Which has the lower trailing P/E, EBC or OZKAP?

OZKAP has the lower trailing P/E: EBC trades at 12.03 and OZKAP at 2.45. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, EBC or OZKAP?

Over the past five years, EBC grew revenue faster — EBC at a 18.87% CAGR versus OZKAP at 18.68%.

Does EBC or OZKAP pay a bigger dividend?

EBC yields 2.64% and OZKAP yields 7.84% based on trailing dividends and the latest price.

Is EBC or OZKAP more profitable?

EBC runs the higher net margin — EBC at 26.28% versus OZKAP at 24.95%.

Eastern Bankshares, Inc. (EBC) vs Bank OZK (OZKAP)

A side-by-side comparison of Eastern Bankshares, Inc. and Bank OZK across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

EBC

Eastern Bankshares, Inc.

$4.89B

$21.18Financial ServicesDelayed quote: Oct 6, 2026, 12:45 PM EDT

OZKAP

Bank OZK

$5.20B

$14.82Financial ServicesDelayed quote: Oct 6, 2026, 12:35 PM EDT

Total return — EBC vs OZKAP

growth of $100 · dividends reinvested · last 5y

EBC +17.2% (+3.2%/yr)OZKAP -18.7% (-4.0%/yr)EBC compounded faster over this window

EBC OZKAP

EBC vs OZKAP: by the numbers

•OZKAP is the larger company ($5.20B vs $4.89B market cap).
•OZKAP trades at the lower trailing earnings multiple (2.45 vs 12.03 P/E), one valuation lens rather than an overall verdict.
•EBC converts more revenue to profit (26.28% vs 24.95% net margin).
•EBC grew revenue faster over the past five years (18.87% vs 18.68% CAGR).
•OZKAP pays the higher dividend yield (7.84% vs 2.64%).

Metrics side by side

Valuation

Metric	EBC	OZKAP
P/E ratio	12.03	2.45
Forward P/E	11.28	2.56
PEG ratio	0.48	0.11
P/S ratio	3.42	1.88
P/B ratio	1.14	0.88

Profitability

Metric	EBC	OZKAP
Operating margin	9.41%	32.35%
Net margin	26.28%	24.95%
ROE	8.78%	11.01%

Eastern Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	EBC	OZKAP
Dividend yield	2.64%	7.84%
Payout ratio	31.82%	19.11%

Growth (annualized)

Metric	EBC	OZKAP
Revenue CAGR (5Y)	18.87%	18.68%
EPS CAGR (5Y)	25.21%	22.41%
Total return CAGR (5Y)	2.86%	N/A

Frequently asked

Which has the lower trailing P/E, EBC or OZKAP?: OZKAP has the lower trailing P/E: EBC trades at 12.03 and OZKAP at 2.45. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EBC or OZKAP?: Over the past five years, EBC grew revenue faster — EBC at a 18.87% CAGR versus OZKAP at 18.68%.
Does EBC or OZKAP pay a bigger dividend?: EBC yields 2.64% and OZKAP yields 7.84% based on trailing dividends and the latest price.
Is EBC or OZKAP more profitable?: EBC runs the higher net margin — EBC at 26.28% versus OZKAP at 24.95%.

Go deeper

Full EBC analysis Full OZKAP analysis Interactive comparison tool

Dig into the metrics

Eastern Bankshares P/E ratio Bank OZK P/E ratio Eastern Bankshares dividend yield Bank OZK dividend yield Eastern Bankshares ROE Bank OZK ROE Eastern Bankshares operating margin Bank OZK operating margin Eastern Bankshares revenue growth Bank OZK revenue growth

Eastern Bankshares & Bank OZK appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.