Axos Financial, Inc. (AX) vs Eastern Bankshares, Inc. (EBC)
A side-by-side comparison of Axos Financial, Inc. and Eastern Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AX vs EBC
growth of $100 · dividends reinvested · last 6yAX vs EBC: by the numbers
- •AX is the larger company ($5.08B vs $4.90B market cap).
- •AX trades at the lower trailing earnings multiple (10.54 vs 12.04 P/E), one valuation lens rather than an overall verdict.
- •EBC converts more revenue to profit (26.28% vs 22.39% net margin).
- •AX grew revenue faster over the past five years (25.21% vs 18.87% CAGR).
- •EBC pays a dividend (2.64% yield), while AX has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | AX | EBC |
|---|---|---|
| P/E ratio | 10.54 | 12.04 |
| Forward P/E | 9.23 | 11.28 |
| PEG ratio | 0.56 | 0.48 |
| P/S ratio | 2.32 | 3.42 |
| P/B ratio | 1.60 | 1.14 |
Profitability
| Metric | AX | EBC |
|---|---|---|
| Operating margin | 29.52% | 9.41% |
| Net margin | 22.39% | 26.28% |
| ROE | 15.49% | 8.78% |
Axos Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Eastern Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AX | EBC |
|---|---|---|
| Dividend yield | N/A | 2.64% |
| Payout ratio | N/A | 31.82% |
Growth (annualized)
| Metric | AX | EBC |
|---|---|---|
| Revenue CAGR (5Y) | 25.21% | 18.87% |
| EPS CAGR (5Y) | 18.93% | 25.21% |
| Total return CAGR (5Y) | 10.50% | 2.86% |
Frequently asked
- Which has the lower trailing P/E, AX or EBC?
- AX has the lower trailing P/E: AX trades at 10.54 and EBC at 12.04. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AX or EBC?
- Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus EBC at 18.87%.
- Does AX or EBC pay a bigger dividend?
- EBC pays a dividend (2.64% yield), while AX has no payments in the available dividend history.
- Is AX or EBC more profitable?
- EBC runs the higher net margin — AX at 22.39% versus EBC at 26.28%.
- How have AX and EBC total returns compared?
- Over the past 5 years, AX delivered 10.50% and EBC delivered 2.86% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Axos Financial & Eastern Bankshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.