Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 1.28% is 59% above its 5-year average of 0.80%, near the low end of its 5-year range (0.08%–4.96%).
As of the fiscal period ended Tuesday, June 30, 2026. 45.80% above its 12-month average of 0.88%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.28%.
DEBT TO ASSETS RATIO
1.28%
DEBT TO ASSETS RATIO AVG TTM
0.88%
DEBT TO ASSETS RATIO AVG 3Y
0.58%
DEBT TO ASSETS RATIO AVG 5Y
0.80%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+45.80%
CURRENT VS 3Y AVG
+120.79%
CURRENT VS 5Y AVG
+59.05%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 567 covered companies
CURRENT VS SECTOR MEDIAN
+2459.89%
vs the sector median at left
Eastern Bankshares, Inc.
Market Cap
$4.90B
Debt to Assets Ratio
1.28%
TTM Avg
0.88%
3Y Avg
0.58%
5Y Avg
0.80%
Market Cap
$4.84B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.83B
Debt to Assets Ratio
0.14%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.11B
Debt to Assets Ratio
0.43%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.13B
Debt to Assets Ratio
0.49%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Eastern Bankshares, Inc. (EBC) | $4.90B | 1.28% | 0.88% | 0.58% | 0.80% |
| JPMorgan U.S. Tech Leaders ETF (JTEK)vs › | $4.84B | N/A | N/A | N/A | N/A |
| Hamilton Lane Incorporated (HLNE)vs › | $4.83B | 0.14% | N/A | N/A | N/A |
| Bank OZK (OZK)vs › | $5.07B | 0.02% | N/A | N/A | N/A |
| Axos Financial, Inc. (AX)vs › | $5.09B | 0.04% | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $5.11B | 0.43% | N/A | N/A | N/A |
| Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs › | $5.13B | 0.49% | N/A | N/A | N/A |
| Bank OZK (OZKAP)vs › | $5.19B | 0.02% | N/A | N/A | N/A |
| RLI Corp. (RLI)vs › | $5.19B | 0.05% | N/A | N/A | N/A |
| First Financial Bankshares, Inc. (FFIN)vs › | $4.59B | 0.00% | N/A | N/A | N/A |
Debt/Assets
1.3%
Debt/Equity
0.09
Current ratio and interest coverage is unavailable for Eastern Bankshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 1.28% |
| 2026-03-31 | 2.25% |
| 2025-12-31 | 0.65% |
| 2025-09-30 | 0.10% |
| 2025-06-30 | 0.11% |
| 2025-03-31 | 0.08% |
| 2024-12-31 | 0.18% |
| 2024-09-30 | 0.18% |
| 2024-06-30 | 0.18% |
| 2024-03-31 | 0.20% |
| 2023-12-31 | 0.19% |
| 2023-09-30 | 3.30% |
| 2023-06-30 | 1.56% |
| 2023-03-31 | 4.96% |
| 2022-12-31 | 3.21% |
| 2022-09-30 | 1.84% |
| 2022-06-30 | 0.15% |
| 2022-03-31 | 0.15% |
| 2021-12-31 | 0.15% |
| 2021-09-30 | 0.17% |
| 2021-06-30 | 0.17% |
| 2021-03-31 | 0.18% |
| 2020-12-31 | 0.18% |
| 2020-09-30 | 0.19% |
| 2020-06-30 | 0.21% |
| 2020-03-31 | 0.25% |
| 2019-12-31 | 2.02% |
