-09-30 | 58.00% |
| 2011-06-30 | 59.10% |
| 2011-03-31 | 32.69% |
| 2010-12-31 | 51.04% |
| 2010-09-30 | 52.91% |
| 2010-06-30 | 39.33% |
| 2010-03-31 | 40.59% |
| 2009-12-31 | 43.10% |
| 2009-09-30 | 46.21% |
| 2009-06-30 | 50.38% |
| 2009-03-31 | 53.27% |
| 2008-12-31 | 56.32% |
| 2008-09-30 | 59.12% |
| 2008-06-30 | 61.05% |
| 2008-03-31 | 67.26% |
| 2007-12-31 | 56.48% |
| 2007-09-30 | 60.58% |
| 2007-06-30 | 61.83% |
| 2007-03-31 | 59.53% |
| 2006-12-31 | 54.08% |
| 2006-09-30 | 46.46% |
| 2006-06-30 | 42.94% |
| 2006-03-31 | 53.85% |
| 2005-12-31 | 29.58% |
| 2005-09-30 | 37.55% |
| 2005-06-30 | 39.47% |
| 2005-03-31 | 36.81% |
| 2004-12-31 | 34.03% |
| 2004-09-30 | 20.00% |
| 2004-06-30 | 16.84% |
| 2004-03-31 | 15.92% |
| 2003-12-31 | 11.28% |
| 2003-09-30 | 11.55% |
| 2003-06-30 | 12.60% |
| 2003-03-31 | 11.09% |
| 2002-12-31 | 18.21% |
| 2002-09-30 | 15.52% |
