Credit Acceptance Corporation (CACC) vs Eastern Bankshares, Inc. (EBC)
A side-by-side comparison of Credit Acceptance Corporation and Eastern Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CACC vs EBC
growth of $100 · dividends reinvested · last 6yCACC vs EBC: by the numbers
- •CACC is the larger company ($5.56B vs $4.91B market cap).
- •CACC trades at the lower trailing earnings multiple (11.68 vs 12.07 P/E), one valuation lens rather than an overall verdict.
- •EBC converts more revenue to profit (26.28% vs 21.60% net margin).
- •EBC grew revenue faster over the past five years (18.87% vs 5.31% CAGR).
- •EBC pays a dividend (2.64% yield), while CACC has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | CACC | EBC |
|---|---|---|
| P/E ratio | 11.68 | 12.07 |
| Forward P/E | 10.95 | 11.31 |
| PEG ratio | 1.18 | 0.48 |
| P/S ratio | 2.39 | 3.43 |
| P/B ratio | 3.50 | 1.15 |
Profitability
| Metric | CACC | EBC |
|---|---|---|
| Operating margin | 43.42% | 9.41% |
| Net margin | 21.60% | 26.28% |
| ROE | 31.59% | 8.78% |
Credit Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Eastern Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CACC | EBC |
|---|---|---|
| Dividend yield | N/A | 2.64% |
| Payout ratio | N/A | 31.82% |
Growth (annualized)
| Metric | CACC | EBC |
|---|---|---|
| Revenue CAGR (5Y) | 5.31% | 18.87% |
| EPS CAGR (5Y) | 10.17% | 25.21% |
| Total return CAGR (5Y) | -2.87% | 2.86% |
Frequently asked
- Which has the lower trailing P/E, CACC or EBC?
- CACC has the lower trailing P/E: CACC trades at 11.68 and EBC at 12.07. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CACC or EBC?
- Over the past five years, EBC grew revenue faster — CACC at a 5.31% CAGR versus EBC at 18.87%.
- Does CACC or EBC pay a bigger dividend?
- EBC pays a dividend (2.64% yield), while CACC has no payments in the available dividend history.
- Is CACC or EBC more profitable?
- EBC runs the higher net margin — CACC at 21.60% versus EBC at 26.28%.
- How have CACC and EBC total returns compared?
- Over the past 5 years, CACC delivered -2.87% and EBC delivered 2.86% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Credit Acceptance & Eastern Bankshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.