Credit Acceptance Corporation (CACC) vs Main Street Capital Corporation (MAIN)

A side-by-side comparison of Credit Acceptance Corporation and Main Street Capital Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CACC vs MAIN

growth of $100 · dividends reinvested · last 10y
CACC +177.4% (+10.7%/yr)MAIN +242.9% (+13.1%/yr)MAIN compounded faster over this window
100200300400Start $10020182020202220242026$277$343
CACC MAIN

CACC vs MAIN: by the numbers

  • •CACC is the larger company ($5.56B vs $5.11B market cap).
  • •MAIN trades at the lower trailing earnings multiple (11.08 vs 11.69 P/E), one valuation lens rather than an overall verdict.
  • •MAIN converts more revenue to profit (64.50% vs 21.60% net margin).
  • •MAIN grew revenue faster over the past five years (11.02% vs 5.31% CAGR).
  • •MAIN pays a dividend (7.86% yield), while CACC has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCACCMAIN
P/E ratio11.6911.08
Forward P/E10.9614.42
PEG ratio1.190.17
P/S ratio2.397.31
P/B ratio3.501.61

Profitability

MetricCACCMAIN
Gross marginN/A100.00%
Operating margin43.42%80.71%
Net margin21.60%64.50%
ROE31.59%14.25%

Credit Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCACCMAIN
Dividend yieldN/A7.86%
Payout ratioN/A87.10%

Growth (annualized)

MetricCACCMAIN
Revenue CAGR (5Y)5.31%11.02%
EPS CAGR (5Y)10.17%65.11%
Total return CAGR (5Y)-2.87%14.48%

Frequently asked

Which has the lower trailing P/E, CACC or MAIN?
MAIN has the lower trailing P/E: CACC trades at 11.69 and MAIN at 11.08. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CACC or MAIN?
Over the past five years, MAIN grew revenue faster — CACC at a 5.31% CAGR versus MAIN at 11.02%.
Does CACC or MAIN pay a bigger dividend?
MAIN pays a dividend (7.86% yield), while CACC has no payments in the available dividend history.
Is CACC or MAIN more profitable?
MAIN runs the higher net margin — CACC at 21.60% versus MAIN at 64.50%.
How have CACC and MAIN total returns compared?
Over the past 10 years, CACC delivered 10.68% and MAIN delivered 13.10% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.