Eastern Bankshares, Inc. (EBC) vs Bank OZK (OZK)
A side-by-side comparison of Eastern Bankshares, Inc. and Bank OZK across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EBC vs OZK
growth of $100 · dividends reinvested · last 6yEBC vs OZK: by the numbers
- •OZK is the larger company ($4.98B vs $4.89B market cap).
- •OZK trades at the lower trailing earnings multiple (7.55 vs 12.01 P/E), one valuation lens rather than an overall verdict.
- •EBC converts more revenue to profit (26.28% vs 24.95% net margin).
- •EBC grew revenue faster over the past five years (18.87% vs 18.68% CAGR).
- •OZK pays the higher dividend yield (4.00% vs 2.64%).
Metrics side by side
Valuation
| Metric | EBC | OZK |
|---|---|---|
| P/E ratio | 12.01 | 7.55 |
| Forward P/E | 11.26 | 7.87 |
| PEG ratio | 0.48 | 0.34 |
| P/S ratio | 3.41 | 1.80 |
| P/B ratio | 1.14 | 0.84 |
Profitability
| Metric | EBC | OZK |
|---|---|---|
| Operating margin | 9.41% | 32.35% |
| Net margin | 26.28% | 24.95% |
| ROE | 8.78% | 11.01% |
Eastern Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EBC | OZK |
|---|---|---|
| Dividend yield | 2.64% | 4.00% |
| Payout ratio | 31.82% | 30.74% |
Growth (annualized)
| Metric | EBC | OZK |
|---|---|---|
| Revenue CAGR (5Y) | 18.87% | 18.68% |
| EPS CAGR (5Y) | 25.21% | 22.41% |
| Total return CAGR (5Y) | 2.86% | 4.97% |
Frequently asked
- Which has the lower trailing P/E, EBC or OZK?
- OZK has the lower trailing P/E: EBC trades at 12.01 and OZK at 7.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EBC or OZK?
- Over the past five years, EBC grew revenue faster — EBC at a 18.87% CAGR versus OZK at 18.68%.
- Does EBC or OZK pay a bigger dividend?
- EBC yields 2.64% and OZK yields 4.00% based on trailing dividends and the latest price.
- Is EBC or OZK more profitable?
- EBC runs the higher net margin — EBC at 26.28% versus OZK at 24.95%.
- How have EBC and OZK total returns compared?
- Over the past 5 years, EBC delivered 2.86% and OZK delivered 4.97% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Eastern Bankshares & Bank OZK appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.